Pathfinder Bancorp Inc (PBHC) - Total Liabilities
Based on the latest financial reports, Pathfinder Bancorp Inc (PBHC) has total liabilities worth $1.30 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore Pathfinder Bancorp Inc annual equity growth to track the company's year-over-year net asset growth rate.
Pathfinder Bancorp Inc - Total Liabilities Trend (1996–2025)
This chart illustrates how Pathfinder Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. See PBHC free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Pathfinder Bancorp Inc Competitors by Total Liabilities
The table below lists competitors of Pathfinder Bancorp Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Visaka Industries Limited
NSE:VISAKAIND
|
India | Rs5.22 Billion |
|
Houston American Energy Corporation
NYSE MKT:HUSA
|
USA | $12.34 Million |
|
Kalleback Property Invest AB
ST:KAPIAB
|
Sweden | Skr668.05 Million |
|
Cell Biotech Co. Ltd
KQ:049960
|
Korea | ₩7.46 Billion |
|
Seoul Electronics & Telecom Co. Ltd
KQ:027040
|
Korea | ₩42.33 Billion |
|
Ocean Power Technologies Inc
NYSE MKT:OPTT
|
USA | $21.05 Million |
|
FPX Nickel Corp
V:FPX
|
Canada | CA$4.58 Million |
|
CSP Inc
NASDAQ:CSPI
|
USA | $25.30 Million |
Liability Composition Analysis (1996–2025)
This chart breaks down Pathfinder Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see PBHC market cap overview.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 1.31 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 10.51 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.91 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Pathfinder Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Pathfinder Bancorp Inc (1996–2025)
The table below shows the annual total liabilities of Pathfinder Bancorp Inc from 1996 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $1.30 Billion | -3.64% |
| 2024-12-31 | $1.35 Billion | +0.58% |
| 2023-12-31 | $1.35 Billion | +4.39% |
| 2022-12-31 | $1.29 Billion | +9.74% |
| 2021-12-31 | $1.17 Billion | +3.94% |
| 2020-12-31 | $1.13 Billion | +12.65% |
| 2019-12-31 | $1.00 Billion | +15.48% |
| 2018-12-31 | $868.66 Million | +5.99% |
| 2017-12-31 | $819.53 Million | +18.58% |
| 2016-12-31 | $691.11 Million | +25.10% |
| 2015-12-31 | $552.45 Million | +12.23% |
| 2014-12-31 | $492.23 Million | +6.76% |
| 2013-12-31 | $461.08 Million | +5.50% |
| 2012-12-31 | $437.05 Million | +7.88% |
| 2011-12-31 | $405.14 Million | +7.19% |
| 2010-12-31 | $377.95 Million | +10.37% |
| 2009-12-31 | $342.45 Million | +2.76% |
| 2008-12-31 | $333.26 Million | +11.46% |
| 2007-12-31 | $298.99 Million | +6.58% |
| 2006-12-31 | $280.53 Million | +1.63% |
| 2005-12-31 | $276.02 Million | -1.50% |
| 2004-12-31 | $280.21 Million | +9.39% |
| 2003-12-31 | $256.16 Million | +0.13% |
| 2002-12-31 | $255.83 Million | +15.07% |
| 2001-12-31 | $222.33 Million | +5.17% |
| 2000-12-31 | $211.39 Million | +7.74% |
| 1999-12-31 | $196.20 Million | +8.40% |
| 1998-12-31 | $181.00 Million | +4.49% |
| 1997-12-31 | $173.22 Million | +2.77% |
| 1996-12-31 | $168.55 Million | -- |
About Pathfinder Bancorp Inc
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial loans, residential … Read more