South Plains Financial Inc (SPFI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, South Plains Financial Inc (SPFI) has a cash flow conversion efficiency ratio of 0.051x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($24.22 Million) by net assets ($477.80 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
South Plains Financial Inc - Cash Flow Conversion Efficiency Trend (2017–2024)
This chart illustrates how South Plains Financial Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read South Plains Financial Inc total liabilities for a breakdown of total debt and financial obligations.
South Plains Financial Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of South Plains Financial Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Sok Marketler Ticaret As
IS:SOKM
|
0.170x |
|
Nufarm Ltd
AU:NUF
|
0.295x |
|
Vor Biopharma Inc
NASDAQ:VOR
|
0.139x |
|
Samsung Fire And Marine Ins Pref
KO:000815
|
0.068x |
|
Formosa International Hotels Corp
TW:2707
|
0.034x |
|
Riskified Ltd
NYSE:RSKD
|
0.041x |
|
Da-Li Development Co Ltd
TW:6177
|
-0.194x |
|
Xinjiang Sailing Information Technology Co Ltd
SHE:300588
|
0.057x |
Annual Cash Flow Conversion Efficiency for South Plains Financial Inc (2017–2024)
The table below shows the annual cash flow conversion efficiency of South Plains Financial Inc from 2017 to 2024. For the full company profile with market capitalisation and key ratios, see SPFI stock market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $438.95 Million | $59.38 Million | 0.135x | -5.92% |
| 2023-12-31 | $407.11 Million | $58.54 Million | 0.144x | -58.46% |
| 2022-12-31 | $357.01 Million | $123.59 Million | 0.346x | +1259.12% |
| 2021-12-31 | $3.78 Billion | $96.27 Million | 0.025x | +67.50% |
| 2020-12-31 | $370.05 Million | $5.63 Million | 0.015x | -84.73% |
| 2019-12-31 | $306.18 Million | $30.48 Million | 0.100x | -42.83% |
| 2018-12-31 | $154.58 Million | $26.92 Million | 0.174x | -22.00% |
| 2017-12-31 | $158.21 Million | $35.32 Million | 0.223x | -- |
About South Plains Financial Inc
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit … Read more