South Plains Financial Inc (SPFI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, South Plains Financial Inc (SPFI) has a cash flow conversion efficiency ratio of 0.042x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($21.37 Million) by net assets ($504.94 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See net asset quality index of South Plains Financial Inc to measure how much of total assets are equity-financed.
South Plains Financial Inc - Cash Flow Conversion Efficiency Trend (2017–2025)
This chart illustrates how South Plains Financial Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check SPFI operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
South Plains Financial Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of South Plains Financial Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Biglari Holdings Inc
NYSE:BH
|
0.039x |
|
Shanghai Bolex Food Technology Co. Ltd.
SHG:603170
|
N/A |
|
TTET Union Corp
TW:1232
|
0.042x |
|
Hangzhou MDK Opto Electronic Corp. Ltd. A
SHG:688079
|
0.015x |
|
SERVICE STREAM LTD
F:UFY
|
N/A |
|
Sercomm Corp
TW:5388
|
-0.202x |
|
IRESS LTD
F:BRF
|
N/A |
|
Van Phu - Invest Investment JSC
VN:VPI
|
-0.004x |
Annual Cash Flow Conversion Efficiency for South Plains Financial Inc (2017–2025)
The table below shows the annual cash flow conversion efficiency of South Plains Financial Inc from 2017 to 2025. For the full company profile with market capitalisation and key ratios, see South Plains Financial Inc market cap and net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $493.84 Million | $77.49 Million | 0.157x | +15.99% |
| 2024-12-31 | $438.95 Million | $59.38 Million | 0.135x | -5.92% |
| 2023-12-31 | $407.11 Million | $58.54 Million | 0.144x | -58.46% |
| 2022-12-31 | $357.01 Million | $123.59 Million | 0.346x | +1259.12% |
| 2021-12-31 | $3.78 Billion | $96.27 Million | 0.025x | +67.50% |
| 2020-12-31 | $370.05 Million | $5.63 Million | 0.015x | -84.73% |
| 2019-12-31 | $306.18 Million | $30.48 Million | 0.100x | -42.83% |
| 2018-12-31 | $154.58 Million | $26.92 Million | 0.174x | -22.00% |
| 2017-12-31 | $158.21 Million | $35.32 Million | 0.223x | -- |
About South Plains Financial Inc
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit … Read more