Lake Shore Bancorp Inc (LSBK) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Lake Shore Bancorp Inc (LSBK) has a cash flow conversion efficiency ratio of 0.024x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.34 Million) by net assets ($139.31 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Lake Shore Bancorp Inc - Cash Flow Conversion Efficiency Trend (2004–2024)
This chart illustrates how Lake Shore Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read how much debt does Lake Shore Bancorp Inc carry for a breakdown of total debt and financial obligations.
Lake Shore Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Lake Shore Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Monroe Capital Corp
NASDAQ:MRCC
|
-0.011x |
|
MMTEC Inc
NASDAQ:MTC
|
0.170x |
|
Frontier Transport Holdings Ltd
JSE:FTH
|
0.107x |
|
Nabaltec AG
F:NTG
|
0.050x |
|
Beauty Health Co
NASDAQ:SKIN
|
0.147x |
|
Southern Acids (M) Bhd
KLSE:5134
|
0.052x |
|
Lassila &Tikanoja Oyj
HE:LAT1V
|
0.070x |
|
Amorepacific Group
KO:002795
|
-0.003x |
Annual Cash Flow Conversion Efficiency for Lake Shore Bancorp Inc (2004–2024)
The table below shows the annual cash flow conversion efficiency of Lake Shore Bancorp Inc from 2004 to 2024. For the full company profile with market capitalisation and key ratios, see Lake Shore Bancorp Inc (LSBK) total market value.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $89.87 Million | $2.51 Million | 0.028x | -61.20% |
| 2023-12-31 | $86.27 Million | $6.21 Million | 0.072x | -28.23% |
| 2022-12-31 | $81.18 Million | $8.14 Million | 0.100x | +3.11% |
| 2021-12-31 | $87.98 Million | $8.55 Million | 0.097x | +49.06% |
| 2020-12-31 | $85.92 Million | $5.60 Million | 0.065x | +543.84% |
| 2019-12-31 | $576.22 Million | $5.84 Million | 0.010x | -86.78% |
| 2018-12-31 | $79.80 Million | $6.11 Million | 0.077x | +3.05% |
| 2017-12-31 | $78.38 Million | $5.83 Million | 0.074x | +31.64% |
| 2016-12-31 | $76.03 Million | $4.29 Million | 0.056x | -15.93% |
| 2015-12-31 | $73.88 Million | $4.96 Million | 0.067x | +10.70% |
| 2014-12-31 | $71.63 Million | $4.35 Million | 0.061x | -26.40% |
| 2013-12-31 | $65.27 Million | $5.38 Million | 0.082x | -18.21% |
| 2012-12-31 | $66.98 Million | $6.75 Million | 0.101x | +4.79% |
| 2011-12-31 | $63.95 Million | $6.15 Million | 0.096x | +8.42% |
| 2010-12-31 | $55.21 Million | $4.90 Million | 0.089x | +93.17% |
| 2009-12-31 | $55.45 Million | $2.55 Million | 0.046x | -40.45% |
| 2008-12-31 | $54.23 Million | $4.18 Million | 0.077x | +97.52% |
| 2007-12-31 | $53.47 Million | $2.09 Million | 0.039x | -53.36% |
| 2006-12-31 | $53.75 Million | $4.50 Million | 0.084x | -20.00% |
| 2005-12-31 | $28.00 Million | $2.93 Million | 0.105x | -26.35% |
| 2004-12-31 | $26.91 Million | $3.83 Million | 0.142x | -- |
About Lake Shore Bancorp Inc
Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; NOW accounts; money market savings and checking accounts; interest-bearing and non-interest bearing checking accounts, such… Read more