Lake Shore Bancorp Inc (LSBK) - Total Liabilities
Based on the latest financial reports, Lake Shore Bancorp Inc (LSBK) has total liabilities worth $603.50 Million USD as of September 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore how efficiently does Lake Shore Bancorp Inc generate cash to assess how effectively this company generates cash.
Lake Shore Bancorp Inc - Total Liabilities Trend (2001–2024)
This chart illustrates how Lake Shore Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. Check Lake Shore Bancorp Inc (LSBK) asset resilience to evaluate the company's liquid asset resilience ratio.
Lake Shore Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of Lake Shore Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Nabaltec AG
F:NTG
|
Germany | €151.87 Million |
|
Frontier Transport Holdings Ltd
JSE:FTH
|
South Africa | ZAC1.42 Billion |
|
MMTEC Inc
NASDAQ:MTC
|
USA | $40.12 Million |
|
Monroe Capital Corp
NASDAQ:MRCC
|
USA | $215.91 Million |
|
Beauty Health Co
NASDAQ:SKIN
|
USA | $437.98 Million |
|
Southern Acids (M) Bhd
KLSE:5134
|
Malaysia | RM232.27 Million |
|
Lassila &Tikanoja Oyj
HE:LAT1V
|
Finland | €413.00 Million |
|
Amorepacific Group
KO:002795
|
Korea | ₩1.39 Trillion |
Liability Composition Analysis (2001–2024)
This chart breaks down Lake Shore Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see LSBK market cap.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.23 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 4.33 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.81 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Lake Shore Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Lake Shore Bancorp Inc (2001–2024)
The table below shows the annual total liabilities of Lake Shore Bancorp Inc from 2001 to 2024.
| Year | Total Liabilities | Change |
|---|---|---|
| 2024-12-31 | $595.64 Million | -6.76% |
| 2023-12-31 | $638.85 Million | +3.25% |
| 2022-12-31 | $618.73 Million | -1.12% |
| 2021-12-31 | $625.76 Million | +4.25% |
| 2020-12-31 | $600.28 Million | +1632.40% |
| 2019-12-31 | $34.65 Million | -92.56% |
| 2018-12-31 | $465.90 Million | +5.74% |
| 2017-12-31 | $440.60 Million | +6.65% |
| 2016-12-31 | $413.14 Million | +3.41% |
| 2015-12-31 | $399.51 Million | -3.93% |
| 2014-12-31 | $415.84 Million | -0.25% |
| 2013-12-31 | $416.90 Million | +0.36% |
| 2012-12-31 | $415.40 Million | -2.18% |
| 2011-12-31 | $424.65 Million | +0.19% |
| 2010-12-31 | $423.84 Million | +14.49% |
| 2009-12-31 | $370.21 Million | +4.70% |
| 2008-12-31 | $353.61 Million | +16.19% |
| 2007-12-31 | $304.34 Million | +1.28% |
| 2006-12-31 | $300.49 Million | -1.71% |
| 2005-12-31 | $305.73 Million | +0.93% |
| 2004-12-31 | $302.93 Million | +8.75% |
| 2003-12-31 | $278.56 Million | +30.10% |
| 2002-12-31 | $214.11 Million | +11.30% |
| 2001-12-31 | $192.38 Million | -- |
About Lake Shore Bancorp Inc
Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; NOW accounts; money market savings and checking accounts; interest-bearing and non-interest bearing checking accounts, such… Read more