United Bancorp Inc Cash Flow Conversion Efficiency
United Bancorp Inc cash flow conversion efficiency. Based on the latest financial reports, United Bancorp Inc (UBCP) has a cash flow conversion efficiency ratio of 0.013x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($938.00K) by net assets ($72.09 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of United Bancorp Inc (1992–2025)
Cash flow conversion efficiency of United Bancorp Inc from 1992 to 2025. This chart illustrates how United Bancorp Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. View UBCP share price today for real-time trading data and today's change.
United Bancorp Inc Cash Flow Conversion Ratio Explained
United Bancorp Inc cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
United Bancorp Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of United Bancorp Inc ranked by their cash flow conversion efficiency. Also see how much is United Bancorp Inc worth for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
SHEPHERD NEAME P. CONS.
F:43Y
|
N/A |
|
Artiva Biotherapeutics, Inc. Common Stock
NASDAQ:ARTV
|
-0.149x |
|
Resource Alam Indonesia Tbk
JK:KKGI
|
-0.087x |
|
NAU IB Capital
KQ:293580
|
-0.026x |
|
Caturkarda Depo Bangunan PT Tbk
JK:DEPO
|
0.013x |
|
Appeninn Vagyonkezelo Holding Nyilvanosan Mukodo Reszvenytarsasag
F:0AP
|
0.160x |
|
Xtract One Technologies Inc.
TO:XTRA
|
-0.220x |
|
The Sandesh Limited
NSE:SANDESH
|
0.018x |
Annual Cash Flow Conversion Efficiency for United Bancorp Inc (1992–2025)
The table below shows the annual cash flow conversion efficiency of United Bancorp Inc from 1992 to 2025. Review free cash flow generation of United Bancorp Inc to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $70.52 Million | $9.96 Million | 0.141x | +6.04% |
| 2024-12-31 | $63.46 Million | $8.45 Million | 0.133x | -10.53% |
| 2023-12-31 | $63.59 Million | $9.46 Million | 0.149x | +4.81% |
| 2022-12-31 | $59.74 Million | $8.48 Million | 0.142x | +24.26% |
| 2021-12-31 | $71.70 Million | $8.19 Million | 0.114x | -16.68% |
| 2020-12-31 | $68.33 Million | $9.37 Million | 0.137x | -4.64% |
| 2019-12-31 | $59.92 Million | $8.62 Million | 0.144x | +26.54% |
| 2018-12-31 | $50.64 Million | $5.75 Million | 0.114x | +9.22% |
| 2017-12-31 | $43.90 Million | $4.57 Million | 0.104x | +6.21% |
| 2016-12-31 | $42.64 Million | $4.18 Million | 0.098x | -4.92% |
| 2015-12-31 | $41.50 Million | $4.28 Million | 0.103x | -0.50% |
| 2014-12-31 | $40.39 Million | $4.18 Million | 0.104x | -43.87% |
| 2013-12-31 | $38.87 Million | $7.17 Million | 0.184x | +20.66% |
| 2012-12-31 | $36.63 Million | $5.60 Million | 0.153x | -11.32% |
| 2011-12-31 | $36.18 Million | $6.24 Million | 0.172x | -7.50% |
| 2010-12-31 | $35.58 Million | $6.63 Million | 0.186x | +237.38% |
| 2009-12-31 | $35.21 Million | $1.95 Million | 0.055x | -68.78% |
| 2008-12-31 | $33.90 Million | $6.00 Million | 0.177x | +82.83% |
| 2007-12-31 | $33.89 Million | $3.28 Million | 0.097x | -18.90% |
| 2006-12-31 | $32.58 Million | $3.89 Million | 0.119x | -2.29% |
| 2005-12-31 | $32.48 Million | $3.97 Million | 0.122x | +3.77% |
| 2004-12-31 | $32.82 Million | $3.86 Million | 0.118x | -8.88% |
| 2003-12-31 | $32.51 Million | $4.20 Million | 0.129x | +2.28% |
| 2002-12-31 | $32.15 Million | $4.06 Million | 0.126x | +14.70% |
| 2001-12-31 | $30.47 Million | $3.35 Million | 0.110x | -8.67% |
| 2000-12-31 | $28.68 Million | $3.46 Million | 0.121x | -25.63% |
| 1999-12-31 | $25.30 Million | $4.10 Million | 0.162x | +7.91% |
| 1998-12-31 | $27.30 Million | $4.10 Million | 0.150x | -14.23% |
| 1997-12-31 | $25.70 Million | $4.50 Million | 0.175x | -14.59% |
| 1996-12-31 | $20.00 Million | $4.10 Million | 0.205x | +2.50% |
| 1995-12-31 | $18.50 Million | $3.70 Million | 0.200x | +50.00% |
| 1994-12-31 | $16.50 Million | $2.20 Million | 0.133x | -10.72% |
| 1993-12-31 | $15.40 Million | $2.30 Million | 0.149x | +5.29% |
| 1992-12-31 | $14.10 Million | $2.00 Million | 0.142x | -- |
About United Bancorp Inc
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.