Esquire Financial Holdings Inc (ESQ) - Total Assets
Based on the latest financial reports, Esquire Financial Holdings Inc (ESQ) holds total assets worth $2.37 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check ESQ total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Esquire Financial Holdings Inc - Total Assets Trend (2014–2025)
This chart illustrates how Esquire Financial Holdings Inc's total assets have evolved over time, based on quarterly financial data. Explore Esquire Financial Holdings Inc strategic investment ratio to see how much of total assets are deployed in long-term investments.
Esquire Financial Holdings Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Esquire Financial Holdings Inc's total assets of $2.37 Billion consist of 20.4% current assets and 79.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 10.0% |
| Accounts Receivable | $12.64 Million | 0.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2014–2025)
This chart illustrates how Esquire Financial Holdings Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see how much is Esquire Financial Holdings Inc worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Esquire Financial Holdings Inc's current assets represent 20.4% of total assets in 2025, a decrease from 21.7% in 2014.
- Cash Position: Cash and equivalents constituted 10.0% of total assets in 2025, down from 21.7% in 2014.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2014.
- Asset Diversification: The largest asset category is accounts receivable at 0.5% of total assets.
Esquire Financial Holdings Inc Competitors by Total Assets
Key competitors of Esquire Financial Holdings Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
BNP Paribas SA
PA:BNP
|
France | €2.79 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM778.72 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
Bank of Xi'An Co Ltd
SHG:600928
|
China | CN¥546.99 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
|
Bank Mestika Dharma Tbk
JK:BBMD
|
Indonesia | Rp16.58 Trillion |
|
Bank Multiarta Sentosa PT
JK:MASB
|
Indonesia | Rp34.10 Trillion |
|
Bank Ochrony Środowiska SA
WAR:BOS
|
Poland | zł25.72 Billion |
Esquire Financial Holdings Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 488.25 | 0.23 | 0.26 |
| Quick Ratio | 488.25 | 0.23 | 0.26 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $481.40 Million | $-1.26 Billion | $-644.64 Million |
Esquire Financial Holdings Inc - Advanced Valuation Insights
This section examines the relationship between Esquire Financial Holdings Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 3.25 |
| Latest Market Cap to Assets Ratio | 0.41 |
| Asset Growth Rate (YoY) | 25.0% |
| Total Assets | $2.37 Billion |
| Market Capitalization | $970.00 Million USD |
Valuation Analysis
Below Book Valuation: The market values Esquire Financial Holdings Inc's assets below their book value (0.41x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Esquire Financial Holdings Inc's assets grew by 25.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Esquire Financial Holdings Inc (2014–2025)
The table below shows the annual total assets of Esquire Financial Holdings Inc from 2014 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.37 Billion | +25.00% |
| 2024-12-31 | $1.89 Billion | +17.05% |
| 2023-12-31 | $1.62 Billion | +15.85% |
| 2022-12-31 | $1.40 Billion | +18.40% |
| 2021-12-31 | $1.18 Billion | +25.84% |
| 2020-12-31 | $936.71 Million | +17.38% |
| 2019-12-31 | $798.01 Million | +20.20% |
| 2018-12-31 | $663.90 Million | +24.41% |
| 2017-12-31 | $533.63 Million | +25.61% |
| 2016-12-31 | $424.83 Million | +20.47% |
| 2015-12-31 | $352.65 Million | +6.64% |
| 2014-12-31 | $330.69 Million | -- |
About Esquire Financial Holdings Inc
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States. The company provides checking, savings, money market, and time deposits, as well as certificates of deposit. It also offers commercial loans, such… Read more