Norwood Financial Corp (NWFL) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Norwood Financial Corp (NWFL) has a cash flow conversion efficiency ratio of 0.040x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($9.34 Million) by net assets ($234.91 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See NWFL defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Norwood Financial Corp - Cash Flow Conversion Efficiency Trend (1995–2024)
This chart illustrates how Norwood Financial Corp's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Norwood Financial Corp Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Norwood Financial Corp ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Duopharma Biotech Bhd
KLSE:7148
|
0.033x |
|
Bohai Water Industry Co Ltd
SHE:000605
|
0.008x |
|
Global Standard Technology Limited
KQ:083450
|
0.015x |
|
Guangdong Jialong Food Co Ltd
SHE:002495
|
0.018x |
|
Cotec Construction JSC
VN:CTD
|
-0.185x |
|
Leysen Jewellery Inc
SHG:603900
|
0.027x |
|
Monarch Networth Capital Limited
NSE:MONARCH
|
0.001x |
|
STEP Energy Services Ltd
TO:STEP
|
0.058x |
Annual Cash Flow Conversion Efficiency for Norwood Financial Corp (1995–2024)
The table below shows the annual cash flow conversion efficiency of Norwood Financial Corp from 1995 to 2024. For the full company profile with market capitalisation and key ratios, see NWFL market cap.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $213.51 Million | $22.81 Million | 0.107x | -35.15% |
| 2023-12-31 | $181.07 Million | $29.82 Million | 0.165x | -10.46% |
| 2022-12-31 | $167.09 Million | $30.73 Million | 0.184x | +29.31% |
| 2021-12-31 | $205.26 Million | $29.20 Million | 0.142x | +100.82% |
| 2020-12-31 | $194.78 Million | $13.80 Million | 0.071x | -47.21% |
| 2019-12-31 | $137.43 Million | $18.44 Million | 0.134x | -5.15% |
| 2018-12-31 | $122.28 Million | $17.30 Million | 0.141x | +2.00% |
| 2017-12-31 | $115.74 Million | $16.05 Million | 0.139x | +35.41% |
| 2016-12-31 | $111.08 Million | $11.38 Million | 0.102x | -1.47% |
| 2015-12-31 | $101.00 Million | $10.50 Million | 0.104x | -2.24% |
| 2014-12-31 | $99.04 Million | $10.53 Million | 0.106x | -23.03% |
| 2013-12-31 | $91.86 Million | $12.69 Million | 0.138x | +12.38% |
| 2012-12-31 | $92.42 Million | $11.36 Million | 0.123x | +0.30% |
| 2011-12-31 | $88.06 Million | $10.79 Million | 0.123x | -3.31% |
| 2010-12-31 | $67.70 Million | $8.58 Million | 0.127x | +36.11% |
| 2009-12-31 | $64.47 Million | $6.00 Million | 0.093x | -23.57% |
| 2008-12-31 | $58.69 Million | $7.15 Million | 0.122x | +83.37% |
| 2007-12-31 | $55.82 Million | $3.71 Million | 0.066x | -72.82% |
| 2006-12-31 | $52.23 Million | $12.77 Million | 0.245x | +69.01% |
| 2005-12-31 | $48.11 Million | $6.96 Million | 0.145x | -6.36% |
| 2004-12-31 | $45.69 Million | $7.06 Million | 0.154x | +1.80% |
| 2003-12-31 | $42.83 Million | $6.50 Million | 0.152x | +17.08% |
| 2002-12-31 | $40.12 Million | $5.20 Million | 0.130x | -6.21% |
| 2001-12-31 | $35.12 Million | $4.85 Million | 0.138x | -28.13% |
| 2000-12-31 | $31.37 Million | $6.03 Million | 0.192x | -3.13% |
| 1999-12-31 | $26.70 Million | $5.30 Million | 0.199x | -20.31% |
| 1998-12-31 | $27.70 Million | $6.90 Million | 0.249x | -5.73% |
| 1997-12-31 | $24.60 Million | $6.50 Million | 0.264x | +38.21% |
| 1996-12-31 | $21.52 Million | $4.11 Million | 0.191x | -44.33% |
| 1995-12-31 | $22.78 Million | $7.82 Million | 0.343x | -- |
About Norwood Financial Corp
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, t… Read more