Pathfinder Bancorp Inc (PBHC) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Pathfinder Bancorp Inc (PBHC) has a cash flow conversion efficiency ratio of 0.020x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($2.53 Million) by net assets ($125.48 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see PBHC company net worth for the company's overall valuation and market capitalisation.
Pathfinder Bancorp Inc - Cash Flow Conversion Efficiency Trend (1996–2025)
This chart illustrates how Pathfinder Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
Pathfinder Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Pathfinder Bancorp Inc ranked by their cash flow conversion efficiency. Explore cash flow quality index of Pathfinder Bancorp Inc to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
DY Power Corp
KO:210540
|
0.044x |
|
Zeder Investments Ltd
JSE:ZED
|
0.180x |
|
DYO Boya Fabrikalari Sanayi ve Ticaret AS
IS:DYOBY
|
0.068x |
|
Aldeyra The
NASDAQ:ALDX
|
-0.121x |
|
Malaysian Bulk Carriers Bhd
KLSE:5077
|
0.000x |
|
iFabric Corp
TO:IFA
|
-0.083x |
|
Sao Ta Foods JSC
VN:FMC
|
0.089x |
|
CombinedX AB
ST:CX
|
0.135x |
Annual Cash Flow Conversion Efficiency for Pathfinder Bancorp Inc (1996–2025)
The table below shows the annual cash flow conversion efficiency of Pathfinder Bancorp Inc from 1996 to 2025. View PBHC share price today for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $120.97 Million | $11.28 Million | 0.093x | +1.02% |
| 2024-12-31 | $121.48 Million | $11.21 Million | 0.092x | -28.10% |
| 2023-12-31 | $120.26 Million | $15.43 Million | 0.128x | -34.12% |
| 2022-12-31 | $111.58 Million | $21.73 Million | 0.195x | +6.92% |
| 2021-12-31 | $110.63 Million | $20.15 Million | 0.182x | -61.77% |
| 2020-12-31 | $97.72 Million | $46.56 Million | 0.476x | +432.03% |
| 2019-12-31 | $90.67 Million | $8.12 Million | 0.090x | -35.73% |
| 2018-12-31 | $64.46 Million | $8.98 Million | 0.139x | +25.71% |
| 2017-12-31 | $61.72 Million | $6.84 Million | 0.111x | +0.79% |
| 2016-12-31 | $57.93 Million | $6.37 Million | 0.110x | +23.39% |
| 2015-12-31 | $70.81 Million | $6.31 Million | 0.089x | +21.97% |
| 2014-12-31 | $68.79 Million | $5.03 Million | 0.073x | -38.93% |
| 2013-12-31 | $42.71 Million | $5.11 Million | 0.120x | +76.28% |
| 2012-12-31 | $40.75 Million | $2.77 Million | 0.068x | -35.94% |
| 2011-12-31 | $37.84 Million | $4.01 Million | 0.106x | -26.05% |
| 2010-12-31 | $30.59 Million | $4.38 Million | 0.143x | +280.56% |
| 2009-12-31 | $29.24 Million | $1.10 Million | 0.038x | -79.00% |
| 2008-12-31 | $19.50 Million | $3.50 Million | 0.179x | +33.11% |
| 2007-12-31 | $21.70 Million | $2.92 Million | 0.135x | +14.89% |
| 2006-12-31 | $20.85 Million | $2.44 Million | 0.117x | -76.90% |
| 2005-12-31 | $20.93 Million | $10.62 Million | 0.508x | +365.26% |
| 2004-12-31 | $21.83 Million | $2.38 Million | 0.109x | -30.00% |
| 2003-12-31 | $21.78 Million | $3.40 Million | 0.156x | -10.03% |
| 2002-12-31 | $23.23 Million | $4.02 Million | 0.173x | +218.22% |
| 2001-12-31 | $22.04 Million | $-3.23 Million | -0.147x | -201.65% |
| 2000-12-31 | $20.45 Million | $2.95 Million | 0.144x | -44.28% |
| 1999-12-31 | $20.10 Million | $5.20 Million | 0.259x | +1059.00% |
| 1998-12-31 | $22.40 Million | $500.00K | 0.022x | -81.03% |
| 1997-12-31 | $23.55 Million | $2.77 Million | 0.118x | +7.29% |
| 1996-12-31 | $21.39 Million | $2.35 Million | 0.110x | -- |
About Pathfinder Bancorp Inc
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial loans, residential … Read more