Norwood Financial Corp
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, t… Read more
Norwood Financial Corp (NWFL) - Cash Flow Conversion Efficiency
Latest cash flow conversion efficiency as of September 2025: 0.040x
Based on the latest financial reports, Norwood Financial Corp (NWFL) has a cash flow conversion efficiency ratio of 0.040x as of September 2025.
Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($9.34 Million) by net assets ($234.91 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Norwood Financial Corp - Cash Flow Conversion Efficiency Trend (1995–2024)
This chart illustrates how Norwood Financial Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data. Explore and compare other companies by cash flow conversion efficiency.
Norwood Financial Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Norwood Financial Corp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
TianJin JinRong TianYu Precision Machinery Inc.
SHE:300988
|
0.019x |
|
Huatian Hotel Group Co Ltd
SHE:000428
|
0.016x |
|
CCCG Real Estate Corp Ltd
SHE:000736
|
-0.306x |
|
Longyan Kaolin Clay Co Ltd
SHG:605086
|
N/A |
|
Envipco Holding N.V.
AS:ENVI
|
0.047x |
|
Goodwill E Health Info Co Ltd
SHG:688246
|
-0.006x |
|
Shanxi Huayang New Material Co Ltd
SHG:600281
|
-0.449x |
|
Huafang Co Ltd
SHG:600448
|
0.120x |
Annual Cash Flow Conversion Efficiency for Norwood Financial Corp (1995–2024)
The table below shows the annual cash flow conversion efficiency of Norwood Financial Corp from 1995 to 2024.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $213.51 Million | $22.81 Million | 0.107x | -35.15% |
| 2023-12-31 | $181.07 Million | $29.82 Million | 0.165x | -10.46% |
| 2022-12-31 | $167.09 Million | $30.73 Million | 0.184x | +29.31% |
| 2021-12-31 | $205.26 Million | $29.20 Million | 0.142x | +100.82% |
| 2020-12-31 | $194.78 Million | $13.80 Million | 0.071x | -47.21% |
| 2019-12-31 | $137.43 Million | $18.44 Million | 0.134x | -5.15% |
| 2018-12-31 | $122.28 Million | $17.30 Million | 0.141x | +2.00% |
| 2017-12-31 | $115.74 Million | $16.05 Million | 0.139x | +35.41% |
| 2016-12-31 | $111.08 Million | $11.38 Million | 0.102x | -1.47% |
| 2015-12-31 | $101.00 Million | $10.50 Million | 0.104x | -2.24% |
| 2014-12-31 | $99.04 Million | $10.53 Million | 0.106x | -23.03% |
| 2013-12-31 | $91.86 Million | $12.69 Million | 0.138x | +12.38% |
| 2012-12-31 | $92.42 Million | $11.36 Million | 0.123x | +0.30% |
| 2011-12-31 | $88.06 Million | $10.79 Million | 0.123x | -3.31% |
| 2010-12-31 | $67.70 Million | $8.58 Million | 0.127x | +36.11% |
| 2009-12-31 | $64.47 Million | $6.00 Million | 0.093x | -23.57% |
| 2008-12-31 | $58.69 Million | $7.15 Million | 0.122x | +83.37% |
| 2007-12-31 | $55.82 Million | $3.71 Million | 0.066x | -72.82% |
| 2006-12-31 | $52.23 Million | $12.77 Million | 0.245x | +69.01% |
| 2005-12-31 | $48.11 Million | $6.96 Million | 0.145x | -6.36% |
| 2004-12-31 | $45.69 Million | $7.06 Million | 0.154x | +1.80% |
| 2003-12-31 | $42.83 Million | $6.50 Million | 0.152x | +17.08% |
| 2002-12-31 | $40.12 Million | $5.20 Million | 0.130x | -6.21% |
| 2001-12-31 | $35.12 Million | $4.85 Million | 0.138x | -28.13% |
| 2000-12-31 | $31.37 Million | $6.03 Million | 0.192x | -3.13% |
| 1999-12-31 | $26.70 Million | $5.30 Million | 0.199x | -20.31% |
| 1998-12-31 | $27.70 Million | $6.90 Million | 0.249x | -5.73% |
| 1997-12-31 | $24.60 Million | $6.50 Million | 0.264x | +38.21% |
| 1996-12-31 | $21.52 Million | $4.11 Million | 0.191x | -44.33% |
| 1995-12-31 | $22.78 Million | $7.82 Million | 0.343x | -- |