NBT Bancorp Inc Total Liabilities
NBT Bancorp Inc total liabilities. Based on the latest financial reports, NBT Bancorp Inc (NBTB) has total liabilities worth $14.27 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check NBTB asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Total Liabilities of NBT Bancorp Inc (1991–2025)
Total liabilities of NBT Bancorp Inc from 1991 to 2025. This chart illustrates how NBT Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. Explore NBTB strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
NBT Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of NBT Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
FangDa Carbon New Material Co Ltd
SHG:600516
|
China | CN¥3.17 Billion |
|
ZIM Integrated Shipping Services Ltd.
F:2SV
|
Germany | €6.98 Billion |
|
Five9 Inc
NASDAQ:FIVN
|
USA | $1.05 Billion |
|
Xiamen Bank Co Ltd
SHG:601187
|
China | CN¥415.45 Billion |
|
Power Integrations Inc
NASDAQ:POWI
|
USA | $98.48 Million |
|
OLAM GROUP LTD
F:K25
|
Germany | €31.78 Billion |
|
COL Digital Publishing Group Co Ltd
SHE:300364
|
China | CN¥1.08 Billion |
|
Digi International Inc
NASDAQ:DGII
|
USA | $279.20 Million |
Liability Composition Analysis (1991–2025)
This chart breaks down NBT Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see how large is NBT Bancorp Inc's balance sheet.
Liquidity & Leverage Metrics
NBT Bancorp Inc Total Liabilities Ratios Explained
NBT Bancorp Inc total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.59 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 7.34 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.88 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how NBT Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for NBT Bancorp Inc (1991–2025)
The table below shows the annual total liabilities of NBT Bancorp Inc from 1991 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $14.10 Billion | +14.99% |
| 2024-12-31 | $12.26 Billion | +3.17% |
| 2023-12-31 | $11.88 Billion | +12.47% |
| 2022-12-31 | $10.57 Billion | -1.82% |
| 2021-12-31 | $10.76 Billion | +10.43% |
| 2020-12-31 | $9.75 Billion | +13.38% |
| 2019-12-31 | $8.60 Billion | +0.67% |
| 2018-12-31 | $8.54 Billion | +4.40% |
| 2017-12-31 | $8.18 Billion | +2.82% |
| 2016-12-31 | $7.95 Billion | +7.77% |
| 2015-12-31 | $7.38 Billion | +6.45% |
| 2014-12-31 | $6.93 Billion | +1.44% |
| 2013-12-31 | $6.84 Billion | +25.19% |
| 2012-12-31 | $5.46 Billion | +7.90% |
| 2011-12-31 | $5.06 Billion | +5.31% |
| 2010-12-31 | $4.81 Billion | -3.10% |
| 2009-12-31 | $4.96 Billion | +1.11% |
| 2008-12-31 | $4.90 Billion | +2.08% |
| 2007-12-31 | $4.80 Billion | +2.58% |
| 2006-12-31 | $4.68 Billion | +14.44% |
| 2005-12-31 | $4.09 Billion | +5.48% |
| 2004-12-31 | $3.88 Billion | +4.31% |
| 2003-12-31 | $3.72 Billion | +8.95% |
| 2002-12-31 | $3.41 Billion | +1.77% |
| 2001-12-31 | $3.35 Billion | +1.08% |
| 2000-12-31 | $3.32 Billion | +51.60% |
| 1999-12-31 | $2.19 Billion | +88.82% |
| 1998-12-31 | $1.16 Billion | +0.18% |
| 1997-12-31 | $1.16 Billion | +12.07% |
| 1996-12-31 | $1.03 Billion | +3.45% |
| 1995-12-31 | $998.30 Million | +5.50% |
| 1994-12-31 | $946.30 Million | +10.96% |
| 1993-12-31 | $852.80 Million | +10.10% |
| 1992-12-31 | $774.60 Million | +3.13% |
| 1991-12-31 | $751.10 Million | -- |
About NBT Bancorp Inc
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct co… Read more