Waterstone Financial Inc (WSBF) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Waterstone Financial Inc (WSBF) has a cash flow conversion efficiency ratio of 0.095x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($32.72 Million) by net assets ($345.50 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Waterstone Financial Inc - Cash Flow Conversion Efficiency Trend (2003–2024)
This chart illustrates how Waterstone Financial Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read debt load of Waterstone Financial Inc for a breakdown of total debt and financial obligations.
Waterstone Financial Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Waterstone Financial Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Designer Brands Inc
NYSE:DBI
|
0.220x |
|
Grupo Empresas Navieras SA
SN:NAVIERA
|
0.054x |
|
Agilyx AS
OL:AGLX
|
-0.077x |
|
BlackRock Municipal Income Quality Closed Fund
NYSE:BYM
|
-0.052x |
|
Kordsa Global Endustriyel Iplik ve Kord Bezi Sanayi ve Ticaret AS
IS:KORDS
|
0.077x |
|
Gs Global
KO:001250
|
0.029x |
|
SDT Uzay ve Savunma Teknolojileri A.S.
IS:SDTTR
|
0.063x |
|
Super Group Ltd.
JSE:SPG
|
0.109x |
Annual Cash Flow Conversion Efficiency for Waterstone Financial Inc (2003–2024)
The table below shows the annual cash flow conversion efficiency of Waterstone Financial Inc from 2003 to 2024. For the full company profile with market capitalisation and key ratios, see WSBF stock market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2024-12-31 | $339.13 Million | $48.06 Million | 0.142x | +276.82% |
| 2023-12-31 | $344.06 Million | $-27.58 Million | -0.080x | -114.37% |
| 2022-12-31 | $370.49 Million | $206.66 Million | 0.558x | +56.30% |
| 2021-12-31 | $432.77 Million | $154.45 Million | 0.357x | +246.61% |
| 2020-12-31 | $413.12 Million | $-100.57 Million | -0.243x | -138.29% |
| 2019-12-31 | $393.69 Million | $-40.22 Million | -0.102x | -198.38% |
| 2018-12-31 | $399.68 Million | $41.50 Million | 0.104x | -60.04% |
| 2017-12-31 | $412.10 Million | $107.10 Million | 0.260x | +543.56% |
| 2016-12-31 | $410.69 Million | $-24.06 Million | -0.059x | -76.76% |
| 2015-12-31 | $391.93 Million | $-12.99 Million | -0.033x | -573.45% |
| 2014-12-31 | $450.24 Million | $-2.22 Million | -0.005x | -102.02% |
| 2013-12-31 | $214.47 Million | $52.28 Million | 0.244x | +4027.91% |
| 2012-12-31 | $1.31 Billion | $-8.14 Million | -0.006x | -102.94% |
| 2011-12-31 | $166.37 Million | $35.09 Million | 0.211x | +376.69% |
| 2010-12-31 | $172.22 Million | $-13.13 Million | -0.076x | -8.14% |
| 2009-12-31 | $168.59 Million | $-11.88 Million | -0.070x | -150.16% |
| 2008-12-31 | $171.27 Million | $24.07 Million | 0.141x | +12761.36% |
| 2007-12-31 | $201.82 Million | $-224.00K | -0.001x | -102.65% |
| 2006-12-31 | $241.27 Million | $10.12 Million | 0.042x | -0.62% |
| 2005-12-31 | $231.70 Million | $9.78 Million | 0.042x | -56.88% |
| 2004-12-31 | $133.42 Million | $13.06 Million | 0.098x | +7.11% |
| 2003-12-31 | $122.80 Million | $11.22 Million | 0.091x | -- |
About Waterstone Financial Inc
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as c… Read more