United Bancorp Inc (UBCP) - Cash Flow Conversion Efficiency
Based on the latest financial reports, United Bancorp Inc (UBCP) has a cash flow conversion efficiency ratio of 0.048x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($3.17 Million) by net assets ($66.47 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
United Bancorp Inc - Cash Flow Conversion Efficiency Trend (1992–2024)
This chart illustrates how United Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read United Bancorp Inc (UBCP) financial obligations for a breakdown of total debt and financial obligations.
United Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of United Bancorp Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
The Ruby Mills Limited
NSE:RUBYMILLS
|
-0.051x |
|
SinoMedia Holding Limited
F:SJY
|
0.010x |
|
Gossamer Bio Inc
NASDAQ:GOSS
|
0.439x |
|
Marisa Lojas S.A
SA:AMAR3
|
0.317x |
|
MLG OZ Ltd
AU:MLG
|
0.297x |
|
Opal Balance
TA:OPAL
|
-0.043x |
|
Panstar Enterprise Co.Ltd
KQ:054300
|
0.031x |
|
Téléverbier SA
PA:TVRB
|
0.232x |
Annual Cash Flow Conversion Efficiency for United Bancorp Inc (1992–2024)
The table below shows the annual cash flow conversion efficiency of United Bancorp Inc from 1992 to 2024. For the full company profile with market capitalisation and key ratios, see market cap of United Bancorp Inc.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $63.46 Million | $8.45 Million | 0.133x | -10.53% |
| 2023-12-31 | $63.59 Million | $9.46 Million | 0.149x | +4.81% |
| 2022-12-31 | $59.74 Million | $8.48 Million | 0.142x | +24.26% |
| 2021-12-31 | $71.70 Million | $8.19 Million | 0.114x | -16.68% |
| 2020-12-31 | $68.33 Million | $9.37 Million | 0.137x | -4.64% |
| 2019-12-31 | $59.92 Million | $8.62 Million | 0.144x | +26.54% |
| 2018-12-31 | $50.64 Million | $5.75 Million | 0.114x | +9.22% |
| 2017-12-31 | $43.90 Million | $4.57 Million | 0.104x | +6.21% |
| 2016-12-31 | $42.64 Million | $4.18 Million | 0.098x | -4.92% |
| 2015-12-31 | $41.50 Million | $4.28 Million | 0.103x | -0.50% |
| 2014-12-31 | $40.39 Million | $4.18 Million | 0.104x | -43.87% |
| 2013-12-31 | $38.87 Million | $7.17 Million | 0.184x | +20.66% |
| 2012-12-31 | $36.63 Million | $5.60 Million | 0.153x | -11.32% |
| 2011-12-31 | $36.18 Million | $6.24 Million | 0.172x | -7.50% |
| 2010-12-31 | $35.58 Million | $6.63 Million | 0.186x | +237.38% |
| 2009-12-31 | $35.21 Million | $1.95 Million | 0.055x | -68.78% |
| 2008-12-31 | $33.90 Million | $6.00 Million | 0.177x | +82.83% |
| 2007-12-31 | $33.89 Million | $3.28 Million | 0.097x | -18.90% |
| 2006-12-31 | $32.58 Million | $3.89 Million | 0.119x | -2.29% |
| 2005-12-31 | $32.48 Million | $3.97 Million | 0.122x | +3.77% |
| 2004-12-31 | $32.82 Million | $3.86 Million | 0.118x | -8.88% |
| 2003-12-31 | $32.51 Million | $4.20 Million | 0.129x | +2.28% |
| 2002-12-31 | $32.15 Million | $4.06 Million | 0.126x | +14.70% |
| 2001-12-31 | $30.47 Million | $3.35 Million | 0.110x | -8.67% |
| 2000-12-31 | $28.68 Million | $3.46 Million | 0.121x | -25.63% |
| 1999-12-31 | $25.30 Million | $4.10 Million | 0.162x | +7.91% |
| 1998-12-31 | $27.30 Million | $4.10 Million | 0.150x | -14.23% |
| 1997-12-31 | $25.70 Million | $4.50 Million | 0.175x | -14.59% |
| 1996-12-31 | $20.00 Million | $4.10 Million | 0.205x | +2.50% |
| 1995-12-31 | $18.50 Million | $3.70 Million | 0.200x | +50.00% |
| 1994-12-31 | $16.50 Million | $2.20 Million | 0.133x | -10.72% |
| 1993-12-31 | $15.40 Million | $2.30 Million | 0.149x | +5.29% |
| 1992-12-31 | $14.10 Million | $2.00 Million | 0.142x | -- |
About United Bancorp Inc
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers a range of banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry,… Read more