Lake Shore Bancorp Inc (LSBK) - Total Liabilities

Latest as of March 2026: $579.63 Million USD

Based on the latest financial reports, Lake Shore Bancorp Inc (LSBK) has total liabilities worth $579.63 Million USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Lake Shore Bancorp Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.

Lake Shore Bancorp Inc - Total Liabilities Trend (2001–2025)

This chart illustrates how Lake Shore Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see LSBK current and non-current assets.

Lake Shore Bancorp Inc Competitors by Total Liabilities

The table below lists competitors of Lake Shore Bancorp Inc ranked by their total liabilities.

Company Country Total Liabilities
VIROMED MEDICAL NA O.N.
XETRA:VME
Germany €3.44 Million
Yg Plus Inc
KO:037270
Korea ₩103.63 Billion
Gordon Auto Body Parts Co Ltd
TW:1524
Taiwan NT$2.18 Billion
Bitcoin Group SE
XETRA:ADE
Germany €102.52 Million
Ekovest Bhd
KLSE:8877
Malaysia RM8.39 Billion
Leifheit Aktiengesellschaft
F:LEI
Germany €92.90 Million
Caribou Biosciences Inc
NASDAQ:CRBU
USA $44.67 Million
BINEX Co. Ltd
KQ:053030
Korea ₩117.14 Billion

Liability Composition Analysis (2001–2025)

This chart breaks down Lake Shore Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See Lake Shore Bancorp Inc balance sheet quality to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.20 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 4.07 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.80 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Lake Shore Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Lake Shore Bancorp Inc (2001–2025)

The table below shows the annual total liabilities of Lake Shore Bancorp Inc from 2001 to 2025.

Year Total Liabilities Change
2025-12-31 $585.68 Million -1.67%
2024-12-31 $595.64 Million -6.76%
2023-12-31 $638.85 Million +3.25%
2022-12-31 $618.73 Million -1.12%
2021-12-31 $625.76 Million +4.25%
2020-12-31 $600.28 Million +1632.40%
2019-12-31 $34.65 Million -92.56%
2018-12-31 $465.90 Million +5.74%
2017-12-31 $440.60 Million +6.65%
2016-12-31 $413.14 Million +3.41%
2015-12-31 $399.51 Million -3.93%
2014-12-31 $415.84 Million -0.25%
2013-12-31 $416.90 Million +0.36%
2012-12-31 $415.40 Million -2.18%
2011-12-31 $424.65 Million +0.19%
2010-12-31 $423.84 Million +14.49%
2009-12-31 $370.21 Million +4.70%
2008-12-31 $353.61 Million +16.19%
2007-12-31 $304.34 Million +1.28%
2006-12-31 $300.49 Million -1.71%
2005-12-31 $305.73 Million +0.93%
2004-12-31 $302.93 Million +8.75%
2003-12-31 $278.56 Million +30.10%
2002-12-31 $214.11 Million +11.30%
2001-12-31 $192.38 Million --

About Lake Shore Bancorp Inc

NASDAQ:LSBK USA Banks - Regional
Market Cap
$142.34 Million
Market Cap Rank
#18152 Global
#4249 in USA
Share Price
$18.10
Change (1 day)
+2.09%
52-Week Range
$12.52 - $18.85
All Time High
$18.85
About

Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank that provides banking products and services in New York. The company accepts various deposit products, such as regular savings deposits, including Christmas Club and statement savings accounts; NOW accounts; money market savings and checking accounts; interest-bearing and non-interest bearing checking accounts, such… Read more