Merchants Bancorp (MBIN) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Merchants Bancorp (MBIN) has a cash flow conversion efficiency ratio of 0.013x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($29.77 Million) by net assets ($2.23 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Merchants Bancorp balance sheet independence to measure how much of total assets are equity-financed.
Merchants Bancorp - Cash Flow Conversion Efficiency Trend (2015–2024)
This chart illustrates how Merchants Bancorp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check MBIN cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Merchants Bancorp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Merchants Bancorp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Hyosung Corp
KO:004800
|
0.117x |
|
Gujarat State Petronet Limited
NSE:GSPL
|
0.104x |
|
Amylyx Pharmaceuticals Inc
NASDAQ:AMLX
|
-0.135x |
|
Global Partners LP
NYSE:GLP
|
-0.114x |
|
Guangdong Orient Zirconic Ind Sci & Tech Co Ltd
SHE:002167
|
0.092x |
|
TriCo Bancshares
NASDAQ:TCBK
|
0.034x |
|
Opera Ltd
NASDAQ:OPRA
|
0.043x |
|
Preformed Line Products Company
NASDAQ:PLPC
|
0.013x |
Annual Cash Flow Conversion Efficiency for Merchants Bancorp (2015–2024)
The table below shows the annual cash flow conversion efficiency of Merchants Bancorp from 2015 to 2024. For the full company profile with market capitalisation and key ratios, see Merchants Bancorp market cap and net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $2.24 Billion | $-835.28 Million | -0.372x | -77.72% |
| 2023-12-31 | $1.70 Billion | $-356.40 Million | -0.210x | -131.34% |
| 2022-12-31 | $1.46 Billion | $975.77 Million | 0.668x | +1669.29% |
| 2021-12-31 | $1.16 Billion | $-49.22 Million | -0.043x | +59.70% |
| 2020-12-31 | $8.28 Billion | $-874.89 Million | -0.106x | +94.50% |
| 2019-12-31 | $653.73 Million | $-1.26 Billion | -1.923x | -496.39% |
| 2018-12-31 | $421.24 Million | $204.34 Million | 0.485x | +201.35% |
| 2017-12-31 | $367.47 Million | $-175.89 Million | -0.479x | +34.07% |
| 2016-12-31 | $206.29 Million | $-149.77 Million | -0.726x | -190.93% |
| 2015-12-31 | $148.20 Million | $118.33 Million | 0.798x | -- |
About Merchants Bancorp
Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage banking, which originates, and services government sponsored mortgages, including bridge financing products to refinance, acquire, or repositi… Read more