South Plains Financial Inc (SPFI) - Total Liabilities
Based on the latest financial reports, South Plains Financial Inc (SPFI) has total liabilities worth $4.14 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.
South Plains Financial Inc - Total Liabilities Trend (2017–2025)
This chart illustrates how South Plains Financial Inc's total liabilities have evolved over time, based on quarterly financial data. See South Plains Financial Inc (SPFI) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
South Plains Financial Inc Competitors by Total Liabilities
The table below lists competitors of South Plains Financial Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Prima Andalan Mandiri Tbk PT
JK:MCOL
|
Indonesia | Rp158.96 Million |
|
PARATUS ENERGY SERVICES LTD
OL:PLSV
|
Norway | Nkr791.00 Million |
|
Wuxi Xinhongye Wire & Cable Co. Ltd. A
SHE:301310
|
China | CN¥3.36 Billion |
|
Guangdong Greenway Technology Co Ltd
SHG:688345
|
China | CN¥1.98 Billion |
|
Beijing UniStrong Science & Technology Co Ltd
SHE:002383
|
China | CN¥1.40 Billion |
|
SERVICE STREAM LTD
F:UFY
|
Germany | €533.37 Million |
|
Guanghui Logistics Co Ltd
SHG:600603
|
China | CN¥13.16 Billion |
|
Nanjing CIGU Technology Corp. Ltd. A
SHG:688448
|
China | CN¥359.00 Million |
Liability Composition Analysis (2017–2025)
This chart breaks down South Plains Financial Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see how much is South Plains Financial Inc worth.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | N/A | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 8.20 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how South Plains Financial Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for South Plains Financial Inc (2017–2025)
The table below shows the annual total liabilities of South Plains Financial Inc from 2017 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $3.99 Billion | +5.10% |
| 2024-12-31 | $3.79 Billion | -0.12% |
| 2023-12-31 | $3.80 Billion | +5.87% |
| 2022-12-31 | $3.59 Billion | +2836.16% |
| 2021-12-31 | $122.17 Million | -96.22% |
| 2020-12-31 | $3.23 Billion | +10.17% |
| 2019-12-31 | $2.93 Billion | +14.57% |
| 2018-12-31 | $2.56 Billion | +5.92% |
| 2017-12-31 | $2.42 Billion | -- |
About South Plains Financial Inc
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits. The company also provides traditional trust products and services; debit … Read more