NBT Bancorp Inc (NBTB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, NBT Bancorp Inc (NBTB) has a cash flow conversion efficiency ratio of 0.043x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($80.59 Million) by net assets ($1.85 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see NBT Bancorp Inc (NBTB) market capitalisation for the company's overall valuation and market capitalisation.
NBT Bancorp Inc - Cash Flow Conversion Efficiency Trend (1991–2024)
This chart illustrates how NBT Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
NBT Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of NBT Bancorp Inc ranked by their cash flow conversion efficiency. Explore NBT Bancorp Inc earnings quality ratio to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Huaming Power Equipment Co Ltd
SHE:002270
|
0.013x |
|
DO & CO Aktiengesellschaft
VI:DOC
|
0.150x |
|
Zhuzhou Kibing Group Co Ltd
SHG:601636
|
0.047x |
|
Mineralys Therapeutics, Inc. Common Stock
NASDAQ:MLYS
|
-0.059x |
|
Zhejiang Yonghe Refrigerant Co Ltd
SHG:605020
|
0.028x |
|
Pengxin International Mining Co Ltd
SHG:600490
|
0.073x |
|
Beijing Venustech Inc
SHE:002439
|
0.005x |
|
Beam Therapeutics Inc
NASDAQ:BEAM
|
-0.062x |
Annual Cash Flow Conversion Efficiency for NBT Bancorp Inc (1991–2024)
The table below shows the annual cash flow conversion efficiency of NBT Bancorp Inc from 1991 to 2024. View NBTB stock price for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $1.53 Billion | $188.57 Million | 0.124x | +11.88% |
| 2023-12-31 | $1.43 Billion | $157.46 Million | 0.110x | -29.26% |
| 2022-12-31 | $1.17 Billion | $183.22 Million | 0.156x | +23.85% |
| 2021-12-31 | $1.25 Billion | $157.63 Million | 0.126x | +5.13% |
| 2020-12-31 | $1.19 Billion | $142.41 Million | 0.120x | -12.45% |
| 2019-12-31 | $1.12 Billion | $153.46 Million | 0.137x | -5.65% |
| 2018-12-31 | $1.02 Billion | $147.77 Million | 0.145x | +1.61% |
| 2017-12-31 | $958.18 Million | $136.90 Million | 0.143x | +19.16% |
| 2016-12-31 | $913.32 Million | $109.51 Million | 0.120x | -15.09% |
| 2015-12-31 | $882.00 Million | $124.54 Million | 0.141x | +38.96% |
| 2014-12-31 | $864.18 Million | $87.81 Million | 0.102x | -30.45% |
| 2013-12-31 | $816.57 Million | $119.30 Million | 0.146x | -4.26% |
| 2012-12-31 | $582.27 Million | $88.85 Million | 0.153x | -1.97% |
| 2011-12-31 | $538.11 Million | $83.77 Million | 0.156x | -7.13% |
| 2010-12-31 | $533.57 Million | $89.44 Million | 0.168x | +54.83% |
| 2009-12-31 | $505.12 Million | $54.68 Million | 0.108x | -46.46% |
| 2008-12-31 | $431.85 Million | $87.33 Million | 0.202x | -6.41% |
| 2007-12-31 | $397.30 Million | $85.84 Million | 0.216x | +33.17% |
| 2006-12-31 | $403.82 Million | $65.52 Million | 0.162x | -16.72% |
| 2005-12-31 | $333.94 Million | $65.06 Million | 0.195x | -32.97% |
| 2004-12-31 | $332.23 Million | $96.56 Million | 0.291x | +113.05% |
| 2003-12-31 | $327.03 Million | $44.62 Million | 0.136x | -30.65% |
| 2002-12-31 | $309.38 Million | $60.86 Million | 0.197x | +4.69% |
| 2001-12-31 | $283.36 Million | $53.24 Million | 0.188x | -12.69% |
| 2000-12-31 | $286.64 Million | $61.69 Million | 0.215x | -20.29% |
| 1999-12-31 | $191.47 Million | $51.70 Million | 0.270x | +28.21% |
| 1998-12-31 | $130.60 Million | $27.50 Million | 0.211x | +4.70% |
| 1997-12-31 | $123.30 Million | $24.80 Million | 0.201x | +1.33% |
| 1996-12-31 | $106.30 Million | $21.10 Million | 0.198x | +23.92% |
| 1995-12-31 | $108.00 Million | $17.30 Million | 0.160x | +29.07% |
| 1994-12-31 | $98.30 Million | $12.20 Million | 0.124x | +191.80% |
| 1993-12-31 | $101.10 Million | $4.30 Million | 0.043x | -85.62% |
| 1992-12-31 | $94.00 Million | $27.80 Million | 0.296x | +54.56% |
| 1991-12-31 | $87.80 Million | $16.80 Million | 0.191x | -- |
About NBT Bancorp Inc
NBT Bancorp Inc., a financial holding company, provides commercial banking, retail banking, and wealth management services. Its deposit products include demand deposit, savings, negotiable order of withdrawal, money market deposit, and certificate of deposit accounts. The company's loan portfolio comprises indirect and direct consumer, home equity, mortgages, business banking loans, and commercia… Read more