South Plains Financial Inc (SPFI) - Cash Flow Conversion Efficiency

Latest as of March 2026: 0.042x

Based on the latest financial reports, South Plains Financial Inc (SPFI) has a cash flow conversion efficiency ratio of 0.042x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($21.37 Million) by net assets ($504.94 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see how much is South Plains Financial Inc worth for the company's overall valuation and market capitalisation.

South Plains Financial Inc - Cash Flow Conversion Efficiency Trend (2017–2025)

This chart illustrates how South Plains Financial Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.

South Plains Financial Inc Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of South Plains Financial Inc ranked by their cash flow conversion efficiency. Explore SPFI cash flow quality index to measure how well operating cash flow supports reported net income.

Company Cash Flow Conversion Efficiency
Minerva S.A
SA:BEEF3
-0.025x
Bumi Serpong Damai Tbk
JK:BSDE
-0.009x
Shanghai Orient-Chip Technology Co. Ltd. A
SHG:688061
N/A
McCormick & Company Incorporated
NYSE:MKC-V
0.007x
SERVICE STREAM LTD
F:UFY
N/A
Ardmore Shpng
NYSE:ASC
0.041x
Xianheng International Science & Technology Co Ltd
SHG:605056
N/A
Doosan Skoda Power as
PR:DSPW
N/A

Annual Cash Flow Conversion Efficiency for South Plains Financial Inc (2017–2025)

The table below shows the annual cash flow conversion efficiency of South Plains Financial Inc from 2017 to 2025. View South Plains Financial Inc stock price for real-time trading data and today's change.

Year Net Assets Operating Cash Flow Cash Flow Conversion Efficiency Change
2025-12-31 $493.84 Million $77.49 Million 0.157x +15.99%
2024-12-31 $438.95 Million $59.38 Million 0.135x -5.92%
2023-12-31 $407.11 Million $58.54 Million 0.144x -58.46%
2022-12-31 $357.01 Million $123.59 Million 0.346x +1259.12%
2021-12-31 $3.78 Billion $96.27 Million 0.025x +67.50%
2020-12-31 $370.05 Million $5.63 Million 0.015x -84.73%
2019-12-31 $306.18 Million $30.48 Million 0.100x -42.83%
2018-12-31 $154.58 Million $26.92 Million 0.174x -22.00%
2017-12-31 $158.21 Million $35.32 Million 0.223x --

About South Plains Financial Inc

NASDAQ:SPFI USA Banks - Regional
Market Cap
$835.52 Million
Market Cap Rank
#10070 Global
#2722 in USA
Share Price
$43.64
Change (1 day)
-1.69%
52-Week Range
$35.93 - $45.96
All Time High
$45.96
About

South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit … Read more