Esquire Financial Holdings Inc (ESQ) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Esquire Financial Holdings Inc (ESQ) has a cash flow conversion efficiency ratio of 0.058x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($16.79 Million) by net assets ($289.60 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Esquire Financial Holdings Inc balance sheet quality to measure how much of total assets are equity-financed.
Esquire Financial Holdings Inc - Cash Flow Conversion Efficiency Trend (2014–2025)
This chart illustrates how Esquire Financial Holdings Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Esquire Financial Holdings Inc (ESQ) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Esquire Financial Holdings Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Esquire Financial Holdings Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Neo Performance Materials Inc
TO:NEO
|
-0.077x |
|
Evolv Technologies Holdings Inc
NASDAQ:EVLV
|
0.130x |
|
Mader Group Ltd
AU:MAD
|
0.132x |
|
Hana Microelectronics Public Company Limited
BK:HANA
|
-0.007x |
|
Nitratos de Chile SA
SN:NITRATOS
|
0.085x |
|
MetroCity Bankshares
NASDAQ:MCBS
|
0.063x |
|
CAP S.A
SN:CAP
|
0.038x |
|
Ategrity Specialty Insurance Company Holdings
NYSE:ASIC
|
0.066x |
Annual Cash Flow Conversion Efficiency for Esquire Financial Holdings Inc (2014–2025)
The table below shows the annual cash flow conversion efficiency of Esquire Financial Holdings Inc from 2014 to 2025. For the full company profile with market capitalisation and key ratios, see ESQ market cap.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $289.60 Million | $59.84 Million | 0.207x | +16.06% |
| 2024-12-31 | $237.09 Million | $42.21 Million | 0.178x | -16.63% |
| 2023-12-31 | $198.56 Million | $42.40 Million | 0.214x | -12.95% |
| 2022-12-31 | $158.16 Million | $38.80 Million | 0.245x | +17.22% |
| 2021-12-31 | $143.74 Million | $30.08 Million | 0.209x | +1157.30% |
| 2020-12-31 | $936.66 Million | $15.59 Million | 0.017x | -18.57% |
| 2019-12-31 | $797.92 Million | $16.31 Million | 0.020x | -81.25% |
| 2018-12-31 | $92.77 Million | $10.11 Million | 0.109x | +128.41% |
| 2017-12-31 | $83.38 Million | $3.98 Million | 0.048x | -60.59% |
| 2016-12-31 | $52.19 Million | $6.32 Million | 0.121x | +281.43% |
| 2015-12-31 | $49.42 Million | $1.57 Million | 0.032x | +176.50% |
| 2014-12-31 | $38.54 Million | $442.49K | 0.011x | -- |
About Esquire Financial Holdings Inc
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company provides checking, savings, money market, and time deposits, as well as certificates of deposit. It also offers commercial loans, such… Read more