Waterstone Financial Inc (WSBF) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Waterstone Financial Inc (WSBF) has a cash flow conversion efficiency ratio of -0.002x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($-647.00K) by net assets ($348.21 Million). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See WSBF equity to assets ratio to measure how much of total assets are equity-financed.
Waterstone Financial Inc - Cash Flow Conversion Efficiency Trend (2003–2025)
This chart illustrates how Waterstone Financial Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check how high is Waterstone Financial Inc's earnings quality to evaluate the quality of earnings relative to operating cash generation.
Waterstone Financial Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Waterstone Financial Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Abeona Therapeutics Inc
NASDAQ:ABEO
|
-0.113x |
|
Holsin Engineering Consulting
SHG:603909
|
0.014x |
|
Liton Technology
TWO:6175
|
0.056x |
|
IVF Hartmann Holding AG
SW:VBSN
|
0.014x |
|
Good Finance Securities Co Ltd
TWO:6021
|
-0.007x |
|
Proact IT Group AB
ST:PACT
|
0.129x |
|
Heilongjiang Interchina Water Treatment Co Ltd
SHG:600187
|
0.005x |
|
Voyager Acquisition Corp
NASDAQ:VACH
|
0.010x |
Annual Cash Flow Conversion Efficiency for Waterstone Financial Inc (2003–2025)
The table below shows the annual cash flow conversion efficiency of Waterstone Financial Inc from 2003 to 2025. For the full company profile with market capitalisation and key ratios, see WSBF market cap overview.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $349.39 Million | $19.02 Million | 0.054x | -61.59% |
| 2024-12-31 | $339.13 Million | $48.06 Million | 0.142x | +276.82% |
| 2023-12-31 | $344.06 Million | $-27.58 Million | -0.080x | -114.37% |
| 2022-12-31 | $370.49 Million | $206.66 Million | 0.558x | +56.30% |
| 2021-12-31 | $432.77 Million | $154.45 Million | 0.357x | +246.61% |
| 2020-12-31 | $413.12 Million | $-100.57 Million | -0.243x | -138.29% |
| 2019-12-31 | $393.69 Million | $-40.22 Million | -0.102x | -198.38% |
| 2018-12-31 | $399.68 Million | $41.50 Million | 0.104x | -60.04% |
| 2017-12-31 | $412.10 Million | $107.10 Million | 0.260x | +543.56% |
| 2016-12-31 | $410.69 Million | $-24.06 Million | -0.059x | -76.76% |
| 2015-12-31 | $391.93 Million | $-12.99 Million | -0.033x | -573.45% |
| 2014-12-31 | $450.24 Million | $-2.22 Million | -0.005x | -102.02% |
| 2013-12-31 | $214.47 Million | $52.28 Million | 0.244x | +4027.91% |
| 2012-12-31 | $1.31 Billion | $-8.14 Million | -0.006x | -102.94% |
| 2011-12-31 | $166.37 Million | $35.09 Million | 0.211x | +376.69% |
| 2010-12-31 | $172.22 Million | $-13.13 Million | -0.076x | -8.14% |
| 2009-12-31 | $168.59 Million | $-11.88 Million | -0.070x | -150.16% |
| 2008-12-31 | $171.27 Million | $24.07 Million | 0.141x | +12761.36% |
| 2007-12-31 | $201.82 Million | $-224.00K | -0.001x | -102.65% |
| 2006-12-31 | $241.27 Million | $10.12 Million | 0.042x | -0.62% |
| 2005-12-31 | $231.70 Million | $9.78 Million | 0.042x | -56.88% |
| 2004-12-31 | $133.42 Million | $13.06 Million | 0.098x | +7.11% |
| 2003-12-31 | $122.80 Million | $11.22 Million | 0.091x | -- |
About Waterstone Financial Inc
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as c… Read more