United Community Banks, Inc. (UCB) - Total Assets
Based on the latest financial reports, United Community Banks, Inc. (UCB) holds total assets worth $28.14 Billion USD as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
United Community Banks, Inc. - Total Assets Trend (1996–2024)
This chart illustrates how United Community Banks, Inc.'s total assets have evolved over time, based on quarterly financial data. Also see United Community Banks, Inc. (UCB) market capitalisation for the company's overall valuation and market capitalisation.
United Community Banks, Inc. - Asset Composition Analysis
Current Asset Composition (December 2024)
United Community Banks, Inc.'s total assets of $28.14 Billion consist of 18.2% current assets and 81.8% non-current assets. Review total liabilities of United Community Banks, Inc. to assess the company's total debt and financial obligations.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.9% |
| Accounts Receivable | $85.62 Million | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $437.08 Million | 1.6% |
| Intangible Assets | $49.55 Million | 0.2% |
| Goodwill | $907.09 Million | 3.3% |
Asset Composition Trend (1996–2024)
This chart illustrates how United Community Banks, Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See latest United Community Banks, Inc. stock price today for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: United Community Banks, Inc.'s current assets represent 18.2% of total assets in 2024, an increase from 7.1% in 1996.
- Cash Position: Cash and equivalents constituted 1.9% of total assets in 2024, down from 6.1% in 1996.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 1996.
- Asset Diversification: The largest asset category is goodwill at 3.3% of total assets.
United Community Banks, Inc. Competitors by Total Assets
Key competitors of United Community Banks, Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
BK MANDIRI (PE).ADR/20 ON
F:PQ90
|
Germany | €2829.95 Trillion |
|
Bendigo and Adelaide Bank Ltd
AU:BEN
|
Australia | AU$103.22 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
First Mid Illinois Bancshares Inc
NASDAQ:FMBH
|
USA | $9.29 Billion |
|
Banco Mercantil do Brasil S.A
SA:BMEB3
|
Brazil | R$38.96 Billion |
|
PT Super Bank Indonesia Tbk
JK:SUPA
|
Indonesia | Rp23.95 Trillion |
|
Southern California Bancorp Common Stock
NASDAQ:BCAL
|
USA | $4.03 Billion |
|
Addiko Bank AG
VI:ADKO
|
Austria | €6.39 Billion |
United Community Banks, Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.19 | 0.20 | 0.32 |
| Quick Ratio | 0.19 | 0.20 | 0.32 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-19.52 Billion | $-18.49 Billion | $-10.55 Billion |
United Community Banks, Inc. - Advanced Valuation Insights
This section examines the relationship between United Community Banks, Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.01 |
| Latest Market Cap to Assets Ratio | 0.13 |
| Asset Growth Rate (YoY) | 1.5% |
| Total Assets | $27.72 Billion |
| Market Capitalization | $3.71 Billion USD |
Valuation Analysis
Below Book Valuation: The market values United Community Banks, Inc.'s assets below their book value (0.13x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: United Community Banks, Inc.'s assets grew by 1.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for United Community Banks, Inc. (1996–2024)
The table below shows the annual total assets of United Community Banks, Inc. from 1996 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $27.72 Billion | +1.55% |
| 2023-12-31 | $27.30 Billion | +13.70% |
| 2022-12-31 | $24.01 Billion | +14.62% |
| 2021-12-31 | $20.95 Billion | +17.72% |
| 2020-12-31 | $17.79 Billion | +37.77% |
| 2019-12-31 | $12.92 Billion | +2.73% |
| 2018-12-31 | $12.57 Billion | +5.52% |
| 2017-12-31 | $11.92 Billion | +11.27% |
| 2016-12-31 | $10.71 Billion | +11.36% |
| 2015-12-31 | $9.62 Billion | +27.08% |
| 2014-12-31 | $7.57 Billion | +1.91% |
| 2013-12-31 | $7.43 Billion | +9.16% |
| 2012-12-31 | $6.80 Billion | -2.59% |
| 2011-12-31 | $6.98 Billion | -6.18% |
| 2010-12-31 | $7.44 Billion | -6.96% |
| 2009-12-31 | $8.00 Billion | -6.89% |
| 2008-12-31 | $8.59 Billion | +4.69% |
| 2007-12-31 | $8.21 Billion | +15.58% |
| 2006-12-31 | $7.10 Billion | +21.06% |
| 2005-12-31 | $5.87 Billion | +15.29% |
| 2004-12-31 | $5.09 Billion | +25.04% |
| 2003-12-31 | $4.07 Billion | +26.70% |
| 2002-12-31 | $3.21 Billion | +16.81% |
| 2001-12-31 | $2.75 Billion | +8.71% |
| 2000-12-31 | $2.53 Billion | +6.05% |
| 1999-12-31 | $2.38 Billion | +31.53% |
| 1998-12-31 | $1.81 Billion | +57.19% |
| 1997-12-31 | $1.15 Billion | +39.29% |
| 1996-12-31 | $828.03 Million | -- |
About United Community Banks, Inc.
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial products and services to commercial, retail, government, education, energy, health care, and real estate sectors in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts; and lending services, such as real estat… Read more