NBT Bancorp Inc
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercia… Read more
NBT Bancorp Inc (NBTB) - Cash Flow Conversion Efficiency
Latest cash flow conversion efficiency as of September 2025: 0.043x
Based on the latest financial reports, NBT Bancorp Inc (NBTB) has a cash flow conversion efficiency ratio of 0.043x as of September 2025.
Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($80.59 Million) by net assets ($1.85 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
NBT Bancorp Inc - Cash Flow Conversion Efficiency Trend (1991–2024)
This chart illustrates how NBT Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Explore and compare other companies by cash flow conversion efficiency.
NBT Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of NBT Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
WuXi XDC Cayman Inc.
F:L74
|
N/A |
|
Sumitomo Rubber Industries Ltd
F:108
|
0.063x |
|
Indra Sistemas S.A
OTCGREY:ISMAF
|
0.005x |
|
OliX PharmaceuticalsInc
KQ:226950
|
0.023x |
|
Wuchan Zhongda Group Co Ltd
SHG:600704
|
-0.088x |
|
Zabka Group S.A.
WAR:ZAB
|
1.097x |
|
Camurus AB (publ)
OTCGREY:CAMRF
|
0.097x |
|
Zhejiang Yongtai Technology Co Ltd
SHE:002326
|
0.031x |
Annual Cash Flow Conversion Efficiency for NBT Bancorp Inc (1991–2024)
The table below shows the annual cash flow conversion efficiency of NBT Bancorp Inc from 1991 to 2024.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $1.53 Billion | $188.57 Million | 0.124x | +11.88% |
| 2023-12-31 | $1.43 Billion | $157.46 Million | 0.110x | -29.26% |
| 2022-12-31 | $1.17 Billion | $183.22 Million | 0.156x | +23.85% |
| 2021-12-31 | $1.25 Billion | $157.63 Million | 0.126x | +5.13% |
| 2020-12-31 | $1.19 Billion | $142.41 Million | 0.120x | -12.45% |
| 2019-12-31 | $1.12 Billion | $153.46 Million | 0.137x | -5.65% |
| 2018-12-31 | $1.02 Billion | $147.77 Million | 0.145x | +1.61% |
| 2017-12-31 | $958.18 Million | $136.90 Million | 0.143x | +19.16% |
| 2016-12-31 | $913.32 Million | $109.51 Million | 0.120x | -15.09% |
| 2015-12-31 | $882.00 Million | $124.54 Million | 0.141x | +38.96% |
| 2014-12-31 | $864.18 Million | $87.81 Million | 0.102x | -30.45% |
| 2013-12-31 | $816.57 Million | $119.30 Million | 0.146x | -4.26% |
| 2012-12-31 | $582.27 Million | $88.85 Million | 0.153x | -1.97% |
| 2011-12-31 | $538.11 Million | $83.77 Million | 0.156x | -7.13% |
| 2010-12-31 | $533.57 Million | $89.44 Million | 0.168x | +54.83% |
| 2009-12-31 | $505.12 Million | $54.68 Million | 0.108x | -46.46% |
| 2008-12-31 | $431.85 Million | $87.33 Million | 0.202x | -6.41% |
| 2007-12-31 | $397.30 Million | $85.84 Million | 0.216x | +33.17% |
| 2006-12-31 | $403.82 Million | $65.52 Million | 0.162x | -16.72% |
| 2005-12-31 | $333.94 Million | $65.06 Million | 0.195x | -32.97% |
| 2004-12-31 | $332.23 Million | $96.56 Million | 0.291x | +113.05% |
| 2003-12-31 | $327.03 Million | $44.62 Million | 0.136x | -30.65% |
| 2002-12-31 | $309.38 Million | $60.86 Million | 0.197x | +4.69% |
| 2001-12-31 | $283.36 Million | $53.24 Million | 0.188x | -12.69% |
| 2000-12-31 | $286.64 Million | $61.69 Million | 0.215x | -20.29% |
| 1999-12-31 | $191.47 Million | $51.70 Million | 0.270x | +28.21% |
| 1998-12-31 | $130.60 Million | $27.50 Million | 0.211x | +4.70% |
| 1997-12-31 | $123.30 Million | $24.80 Million | 0.201x | +1.33% |
| 1996-12-31 | $106.30 Million | $21.10 Million | 0.198x | +23.92% |
| 1995-12-31 | $108.00 Million | $17.30 Million | 0.160x | +29.07% |
| 1994-12-31 | $98.30 Million | $12.20 Million | 0.124x | +191.80% |
| 1993-12-31 | $101.10 Million | $4.30 Million | 0.043x | -85.62% |
| 1992-12-31 | $94.00 Million | $27.80 Million | 0.296x | +54.56% |
| 1991-12-31 | $87.80 Million | $16.80 Million | 0.191x | -- |