Norwood Financial Corp - Asset Resilience Ratio
Norwood Financial Corp (NWFL) has an Asset Resilience Ratio of 15.10% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Norwood Financial Corp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Norwood Financial Corp's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Norwood Financial Corp balance sheet assets.
Liquid Assets Composition Over Time
This chart breaks down Norwood Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore Norwood Financial Corp long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $438.97 Million | 15.1% |
| Total Liquid Assets | $438.97 Million | 15.10% |
Asset Resilience Insights
- Good Liquidity Position: Norwood Financial Corp maintains a healthy 15.10% of assets in liquid form.
- This level provides good financial flexibility while maintaining productive asset deployment.
- The company has significant short-term investments, indicating active treasury management.
Norwood Financial Corp Industry Peers by Asset Resilience Ratio
Compare Norwood Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
China Merchants Bank Co. Ltd
F:M4B |
Banks - Regional | 2.14% |
|
Hana Financial
KO:086790 |
Banks - Regional | 3.29% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
King’s Town Bank
TW:2809 |
Banks - Regional | -9.61% |
|
Sparebanken Vest
OL:SVEG |
Banks - Regional | 0.05% |
|
Graubuendner Kantonalbank
SW:GRKP |
Banks - Regional | -38.39% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Bumi Arta Tbk
JK:BNBA |
Banks - Regional | 11.96% |
Annual Asset Resilience Ratio for Norwood Financial Corp (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Norwood Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 11.55% | $280.02 Million | $2.42 Billion | -5.62pp |
| 2024-12-31 | 17.17% | $397.85 Million | $2.32 Billion | -1.29pp |
| 2023-12-31 | 18.46% | $406.26 Million | $2.20 Billion | -2.01pp |
| 2022-12-31 | 20.46% | $418.93 Million | $2.05 Billion | +0.80pp |
| 2021-12-31 | 19.67% | $406.78 Million | $2.07 Billion | +7.43pp |
| 2020-12-31 | 12.24% | $226.59 Million | $1.85 Billion | -4.85pp |
| 2019-12-31 | 17.08% | $210.21 Million | $1.23 Billion | -3.46pp |
| 2018-12-31 | 20.54% | $243.28 Million | $1.18 Billion | -4.28pp |
| 2017-12-31 | 24.81% | $281.12 Million | $1.13 Billion | -2.42pp |
| 2016-12-31 | 27.23% | $302.56 Million | $1.11 Billion | +8.73pp |
| 2015-12-31 | 18.50% | $138.85 Million | $750.50 Million | -3.48pp |
| 2014-12-31 | 21.98% | $156.40 Million | $711.63 Million | -0.26pp |
| 2013-12-31 | 22.23% | $158.13 Million | $711.23 Million | +0.61pp |
| 2012-12-31 | 21.63% | $145.39 Million | $672.30 Million | -0.83pp |
| 2011-12-31 | 22.45% | $150.18 Million | $668.81 Million | +20.44pp |
| 2010-12-31 | 2.02% | $10.84 Million | $537.00 Million | -0.03pp |
| 2009-12-31 | 2.05% | $10.86 Million | $529.70 Million | +2.05pp |
| 2008-12-31 | 0.00% | $17.00K | $504.30 Million | -0.01pp |
| 2007-12-31 | 0.01% | $50.00K | $480.61 Million | 0.00pp |
| 2006-12-31 | 0.01% | $67.00K | $454.36 Million | 0.00pp |
| 2005-12-31 | 0.02% | $70.00K | $433.56 Million | -3.19pp |
| 2004-12-31 | 3.20% | $13.18 Million | $411.63 Million | +3.18pp |
| 2003-12-31 | 0.02% | $64.00K | $387.48 Million | -1.80pp |
| 2002-12-31 | 1.81% | $6.67 Million | $367.47 Million | -0.41pp |
| 2001-12-31 | 2.22% | $7.69 Million | $346.03 Million | +1.40pp |
| 2000-12-31 | 0.83% | $2.70 Million | $326.73 Million | -- |
About Norwood Financial Corp
Norwood Financial Corp. operates as the bank holding company for Wayne Bank that provides various banking products and services in the United States. The company offers deposit products, including interest-bearing and non-interest-bearing transaction, statement savings, and money market accounts, as well as certificate of deposits. Its commercial loans include lines of credit, revolving credit, t… Read more