The Jammu & Kashmir Bank Limited (J&KBANK) - Total Assets
Based on the latest financial reports, The Jammu & Kashmir Bank Limited (J&KBANK) holds total assets worth Rs1.89 Trillion INR (≈ $20.44 Billion USD) as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
The Jammu & Kashmir Bank Limited - Total Assets Trend (2005–2026)
This chart illustrates how The Jammu & Kashmir Bank Limited's total assets have evolved over time, based on quarterly financial data. Also see J&KBANK stock market capitalisation for the company's overall valuation and market capitalisation.
The Jammu & Kashmir Bank Limited - Asset Composition Analysis
Current Asset Composition (March 2026)
The Jammu & Kashmir Bank Limited's total assets of Rs1.89 Trillion consist of 4.2% current assets and 95.8% non-current assets. Review The Jammu & Kashmir Bank Limited total liabilities to assess the company's total debt and financial obligations.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 6.9% |
| Accounts Receivable | Rs0.00 | 0.0% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs60.66 Billion | 3.2% |
| Goodwill | Rs451.47 Billion | 23.9% |
Asset Composition Trend (2005–2026)
This chart illustrates how The Jammu & Kashmir Bank Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See J&KBANK live share price for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: The Jammu & Kashmir Bank Limited's current assets represent 4.2% of total assets in 2026, a decrease from 13.0% in 2005.
- Cash Position: Cash and equivalents constituted 6.9% of total assets in 2026, down from 13.0% in 2005.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 26.0% of total assets, an increase from 0.0% in 2005.
- Asset Diversification: The largest asset category is goodwill at 23.9% of total assets.
The Jammu & Kashmir Bank Limited Competitors by Total Assets
Key competitors of The Jammu & Kashmir Bank Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PT BK CE.AS.ADR/25 RP625
F:BZG
|
Germany | €1586.83 Trillion |
|
Santander Bank Polska S.A.
WAR:SPL
|
Poland | zł308.15 Billion |
|
Banco Santander Chile
NYSE:BSAC
|
USA | $70.32 Trillion |
|
Bank of Baroda
NSE:BANKBARODA
|
India | Rs19.71 Trillion |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR
|
Turkey | TL5.39 Trillion |
|
Ringkjoebing Landbobank A/S
CO:RILBA
|
Denmark | Dkr90.92 Billion |
|
Moneta Money Bank AS
PR:MONET
|
Czech Republic | Kč525.16 Billion |
|
ABSA Bank Limited
JSE:ABSP
|
South Africa | ZAC1.16 Trillion |
The Jammu & Kashmir Bank Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.05 | 18.54 | 524.93 |
| Quick Ratio | 0.05 | -13.21 | -193.81 |
| Cash Ratio | 0.00 | 12.07 | 0.00 |
| Working Capital | Rs-1.57 Trillion | Rs193.10 Billion | Rs103.87 Billion |
The Jammu & Kashmir Bank Limited - Advanced Valuation Insights
This section examines the relationship between The Jammu & Kashmir Bank Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.03 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 11.5% |
| Total Assets | Rs1.89 Trillion |
| Market Capitalization | $1.76 Billion USD |
Valuation Analysis
Below Book Valuation: The market values The Jammu & Kashmir Bank Limited's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: The Jammu & Kashmir Bank Limited's assets grew by 11.5% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for The Jammu & Kashmir Bank Limited (2005–2026)
The table below shows the annual total assets of The Jammu & Kashmir Bank Limited from 2005 to 2026.
| Year | Total Assets | Change |
|---|---|---|
| 2026-03-31 | Rs1.89 Trillion ≈ $20.44 Billion |
+11.53% |
| 2025-03-31 | Rs1.69 Trillion ≈ $18.32 Billion |
+9.66% |
| 2024-03-31 | Rs1.55 Trillion ≈ $16.71 Billion |
+5.89% |
| 2023-03-31 | Rs1.46 Trillion ≈ $15.78 Billion |
+11.75% |
| 2022-03-31 | Rs1.31 Trillion ≈ $14.12 Billion |
+8.57% |
| 2021-03-31 | Rs1.20 Trillion ≈ $13.01 Billion |
+10.52% |
| 2020-03-31 | Rs1.09 Trillion ≈ $11.77 Billion |
+7.32% |
| 2019-03-31 | Rs1.01 Trillion ≈ $10.97 Billion |
+13.07% |
| 2018-03-31 | Rs896.84 Billion ≈ $9.70 Billion |
+9.36% |
| 2017-03-31 | Rs820.12 Billion ≈ $8.87 Billion |
+2.19% |
| 2016-03-31 | Rs802.54 Billion ≈ $8.68 Billion |
+5.51% |
| 2015-03-31 | Rs760.64 Billion ≈ $8.23 Billion |
-3.24% |
| 2014-03-31 | Rs786.13 Billion ≈ $8.50 Billion |
+9.59% |
| 2013-03-31 | Rs717.34 Billion ≈ $7.76 Billion |
+19.03% |
| 2012-03-31 | Rs602.64 Billion ≈ $6.52 Billion |
+19.33% |
| 2011-03-31 | Rs505.03 Billion ≈ $5.46 Billion |
+18.71% |
| 2010-03-31 | Rs425.42 Billion ≈ $4.60 Billion |
+12.88% |
| 2009-03-31 | Rs376.88 Billion ≈ $4.08 Billion |
+15.06% |
| 2008-03-31 | Rs327.56 Billion ≈ $3.54 Billion |
+14.35% |
| 2007-03-31 | Rs286.47 Billion ≈ $3.10 Billion |
+8.31% |
| 2006-03-31 | Rs264.49 Billion ≈ $2.86 Billion |
+8.30% |
| 2005-03-31 | Rs244.23 Billion ≈ $2.64 Billion |
-- |
About The Jammu & Kashmir Bank Limited
Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumpt… Read more