The Jammu & Kashmir Bank Limited Cash Flow Conversion Efficiency

Latest as of March 2026: -0.278x

The Jammu & Kashmir Bank Limited cash flow conversion efficiency. Based on the latest financial reports, The Jammu & Kashmir Bank Limited (J&KBANK) has a cash flow conversion efficiency ratio of -0.278x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-45.89 Billion ≈ $-496.24 Million USD) by net assets (Rs165.00 Billion ≈ $1.78 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of The Jammu & Kashmir Bank Limited (2005–2026)

Cash flow conversion efficiency of The Jammu & Kashmir Bank Limited from 2005 to 2026. This chart illustrates how The Jammu & Kashmir Bank Limited's cash flow conversion efficiency has evolved over time, based on yearly financial data. View The Jammu & Kashmir Bank Limited stock quote for real-time trading data and today's change.

The Jammu & Kashmir Bank Limited Cash Flow Conversion Ratio Explained

The Jammu & Kashmir Bank Limited cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

The Jammu & Kashmir Bank Limited Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of The Jammu & Kashmir Bank Limited ranked by their cash flow conversion efficiency. Also see J&KBANK market cap overview for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Bellevue Gold Ltd AU:BGL	0.140x
ATOSS Software SE XETRA:AOF	0.425x
RHI Magnesita NV VI:RHIM	0.134x
Peoples Bancorp Inc NASDAQ:PEBO	0.045x
ZoomInfo Technologies Inc. NASDAQ:GTM	0.095x
Bilia AB (publ) ST:BILI-A	0.122x
Guilin Sanjin Pharmaceutical Co Ltd SHE:002275	0.036x
Permian Basin Royalty Trust NYSE:PBT	88.414x

Annual Cash Flow Conversion Efficiency for The Jammu & Kashmir Bank Limited (2005–2026)

The table below shows the annual cash flow conversion efficiency of The Jammu & Kashmir Bank Limited from 2005 to 2026. Review The Jammu & Kashmir Bank Limited (J&KBANK) FCF generation index to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs165.00 Billion ≈ $1.78 Billion	Rs-5.28 Billion ≈ $-57.14 Million	-0.032x	+95.89%
2025-03-31	Rs142.08 Billion ≈ $1.54 Billion	Rs-110.66 Billion ≈ $-1.20 Billion	-0.779x	+30.12%
2024-03-31	Rs121.93 Billion ≈ $1.32 Billion	Rs-135.89 Billion ≈ $-1.47 Billion	-1.114x	-39053.51%
2023-03-31	Rs1.43 Trillion ≈ $15.47 Billion	Rs-4.07 Billion ≈ $-44.03 Million	-0.003x	+98.53%
2022-03-31	Rs80.77 Billion ≈ $873.51 Million	Rs-15.68 Billion ≈ $-169.58 Million	-0.194x	-9222.39%
2021-03-31	Rs68.02 Billion ≈ $735.64 Million	Rs-141.65 Million ≈ $-1.53 Million	-0.002x	-100.30%
2020-03-31	Rs63.46 Billion ≈ $686.28 Million	Rs43.74 Billion ≈ $473.03 Million	0.689x	+252.56%
2019-03-31	Rs66.22 Billion ≈ $716.12 Million	Rs-29.92 Billion ≈ $-323.54 Million	-0.452x	-217.75%
2018-03-31	Rs61.58 Billion ≈ $665.92 Million	Rs23.63 Billion ≈ $255.51 Million	0.384x	-11.41%
2017-03-31	Rs56.73 Billion ≈ $613.50 Million	Rs24.57 Billion ≈ $265.73 Million	0.433x	+1370.19%
2016-03-31	Rs64.21 Billion ≈ $694.39 Million	Rs-2.19 Billion ≈ $-23.68 Million	-0.034x	-276.43%
2015-03-31	Rs61.08 Billion ≈ $660.61 Million	Rs1.18 Billion ≈ $12.77 Million	0.019x	+116.20%
2014-03-31	Rs57.22 Billion ≈ $618.83 Million	Rs-6.83 Billion ≈ $-73.83 Million	-0.119x	-145.36%
2013-03-31	Rs48.65 Billion ≈ $526.09 Million	Rs12.80 Billion ≈ $138.37 Million	0.263x	-8.49%
2012-03-31	Rs40.93 Billion ≈ $442.67 Million	Rs11.76 Billion ≈ $127.23 Million	0.287x	+251.71%
2011-03-31	Rs34.79 Billion ≈ $376.24 Million	Rs-6.59 Billion ≈ $-71.28 Million	-0.189x	+48.58%
2010-03-31	Rs30.11 Billion ≈ $325.59 Million	Rs-11.09 Billion ≈ $-119.95 Million	-0.368x	-200.10%
2009-03-31	Rs26.23 Billion ≈ $283.65 Million	Rs9.65 Billion ≈ $104.40 Million	0.368x	-5.72%
2008-03-31	Rs23.09 Billion ≈ $249.70 Million	Rs9.01 Billion ≈ $97.48 Million	0.390x	-47.02%
2007-03-31	Rs20.09 Billion ≈ $217.24 Million	Rs14.80 Billion ≈ $160.07 Million	0.737x	+264.60%
2006-03-31	Rs17.99 Billion ≈ $194.61 Million	Rs-8.06 Billion ≈ $-87.12 Million	-0.448x	-313.95%
2005-03-31	Rs16.65 Billion ≈ $180.11 Million	Rs3.48 Billion ≈ $37.68 Million	0.209x	--

About The Jammu & Kashmir Bank Limited

NSE:J&KBANK India Banks - Regional

Market Cap

$1.42 Billion

Rs131.12 Billion INR

Market Cap Rank

#7186 Global

#347 in India

Share Price

Rs119.07

Change (1 day)

+1.60%

52-Week Range

Rs98.09 - Rs192.65

All Time High

Rs192.65