Merchants Bancorp (MBIN) - Total Assets
Based on the latest financial reports, Merchants Bancorp (MBIN) holds total assets worth $19.35 Billion USD as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check how aggressively does Merchants Bancorp reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
Merchants Bancorp - Total Assets Trend (2015–2024)
This chart illustrates how Merchants Bancorp's total assets have evolved over time, based on quarterly financial data. Explore Merchants Bancorp (MBIN) long-term investment share to see how much of total assets are deployed in long-term investments.
Merchants Bancorp - Asset Composition Analysis
Current Asset Composition (December 2024)
Merchants Bancorp's total assets of $19.35 Billion consist of 3.5% current assets and 96.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.5% |
| Accounts Receivable | $83.41 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $189.99 Million | 1.0% |
| Goodwill | $8.01 Million | 0.0% |
Asset Composition Trend (2015–2024)
This chart illustrates how Merchants Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see MBIN stock market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Merchants Bancorp's current assets represent 3.5% of total assets in 2024, a decrease from 31.1% in 2015.
- Cash Position: Cash and equivalents constituted 2.5% of total assets in 2024, down from 19.7% in 2015.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, a decrease from 2.0% in 2015.
- Asset Diversification: The largest asset category is intangible assets at 1.0% of total assets.
Merchants Bancorp Competitors by Total Assets
Key competitors of Merchants Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
BNP Paribas SA
PA:BNP
|
France | €2.79 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM778.72 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
Bank of Xi'An Co Ltd
SHG:600928
|
China | CN¥546.99 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
|
Bank Mestika Dharma Tbk
JK:BBMD
|
Indonesia | Rp16.58 Trillion |
|
Bank Multiarta Sentosa PT
JK:MASB
|
Indonesia | Rp34.10 Trillion |
|
Bank Ochrony Środowiska SA
WAR:BOS
|
Poland | zł25.72 Billion |
Merchants Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.10 | 0.13 | 0.06 |
| Quick Ratio | 0.10 | 1.00 | 0.06 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-12.60 Billion | $-11.25 Billion | $-6.94 Billion |
Merchants Bancorp - Advanced Valuation Insights
This section examines the relationship between Merchants Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.96 |
| Latest Market Cap to Assets Ratio | 0.09 |
| Asset Growth Rate (YoY) | 10.9% |
| Total Assets | $18.81 Billion |
| Market Capitalization | $1.64 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Merchants Bancorp's assets below their book value (0.09x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Merchants Bancorp's assets grew by 10.9% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Merchants Bancorp (2015–2024)
The table below shows the annual total assets of Merchants Bancorp from 2015 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $18.81 Billion | +10.93% |
| 2023-12-31 | $16.95 Billion | +34.38% |
| 2022-12-31 | $12.62 Billion | +11.85% |
| 2021-12-31 | $11.28 Billion | +16.93% |
| 2020-12-31 | $9.65 Billion | +51.37% |
| 2019-12-31 | $6.37 Billion | +64.05% |
| 2018-12-31 | $3.88 Billion | +14.40% |
| 2017-12-31 | $3.40 Billion | +24.89% |
| 2016-12-31 | $2.72 Billion | +19.79% |
| 2015-12-31 | $2.27 Billion | -- |
About Merchants Bancorp
Merchants Bancorp operates as the diversified bank holding company in the United States. It operates through three segments: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking segment engages in the mortgage banking, which originates, and services government sponsored mortgages, including bridge financing products to refinance, acquire, or repositi… Read more