Citizens Community Bancorp Inc (CZWI) - Total Assets
Based on the latest financial reports, Citizens Community Bancorp Inc (CZWI) holds total assets worth $1.78 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore debt repayment capacity of Citizens Community Bancorp Inc to assess how comfortably operating cash covers total debt obligations.
Citizens Community Bancorp Inc - Total Assets Trend (2000–2025)
This chart illustrates how Citizens Community Bancorp Inc's total assets have evolved over time, based on quarterly financial data. See Citizens Community Bancorp Inc net assets for net asset value and shareholders' equity analysis.
Citizens Community Bancorp Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Citizens Community Bancorp Inc's total assets of $1.78 Billion consist of 88.5% current assets and 11.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 6.7% |
| Accounts Receivable | $1.32 Billion | 74.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $395.00K | 0.0% |
| Goodwill | $31.50 Million | 1.8% |
Asset Composition Trend (2000–2025)
This chart illustrates how Citizens Community Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market cap of Citizens Community Bancorp Inc.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Citizens Community Bancorp Inc's current assets represent 88.5% of total assets in 2025, an increase from 0.0% in 2000.
- Cash Position: Cash and equivalents constituted 6.7% of total assets in 2025, up from 0.0% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2000.
- Asset Diversification: The largest asset category is accounts receivable at 74.3% of total assets.
Citizens Community Bancorp Inc Competitors by Total Assets
Key competitors of Citizens Community Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
Citizens Community Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 3015.31 | 0.09 | 0.26 |
| Quick Ratio | 3015.31 | 0.09 | 0.26 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $1.58 Billion | $-1.36 Billion | $-1.11 Billion |
Citizens Community Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between Citizens Community Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.07 |
| Latest Market Cap to Assets Ratio | 0.11 |
| Asset Growth Rate (YoY) | 1.9% |
| Total Assets | $1.78 Billion |
| Market Capitalization | $199.99 Million USD |
Valuation Analysis
Below Book Valuation: The market values Citizens Community Bancorp Inc's assets below their book value (0.11x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Citizens Community Bancorp Inc's assets grew by 1.9% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Citizens Community Bancorp Inc (2000–2025)
The table below shows the annual total assets of Citizens Community Bancorp Inc from 2000 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.78 Billion | +1.90% |
| 2024-12-31 | $1.75 Billion | -5.56% |
| 2023-12-31 | $1.85 Billion | +1.93% |
| 2022-12-31 | $1.82 Billion | +4.41% |
| 2021-12-31 | $1.74 Billion | +5.49% |
| 2020-12-31 | $1.65 Billion | +7.70% |
| 2019-12-31 | $1.53 Billion | +18.87% |
| 2018-12-31 | $1.29 Billion | +36.95% |
| 2017-12-31 | $940.66 Million | +37.04% |
| 2016-12-31 | $686.41 Million | +17.99% |
| 2015-12-31 | $581.77 Million | +2.10% |
| 2014-12-31 | $569.82 Million | +2.76% |
| 2013-12-31 | $554.52 Million | +4.59% |
| 2012-12-31 | $530.18 Million | -1.19% |
| 2011-12-31 | $536.56 Million | -9.73% |
| 2010-12-31 | $594.37 Million | +3.29% |
| 2009-12-31 | $575.41 Million | +19.87% |
| 2008-12-31 | $480.04 Million | +17.25% |
| 2007-12-31 | $409.43 Million | +41.25% |
| 2006-12-31 | $289.86 Million | +17.97% |
| 2005-12-31 | $245.71 Million | +51.69% |
| 2004-12-31 | $161.98 Million | +24.22% |
| 2003-12-31 | $130.40 Million | +13.14% |
| 2002-12-31 | $115.26 Million | +6.64% |
| 2001-12-31 | $108.08 Million | +9.45% |
| 2000-12-31 | $98.75 Million | -- |
About Citizens Community Bancorp Inc
Citizens Community Bancorp, Inc. operates as a bank holding company for Citizens Community Federal N.A. that provides various traditional community banking services to businesses, agricultural operators, and consumers in the United States, Wisconsin, Minnesota and internationally. The company offers various deposit products, including demand deposits, savings and money market accounts, and certif… Read more