United Bancorp Inc (UBCP) - Total Assets
Based on the latest financial reports, United Bancorp Inc (UBCP) holds total assets worth $858.50 Million USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check UBCP cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
United Bancorp Inc - Total Assets Trend (1992–2025)
This chart illustrates how United Bancorp Inc's total assets have evolved over time, based on quarterly financial data. Explore long-term investment intensity of United Bancorp Inc to see how much of total assets are deployed in long-term investments.
United Bancorp Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
United Bancorp Inc's total assets of $858.50 Million consist of 19.3% current assets and 80.7% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.4% |
| Accounts Receivable | $3.98 Million | 0.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $682.00K | 0.1% |
Asset Composition Trend (1992–2025)
This chart illustrates how United Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see UBCP company net worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: United Bancorp Inc's current assets represent 19.3% of total assets in 2025, an increase from 14.3% in 1992.
- Cash Position: Cash and equivalents constituted 5.4% of total assets in 2025, down from 13.2% in 1992.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1992.
- Asset Diversification: The largest asset category is accounts receivable at 0.5% of total assets.
United Bancorp Inc Competitors by Total Assets
Key competitors of United Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
BNP Paribas SA
PA:BNP
|
France | €2.79 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM778.72 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
Bank of Xi'An Co Ltd
SHG:600928
|
China | CN¥546.99 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
|
Bank Mestika Dharma Tbk
JK:BBMD
|
Indonesia | Rp16.58 Trillion |
|
Bank Multiarta Sentosa PT
JK:MASB
|
Indonesia | Rp34.10 Trillion |
|
Bank Ochrony Środowiska SA
WAR:BOS
|
Poland | zł25.72 Billion |
United Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.33 | 0.41 | 64.53 |
| Quick Ratio | 0.33 | 0.41 | 64.49 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-23.96 Million | $-391.90 Million | $562.16 Million |
United Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between United Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.36 |
| Latest Market Cap to Assets Ratio | 0.11 |
| Asset Growth Rate (YoY) | 5.0% |
| Total Assets | $857.45 Million |
| Market Capitalization | $91.46 Million USD |
Valuation Analysis
Below Book Valuation: The market values United Bancorp Inc's assets below their book value (0.11x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: United Bancorp Inc's assets grew by 5.0% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for United Bancorp Inc (1992–2025)
The table below shows the annual total assets of United Bancorp Inc from 1992 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $857.45 Million | +4.99% |
| 2024-12-31 | $816.66 Million | -0.34% |
| 2023-12-31 | $819.45 Million | +8.19% |
| 2022-12-31 | $757.40 Million | +4.55% |
| 2021-12-31 | $724.46 Million | +4.48% |
| 2020-12-31 | $693.40 Million | +1.12% |
| 2019-12-31 | $685.71 Million | +15.59% |
| 2018-12-31 | $593.21 Million | +29.15% |
| 2017-12-31 | $459.33 Million | +4.87% |
| 2016-12-31 | $438.02 Million | +8.12% |
| 2015-12-31 | $405.12 Million | +0.82% |
| 2014-12-31 | $401.81 Million | +3.28% |
| 2013-12-31 | $389.04 Million | -11.25% |
| 2012-12-31 | $438.35 Million | +5.48% |
| 2011-12-31 | $415.57 Million | -1.86% |
| 2010-12-31 | $423.44 Million | -5.05% |
| 2009-12-31 | $445.97 Million | +0.94% |
| 2008-12-31 | $441.80 Million | -2.12% |
| 2007-12-31 | $451.37 Million | +7.05% |
| 2006-12-31 | $421.65 Million | +2.36% |
| 2005-12-31 | $411.93 Million | +3.63% |
| 2004-12-31 | $397.52 Million | +3.11% |
| 2003-12-31 | $385.52 Million | +6.58% |
| 2002-12-31 | $361.71 Million | +5.98% |
| 2001-12-31 | $341.32 Million | +5.38% |
| 2000-12-31 | $323.89 Million | +8.40% |
| 1999-12-31 | $298.80 Million | +4.66% |
| 1998-12-31 | $285.50 Million | +8.31% |
| 1997-12-31 | $263.60 Million | +30.24% |
| 1996-12-31 | $202.40 Million | +5.86% |
| 1995-12-31 | $191.20 Million | +3.02% |
| 1994-12-31 | $185.60 Million | +8.10% |
| 1993-12-31 | $171.70 Million | +4.25% |
| 1992-12-31 | $164.70 Million | -- |
About United Bancorp Inc
United Bancorp, Inc. operates as the bank holding company for Unified Bank that provides commercial and retail banking services in Ohio. The company offers banking and financial services, including accepting demand, savings, and time deposits, as well as granting commercial, real estate, and consumer loans. United Bancorp, Inc. was founded in 1902 and is headquartered in Martins Ferry, Ohio.