South Plains Financial Inc Total Liabilities
South Plains Financial Inc total liabilities. Based on the latest financial reports, South Plains Financial Inc (SPFI) has total liabilities worth $4.14 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check South Plains Financial Inc liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Total Liabilities of South Plains Financial Inc (2017–2025)
Total liabilities of South Plains Financial Inc from 2017 to 2025. This chart illustrates how South Plains Financial Inc's total liabilities have evolved over time, based on quarterly financial data. Explore SPFI long-term investment intensity to see how much of total assets are deployed in long-term investments.
South Plains Financial Inc Competitors by Total Liabilities
The table below lists competitors of South Plains Financial Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Verusa Holding AS
IS:VERUS
|
Turkey | TL1.18 Billion |
|
Hubei Huaqiang High-Tech Co. Ltd. A
SHG:688151
|
China | CN¥536.38 Million |
|
Shantou Wanshun Package Material
SHE:300057
|
China | CN¥6.16 Billion |
|
Unilumin Group Co Ltd
SHE:300232
|
China | CN¥5.24 Billion |
|
ZhuZhou QianJin Pharmaceutical Co Ltd
SHG:600479
|
China | CN¥1.70 Billion |
|
SERVICE STREAM LTD
F:UFY
|
Germany | €533.37 Million |
|
Smarter Microelectronics (Guangzhou) Co. Ltd. A
SHG:688512
|
China | CN¥405.52 Million |
|
RTW Venture Fund Ltd
LSE:RTW
|
UK | $203.82 Million |
Liability Composition Analysis (2017–2025)
This chart breaks down South Plains Financial Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see SPFI total asset value.
Liquidity & Leverage Metrics
South Plains Financial Inc Total Liabilities Ratios Explained
South Plains Financial Inc total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.20 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how South Plains Financial Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for South Plains Financial Inc (2017–2025)
The table below shows the annual total liabilities of South Plains Financial Inc from 2017 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $3.99 Billion | +5.10% |
| 2024-12-31 | $3.79 Billion | -0.12% |
| 2023-12-31 | $3.80 Billion | +5.87% |
| 2022-12-31 | $3.59 Billion | +2836.16% |
| 2021-12-31 | $122.17 Million | -96.22% |
| 2020-12-31 | $3.23 Billion | +10.17% |
| 2019-12-31 | $2.93 Billion | +14.57% |
| 2018-12-31 | $2.56 Billion | +5.92% |
| 2017-12-31 | $2.42 Billion | -- |
About South Plains Financial Inc
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit … Read more