Waterstone Financial Inc Total Assets
Waterstone Financial Inc total assets. Based on the latest financial reports, Waterstone Financial Inc (WSBF) holds total assets worth $2.25 Billion USD as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see how much is Waterstone Financial Inc worth for the company's overall valuation and market capitalisation.
Total Assets of Waterstone Financial Inc (2000–2025)
Total assets of Waterstone Financial Inc from 2000 to 2025. This chart illustrates how Waterstone Financial Inc's total assets have evolved over time, based on quarterly financial data. See current stock price of Waterstone Financial Inc for real-time trading data and today's change.
Waterstone Financial Inc - Asset Composition Analysis
Waterstone Financial Inc Total Assets Breakdown (December 2025)
Waterstone Financial Inc total assets breakdown as of December 2025. Waterstone Financial Inc's total assets of $2.25 Billion consist of 10.4% current assets and 89.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.8% |
| Accounts Receivable | $1.66 Billion | 73.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2000–2025)
This chart illustrates how Waterstone Financial Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore Waterstone Financial Inc working capital to net assets to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Waterstone Financial Inc's current assets represent 10.4% of total assets in 2025, an increase from 3.7% in 2000.
- Cash Position: Cash and equivalents constituted 2.8% of total assets in 2025, down from 3.7% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2000.
- Asset Diversification: The largest asset category is accounts receivable at 73.4% of total assets.
Waterstone Financial Inc Competitors by Total Assets
Key competitors of Waterstone Financial Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Societe Generale S.A.
PA:GLE
|
France | €1.55 Trillion |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB
|
USA | $3.14 Trillion |
|
Spar Nord Bank
CO:SPNO
|
Denmark | Dkr143.85 Billion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank Ina Perdana PT
JK:BINA
|
Indonesia | Rp30.24 Trillion |
|
SJF Bank A/S
CO:SJF
|
Denmark | Dkr36.72 Billion |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO
|
Indonesia | Rp13.34 Trillion |
Waterstone Financial Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.15 | 0.17 | 0.46 |
| Quick Ratio | 0.15 | 0.17 | 0.46 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.56 Billion | $-1.36 Billion | $-677.86 Million |
Waterstone Financial Inc - Advanced Valuation Insights
This section examines the relationship between Waterstone Financial Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.08 |
| Latest Market Cap to Assets Ratio | 0.16 |
| Asset Growth Rate (YoY) | 2.3% |
| Total Assets | $2.26 Billion |
| Market Capitalization | $368.53 Million USD |
Valuation Analysis
Below Book Valuation: The market values Waterstone Financial Inc's assets below their book value (0.16x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Waterstone Financial Inc's assets grew by 2.3% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Waterstone Financial Inc (2000–2025)
The table below shows the annual total assets of Waterstone Financial Inc from 2000 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.26 Billion | +2.26% |
| 2024-12-31 | $2.21 Billion | -0.17% |
| 2023-12-31 | $2.21 Billion | +8.94% |
| 2022-12-31 | $2.03 Billion | -8.31% |
| 2021-12-31 | $2.22 Billion | +1.43% |
| 2020-12-31 | $2.18 Billion | +9.43% |
| 2019-12-31 | $2.00 Billion | +4.23% |
| 2018-12-31 | $1.92 Billion | +6.03% |
| 2017-12-31 | $1.81 Billion | +0.88% |
| 2016-12-31 | $1.79 Billion | +1.58% |
| 2015-12-31 | $1.76 Billion | -1.16% |
| 2014-12-31 | $1.78 Billion | -8.41% |
| 2013-12-31 | $1.95 Billion | +17.22% |
| 2012-12-31 | $1.66 Billion | -3.02% |
| 2011-12-31 | $1.71 Billion | -5.31% |
| 2010-12-31 | $1.81 Billion | -3.17% |
| 2009-12-31 | $1.87 Billion | -0.91% |
| 2008-12-31 | $1.89 Billion | +10.25% |
| 2007-12-31 | $1.71 Billion | +3.74% |
| 2006-12-31 | $1.65 Billion | +9.08% |
| 2005-12-31 | $1.51 Billion | +9.02% |
| 2004-12-31 | $1.39 Billion | +11.78% |
| 2003-12-31 | $1.24 Billion | +12.24% |
| 2002-12-31 | $1.10 Billion | +10.22% |
| 2001-12-31 | $1.00 Billion | +2.43% |
| 2000-12-31 | $978.62 Million | -- |
About Waterstone Financial Inc
Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. It operates in two segments, Community Banking and Mortgage Banking. The Community Banking segment offers consumer and business banking products and services, such as deposit and transactional solutions, such as c… Read more