United Community Banks, Inc. Cash Flow Conversion Efficiency
United Community Banks, Inc. cash flow conversion efficiency. Based on the latest financial reports, United Community Banks, Inc. (UCB) has a cash flow conversion efficiency ratio of 0.034x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($123.09 Million) by net assets ($3.60 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of United Community Banks, Inc. (1996–2024)
Cash flow conversion efficiency of United Community Banks, Inc. from 1996 to 2024. This chart illustrates how United Community Banks, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. View current stock price of United Community Banks, Inc. for real-time trading data and today's change.
United Community Banks, Inc. Cash Flow Conversion Ratio Explained
United Community Banks, Inc. cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
United Community Banks, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of United Community Banks, Inc. ranked by their cash flow conversion efficiency. Also see United Community Banks, Inc. (UCB) total market value for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Siegfried Holding Ltd
SW:SFZN
|
0.143x |
|
Beijing Sifang Automation Co Ltd
SHG:601126
|
0.024x |
|
T&S Communications Co Ltd
SHE:300570
|
-0.035x |
|
NLC India Limited
NSE:NLCINDIA
|
0.129x |
|
Kumba Iron Ore Ltd
JSE:KIO
|
0.139x |
|
Shanghai Moons' Elec Co Ltd
SHG:603728
|
0.020x |
|
Shyam Metalics and Energy Limited
NSE:SHYAMMETL
|
0.050x |
|
VALLOUREC ADR 1/5/EO 2
F:VACE
|
0.097x |
Annual Cash Flow Conversion Efficiency for United Community Banks, Inc. (1996–2024)
The table below shows the annual cash flow conversion efficiency of United Community Banks, Inc. from 1996 to 2024. Review free cash flow generation of United Community Banks, Inc. to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $3.43 Billion | $349.73 Million | 0.102x | +13.06% |
| 2023-12-31 | $3.26 Billion | $293.97 Million | 0.090x | -59.92% |
| 2022-12-31 | $2.70 Billion | $607.31 Million | 0.225x | +39.07% |
| 2021-12-31 | $2.22 Billion | $359.32 Million | 0.162x | +104.56% |
| 2020-12-31 | $2.01 Billion | $158.68 Million | 0.079x | -16.01% |
| 2019-12-31 | $1.64 Billion | $153.93 Million | 0.094x | -49.20% |
| 2018-12-31 | $1.46 Billion | $270.01 Million | 0.185x | +16.10% |
| 2017-12-31 | $1.30 Billion | $207.96 Million | 0.160x | +22.68% |
| 2016-12-31 | $1.08 Billion | $139.91 Million | 0.130x | +16.76% |
| 2015-12-31 | $1.02 Billion | $113.43 Million | 0.111x | -17.02% |
| 2014-12-31 | $739.58 Million | $99.28 Million | 0.134x | -44.27% |
| 2013-12-31 | $795.72 Million | $191.65 Million | 0.241x | -23.51% |
| 2012-12-31 | $581.40 Million | $183.08 Million | 0.315x | +19.31% |
| 2011-12-31 | $575.49 Million | $151.88 Million | 0.264x | +35.93% |
| 2010-12-31 | $635.51 Million | $123.39 Million | 0.194x | +33.87% |
| 2009-12-31 | $962.32 Million | $139.56 Million | 0.145x | +18.28% |
| 2008-12-31 | $989.38 Million | $121.31 Million | 0.123x | -3.24% |
| 2007-12-31 | $831.90 Million | $105.41 Million | 0.127x | +54.31% |
| 2006-12-31 | $616.77 Million | $50.65 Million | 0.082x | -62.80% |
| 2005-12-31 | $472.69 Million | $104.34 Million | 0.221x | +157.76% |
| 2004-12-31 | $397.09 Million | $34.01 Million | 0.086x | -65.37% |
| 2003-12-31 | $299.37 Million | $74.03 Million | 0.247x | +82.28% |
| 2002-12-31 | $221.58 Million | $30.06 Million | 0.136x | +5.68% |
| 2001-12-31 | $194.66 Million | $24.99 Million | 0.128x | +5.05% |
| 2000-12-31 | $158.39 Million | $19.35 Million | 0.122x | -46.71% |
| 1999-12-31 | $119.31 Million | $27.36 Million | 0.229x | +135.38% |
| 1998-12-31 | $115.36 Million | $11.24 Million | 0.097x | -47.68% |
| 1997-12-31 | $75.11 Million | $13.99 Million | 0.186x | -43.82% |
| 1996-12-31 | $52.40 Million | $17.37 Million | 0.331x | -- |
About United Community Banks, Inc.
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts; and lending services, such as real estat… Read more