Waterstone Financial Inc (WSBF) - Total Assets
Based on the latest financial reports, Waterstone Financial Inc (WSBF) holds total assets worth $2.25 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore Waterstone Financial Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Waterstone Financial Inc - Total Assets Trend (2000–2025)
This chart illustrates how Waterstone Financial Inc's total assets have evolved over time, based on quarterly financial data. See Waterstone Financial Inc shareholders equity for net asset value and shareholders' equity analysis.
Waterstone Financial Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Waterstone Financial Inc's total assets of $2.25 Billion consist of 10.4% current assets and 89.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.8% |
| Accounts Receivable | $1.66 Billion | 73.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2000–2025)
This chart illustrates how Waterstone Financial Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Waterstone Financial Inc market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Waterstone Financial Inc's current assets represent 10.4% of total assets in 2025, an increase from 3.7% in 2000.
- Cash Position: Cash and equivalents constituted 2.8% of total assets in 2025, down from 3.7% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2000.
- Asset Diversification: The largest asset category is accounts receivable at 73.4% of total assets.
Waterstone Financial Inc Competitors by Total Assets
Key competitors of Waterstone Financial Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
Waterstone Financial Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.23 | 0.16 | 0.36 |
| Quick Ratio | 0.23 | 0.16 | 0.36 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-131.30 Million | $-1.34 Billion | $-791.91 Million |
Waterstone Financial Inc - Advanced Valuation Insights
This section examines the relationship between Waterstone Financial Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.97 |
| Latest Market Cap to Assets Ratio | 0.15 |
| Asset Growth Rate (YoY) | 2.3% |
| Total Assets | $2.26 Billion |
| Market Capitalization | $335.61 Million USD |
Valuation Analysis
Below Book Valuation: The market values Waterstone Financial Inc's assets below their book value (0.15x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Waterstone Financial Inc's assets grew by 2.3% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Waterstone Financial Inc (2000–2025)
The table below shows the annual total assets of Waterstone Financial Inc from 2000 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.26 Billion | +2.26% |
| 2024-12-31 | $2.21 Billion | -0.17% |
| 2023-12-31 | $2.21 Billion | +8.94% |
| 2022-12-31 | $2.03 Billion | -8.31% |
| 2021-12-31 | $2.22 Billion | +1.43% |
| 2020-12-31 | $2.18 Billion | +9.43% |
| 2019-12-31 | $2.00 Billion | +4.23% |
| 2018-12-31 | $1.92 Billion | +6.03% |
| 2017-12-31 | $1.81 Billion | +0.88% |
| 2016-12-31 | $1.79 Billion | +1.58% |
| 2015-12-31 | $1.76 Billion | -1.16% |
| 2014-12-31 | $1.78 Billion | -8.41% |
| 2013-12-31 | $1.95 Billion | +17.22% |
| 2012-12-31 | $1.66 Billion | -3.02% |
| 2011-12-31 | $1.71 Billion | -5.31% |
| 2010-12-31 | $1.81 Billion | -3.17% |
| 2009-12-31 | $1.87 Billion | -0.91% |
| 2008-12-31 | $1.89 Billion | +10.25% |
| 2007-12-31 | $1.71 Billion | +3.74% |
| 2006-12-31 | $1.65 Billion | +9.08% |
| 2005-12-31 | $1.51 Billion | +9.02% |
| 2004-12-31 | $1.39 Billion | +11.78% |
| 2003-12-31 | $1.24 Billion | +12.24% |
| 2002-12-31 | $1.10 Billion | +10.22% |
| 2001-12-31 | $1.00 Billion | +2.43% |
| 2000-12-31 | $978.62 Million | -- |
About Waterstone Financial Inc
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as c… Read more