United Bancorp Inc (UBCP) - Cash Flow Conversion Efficiency
Based on the latest financial reports, United Bancorp Inc (UBCP) has a cash flow conversion efficiency ratio of 0.005x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($364.00K) by net assets ($67.50 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see market value of United Bancorp Inc for the company's overall valuation and market capitalisation.
United Bancorp Inc - Cash Flow Conversion Efficiency Trend (1992–2025)
This chart illustrates how United Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data.
United Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of United Bancorp Inc ranked by their cash flow conversion efficiency. Explore UBCP cash flow quality index to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Maeil Holdings Co. Ltd
KQ:005990
|
0.032x |
|
MHC Plantations Bhd
KLSE:5026
|
0.202x |
|
Taiwan Chelic Corp Ltd
TW:4555
|
0.013x |
|
Aviv Arlon Ltd
TA:AVLN
|
-0.017x |
|
Creepy Jar SA
WAR:CRJ
|
0.241x |
|
Srithai Superware Public Company Limited
BK:SITHAI
|
0.047x |
|
Oncoinvent ASA
OL:KLDVK
|
0.013x |
|
HLS Therapeutics Inc
TO:HLS
|
0.105x |
Annual Cash Flow Conversion Efficiency for United Bancorp Inc (1992–2025)
The table below shows the annual cash flow conversion efficiency of United Bancorp Inc from 1992 to 2025. View UBCP stock price for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $70.52 Million | $9.96 Million | 0.141x | +6.04% |
| 2024-12-31 | $63.46 Million | $8.45 Million | 0.133x | -10.53% |
| 2023-12-31 | $63.59 Million | $9.46 Million | 0.149x | +4.81% |
| 2022-12-31 | $59.74 Million | $8.48 Million | 0.142x | +24.26% |
| 2021-12-31 | $71.70 Million | $8.19 Million | 0.114x | -16.68% |
| 2020-12-31 | $68.33 Million | $9.37 Million | 0.137x | -4.64% |
| 2019-12-31 | $59.92 Million | $8.62 Million | 0.144x | +26.54% |
| 2018-12-31 | $50.64 Million | $5.75 Million | 0.114x | +9.22% |
| 2017-12-31 | $43.90 Million | $4.57 Million | 0.104x | +6.21% |
| 2016-12-31 | $42.64 Million | $4.18 Million | 0.098x | -4.92% |
| 2015-12-31 | $41.50 Million | $4.28 Million | 0.103x | -0.50% |
| 2014-12-31 | $40.39 Million | $4.18 Million | 0.104x | -43.87% |
| 2013-12-31 | $38.87 Million | $7.17 Million | 0.184x | +20.66% |
| 2012-12-31 | $36.63 Million | $5.60 Million | 0.153x | -11.32% |
| 2011-12-31 | $36.18 Million | $6.24 Million | 0.172x | -7.50% |
| 2010-12-31 | $35.58 Million | $6.63 Million | 0.186x | +237.38% |
| 2009-12-31 | $35.21 Million | $1.95 Million | 0.055x | -68.78% |
| 2008-12-31 | $33.90 Million | $6.00 Million | 0.177x | +82.83% |
| 2007-12-31 | $33.89 Million | $3.28 Million | 0.097x | -18.90% |
| 2006-12-31 | $32.58 Million | $3.89 Million | 0.119x | -2.29% |
| 2005-12-31 | $32.48 Million | $3.97 Million | 0.122x | +3.77% |
| 2004-12-31 | $32.82 Million | $3.86 Million | 0.118x | -8.88% |
| 2003-12-31 | $32.51 Million | $4.20 Million | 0.129x | +2.28% |
| 2002-12-31 | $32.15 Million | $4.06 Million | 0.126x | +14.70% |
| 2001-12-31 | $30.47 Million | $3.35 Million | 0.110x | -8.67% |
| 2000-12-31 | $28.68 Million | $3.46 Million | 0.121x | -25.63% |
| 1999-12-31 | $25.30 Million | $4.10 Million | 0.162x | +7.91% |
| 1998-12-31 | $27.30 Million | $4.10 Million | 0.150x | -14.23% |
| 1997-12-31 | $25.70 Million | $4.50 Million | 0.175x | -14.59% |
| 1996-12-31 | $20.00 Million | $4.10 Million | 0.205x | +2.50% |
| 1995-12-31 | $18.50 Million | $3.70 Million | 0.200x | +50.00% |
| 1994-12-31 | $16.50 Million | $2.20 Million | 0.133x | -10.72% |
| 1993-12-31 | $15.40 Million | $2.30 Million | 0.149x | +5.29% |
| 1992-12-31 | $14.10 Million | $2.00 Million | 0.142x | -- |
About United Bancorp Inc
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.