Pathfinder Bancorp Inc (PBHC) - Total Liabilities

Latest as of June 2026: $1.37 Billion USD

Based on the latest financial reports, Pathfinder Bancorp Inc (PBHC) has total liabilities worth $1.37 Billion USD as of June 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore long-term investment intensity of Pathfinder Bancorp Inc to see how much of total assets are deployed in long-term investments.

Pathfinder Bancorp Inc - Total Liabilities Trend (1996–2025)

This chart illustrates how Pathfinder Bancorp Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see Pathfinder Bancorp Inc assets under control.

Pathfinder Bancorp Inc Competitors by Total Liabilities

The table below lists competitors of Pathfinder Bancorp Inc ranked by their total liabilities.

Company Country Total Liabilities
Aldeyra The
NASDAQ:ALDX
USA $9.66 Million
DYO Boya Fabrikalari Sanayi ve Ticaret AS
IS:DYOBY
Turkey TL11.92 Billion
Zeder Investments Ltd
JSE:ZED
South Africa ZAC34.00 Million
DY Power Corp
KO:210540
Korea ₩64.31 Billion
Malaysian Bulk Carriers Bhd
KLSE:5077
Malaysia RM149.61 Million
iFabric Corp
TO:IFA
Canada CA$22.29 Million
Sao Ta Foods JSC
VN:FMC
Vietnam ₫1.79 Trillion
CombinedX AB
ST:CX
Sweden Skr401.00 Million

Liability Composition Analysis (1996–2025)

This chart breaks down Pathfinder Bancorp Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See PBHC equity to assets ratio to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 0.14 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 10.87 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.92 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Pathfinder Bancorp Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Pathfinder Bancorp Inc (1996–2025)

The table below shows the annual total liabilities of Pathfinder Bancorp Inc from 1996 to 2025.

Year Total Liabilities Change
2025-12-31 $1.30 Billion -3.64%
2024-12-31 $1.35 Billion +0.58%
2023-12-31 $1.35 Billion +4.39%
2022-12-31 $1.29 Billion +9.74%
2021-12-31 $1.17 Billion +3.94%
2020-12-31 $1.13 Billion +12.65%
2019-12-31 $1.00 Billion +15.48%
2018-12-31 $868.66 Million +5.99%
2017-12-31 $819.53 Million +18.58%
2016-12-31 $691.11 Million +25.10%
2015-12-31 $552.45 Million +12.23%
2014-12-31 $492.23 Million +6.76%
2013-12-31 $461.08 Million +5.50%
2012-12-31 $437.05 Million +7.88%
2011-12-31 $405.14 Million +7.19%
2010-12-31 $377.95 Million +10.37%
2009-12-31 $342.45 Million +2.76%
2008-12-31 $333.26 Million +11.46%
2007-12-31 $298.99 Million +6.58%
2006-12-31 $280.53 Million +1.63%
2005-12-31 $276.02 Million -1.50%
2004-12-31 $280.21 Million +9.39%
2003-12-31 $256.16 Million +0.13%
2002-12-31 $255.83 Million +15.07%
2001-12-31 $222.33 Million +5.17%
2000-12-31 $211.39 Million +7.74%
1999-12-31 $196.20 Million +8.40%
1998-12-31 $181.00 Million +4.49%
1997-12-31 $173.22 Million +2.77%
1996-12-31 $168.55 Million --

About Pathfinder Bancorp Inc

NASDAQ:PBHC USA Banks - Regional
Market Cap
$82.64 Million
Market Cap Rank
#19999 Global
#4562 in USA
Share Price
$16.87
Change (1 day)
-1.40%
52-Week Range
$12.16 - $17.52
All Time High
$20.80
About

Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company's deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial loans, residential … Read more