United Community Banks, Inc. (UCB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, United Community Banks, Inc. (UCB) has a cash flow conversion efficiency ratio of 0.034x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($123.09 Million) by net assets ($3.60 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See how leveraged is United Community Banks, Inc.'s balance sheet to measure how much of total assets are equity-financed.
United Community Banks, Inc. - Cash Flow Conversion Efficiency Trend (1996–2024)
This chart illustrates how United Community Banks, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Check cash flow quality index of United Community Banks, Inc. to evaluate the quality of earnings relative to operating cash generation.
United Community Banks, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of United Community Banks, Inc. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
China Coal Xinji Energy Co Ltd
SHG:601918
|
0.053x |
|
Siegfried Holding Ltd
SW:SFZN
|
0.143x |
|
Guangdong Provincial Expressway Development Co Ltd
SHE:000429
|
0.085x |
|
Beijing Tiantan Biological Products Corp Ltd
SHG:600161
|
0.021x |
|
Cleanaway Waste Management Ltd
AU:CWY
|
0.060x |
|
Hims Hers Health Inc
NYSE:HIMS
|
0.256x |
|
Seazen Holdings Co Ltd
SHG:601155
|
0.003x |
|
Cohen & Steers Inc
NYSE:CNS
|
-0.077x |
Annual Cash Flow Conversion Efficiency for United Community Banks, Inc. (1996–2024)
The table below shows the annual cash flow conversion efficiency of United Community Banks, Inc. from 1996 to 2024. For the full company profile with market capitalisation and key ratios, see United Community Banks, Inc. (UCB) total market value.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $3.43 Billion | $349.73 Million | 0.102x | +13.06% |
| 2023-12-31 | $3.26 Billion | $293.97 Million | 0.090x | -59.92% |
| 2022-12-31 | $2.70 Billion | $607.31 Million | 0.225x | +39.07% |
| 2021-12-31 | $2.22 Billion | $359.32 Million | 0.162x | +104.56% |
| 2020-12-31 | $2.01 Billion | $158.68 Million | 0.079x | -16.01% |
| 2019-12-31 | $1.64 Billion | $153.93 Million | 0.094x | -49.20% |
| 2018-12-31 | $1.46 Billion | $270.01 Million | 0.185x | +16.10% |
| 2017-12-31 | $1.30 Billion | $207.96 Million | 0.160x | +22.68% |
| 2016-12-31 | $1.08 Billion | $139.91 Million | 0.130x | +16.76% |
| 2015-12-31 | $1.02 Billion | $113.43 Million | 0.111x | -17.02% |
| 2014-12-31 | $739.58 Million | $99.28 Million | 0.134x | -44.27% |
| 2013-12-31 | $795.72 Million | $191.65 Million | 0.241x | -23.51% |
| 2012-12-31 | $581.40 Million | $183.08 Million | 0.315x | +19.31% |
| 2011-12-31 | $575.49 Million | $151.88 Million | 0.264x | +35.93% |
| 2010-12-31 | $635.51 Million | $123.39 Million | 0.194x | +33.87% |
| 2009-12-31 | $962.32 Million | $139.56 Million | 0.145x | +18.28% |
| 2008-12-31 | $989.38 Million | $121.31 Million | 0.123x | -3.24% |
| 2007-12-31 | $831.90 Million | $105.41 Million | 0.127x | +54.31% |
| 2006-12-31 | $616.77 Million | $50.65 Million | 0.082x | -62.80% |
| 2005-12-31 | $472.69 Million | $104.34 Million | 0.221x | +157.76% |
| 2004-12-31 | $397.09 Million | $34.01 Million | 0.086x | -65.37% |
| 2003-12-31 | $299.37 Million | $74.03 Million | 0.247x | +82.28% |
| 2002-12-31 | $221.58 Million | $30.06 Million | 0.136x | +5.68% |
| 2001-12-31 | $194.66 Million | $24.99 Million | 0.128x | +5.05% |
| 2000-12-31 | $158.39 Million | $19.35 Million | 0.122x | -46.71% |
| 1999-12-31 | $119.31 Million | $27.36 Million | 0.229x | +135.38% |
| 1998-12-31 | $115.36 Million | $11.24 Million | 0.097x | -47.68% |
| 1997-12-31 | $75.11 Million | $13.99 Million | 0.186x | -43.82% |
| 1996-12-31 | $52.40 Million | $17.37 Million | 0.331x | -- |
About United Community Banks, Inc.
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts; and lending services, such as real estat… Read more