The Jammu & Kashmir Bank Limited (J&KBANK) - Total Assets

Latest as of December 2025: Rs1.77 Trillion INR ≈ $19.17 Billion USD

Based on the latest financial reports, The Jammu & Kashmir Bank Limited (J&KBANK) holds total assets worth Rs1.77 Trillion INR (≈ $19.17 Billion USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See J&KBANK net assets for net asset value and shareholders' equity analysis.

The Jammu & Kashmir Bank Limited - Total Assets Trend (2005–2025)

This chart illustrates how The Jammu & Kashmir Bank Limited's total assets have evolved over time, based on quarterly financial data.

The Jammu & Kashmir Bank Limited - Asset Composition Analysis

Current Asset Composition (March 2025)

The Jammu & Kashmir Bank Limited's total assets of Rs1.77 Trillion consist of 12.1% current assets and 88.0% non-current assets.

Asset Category	Amount (INR)	% of Total Assets
Cash & Equivalents	Rs80.61 Billion	0.1%
Accounts Receivable	Rs11.15 Billion	0.7%
Inventory	Rs364.61 Billion	21.5%
Property, Plant & Equipment	Rs1.42 Trillion	83.9%
Intangible Assets	Rs774.60 Million	0.1%
Goodwill	Rs4.73 Billion	0.3%

Asset Composition Trend (2005–2025)

This chart illustrates how The Jammu & Kashmir Bank Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see how much is The Jammu & Kashmir Bank Limited worth.

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Key Asset Composition Facts

Current vs. Non-Current Assets: The Jammu & Kashmir Bank Limited's current assets represent 12.1% of total assets in 2025, a decrease from 13.0% in 2005.
Cash Position: Cash and equivalents constituted 0.1% of total assets in 2025, down from 13.0% in 2005.
Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2005.
Asset Diversification: The largest asset category is property, plant & equipment at 83.9% of total assets.

The Jammu & Kashmir Bank Limited Competitors by Total Assets

Key competitors of The Jammu & Kashmir Bank Limited based on total assets are shown below.

Company	Country	Total Assets
Bank of Guiyang Co Ltd SHG:601997	China	CN¥746.59 Billion
Vestjysk Bank A/S CO:VJBA	Denmark	Dkr50.22 Billion
VersaBank TO:VBNK	Canada	CA$6.15 Billion
Bank Agris Tbk JK:AGRS	Indonesia	Rp22.51 Trillion
RMB Holdings Ltd JSE:RMH	South Africa	ZAC720.00 Million
Bank Tabungan Pensiunan Nasional Syariah PT JK:BTPS	Indonesia	Rp21.66 Trillion
Banco Bradesco DRC BA:BBD	Argentina	AR$2.20 Trillion
Grupo Financiero Galicia S.A. BA:GGAL	Argentina	AR$42.00 Trillion

The Jammu & Kashmir Bank Limited - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric	Current	1 Year Ago	5 Years Ago
Current Ratio	0.04	1.25	0.18
Quick Ratio	0.04	1.25	0.18
Cash Ratio	0.00	0.00	0.00
Working Capital	Rs-1.50 Trillion	Rs1.00 Billion	Rs-273.52 Billion

The Jammu & Kashmir Bank Limited - Advanced Valuation Insights

This section examines the relationship between The Jammu & Kashmir Bank Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio	0.73
Latest Market Cap to Assets Ratio	0.00
Asset Growth Rate (YoY)	9.7%
Total Assets	Rs1.69 Trillion
Market Capitalization	$1.54 Billion USD

Valuation Analysis

Below Book Valuation: The market values The Jammu & Kashmir Bank Limited's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: The Jammu & Kashmir Bank Limited's assets grew by 9.7% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for The Jammu & Kashmir Bank Limited (2005–2025)

The table below shows the annual total assets of The Jammu & Kashmir Bank Limited from 2005 to 2025.

Year	Total Assets	Change
2025-03-31	Rs1.69 Trillion ≈ $18.32 Billion	+9.66%
2024-03-31	Rs1.55 Trillion ≈ $16.71 Billion	+5.89%
2023-03-31	Rs1.46 Trillion ≈ $15.78 Billion	+11.75%
2022-03-31	Rs1.31 Trillion ≈ $14.12 Billion	+8.57%
2021-03-31	Rs1.20 Trillion ≈ $13.01 Billion	+10.52%
2020-03-31	Rs1.09 Trillion ≈ $11.77 Billion	+7.32%
2019-03-31	Rs1.01 Trillion ≈ $10.97 Billion	+13.07%
2018-03-31	Rs896.84 Billion ≈ $9.70 Billion	+9.36%
2017-03-31	Rs820.12 Billion ≈ $8.87 Billion	+2.19%
2016-03-31	Rs802.54 Billion ≈ $8.68 Billion	+5.51%
2015-03-31	Rs760.64 Billion ≈ $8.23 Billion	-3.24%
2014-03-31	Rs786.13 Billion ≈ $8.50 Billion	+9.59%
2013-03-31	Rs717.34 Billion ≈ $7.76 Billion	+19.03%
2012-03-31	Rs602.64 Billion ≈ $6.52 Billion	+19.33%
2011-03-31	Rs505.03 Billion ≈ $5.46 Billion	+18.71%
2010-03-31	Rs425.42 Billion ≈ $4.60 Billion	+12.88%
2009-03-31	Rs376.88 Billion ≈ $4.08 Billion	+15.06%
2008-03-31	Rs327.56 Billion ≈ $3.54 Billion	+14.35%
2007-03-31	Rs286.47 Billion ≈ $3.10 Billion	+8.31%
2006-03-31	Rs264.49 Billion ≈ $2.86 Billion	+8.30%
2005-03-31	Rs244.23 Billion ≈ $2.64 Billion	--

About The Jammu & Kashmir Bank Limited

NSE:J&KBANK India Banks - Regional

Market Cap

$1.54 Billion

Rs142.07 Billion INR

Market Cap Rank

#7291 Global

#332 in India

Share Price

Rs129.02

Change (1 day)

-4.17%

52-Week Range

Rs90.14 - Rs134.64

All Time High

Rs145.21