Punjab National Bank Cash Flow Conversion Efficiency

Latest as of September 2025: -0.330x

Punjab National Bank cash flow conversion efficiency. Based on the latest financial reports, Punjab National Bank (PNB) has a cash flow conversion efficiency ratio of -0.330x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-471.88 Billion ≈ $-5.10 Billion USD) by net assets (Rs1.43 Trillion ≈ $15.45 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Punjab National Bank (2005–2026)

Cash flow conversion efficiency of Punjab National Bank from 2005 to 2026. This chart illustrates how Punjab National Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data. View Punjab National Bank (PNB) stock price for real-time trading data and today's change.

Punjab National Bank Cash Flow Conversion Ratio Explained

Punjab National Bank cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Punjab National Bank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Punjab National Bank ranked by their cash flow conversion efficiency. Also see how much is Punjab National Bank worth for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Boliden AB ST:BOL	0.088x
Fair Isaac Corporation NYSE:FICO	-0.093x
LI AUTO INC. (SP.ADR)/2 F:L87A	-0.011x
Schindler Ps SW:SCHP	0.116x
Dawning Information Industry Co Ltd SHG:603019	0.004x
Henkel AG & Co. KGaA vz. (Pref Shares) XETRA:HEN3	0.034x
Woori Financial Group Inc KO:316140	0.118x
APA Corporation NASDAQ:APA	0.215x

Annual Cash Flow Conversion Efficiency for Punjab National Bank (2005–2026)

The table below shows the annual cash flow conversion efficiency of Punjab National Bank from 2005 to 2026. Review Punjab National Bank (PNB) free cash flow to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs1.51 Trillion ≈ $16.29 Billion	Rs252.47 Billion ≈ $2.73 Billion	0.168x	+1.54%
2025-03-31	Rs1.34 Trillion ≈ $14.47 Billion	Rs220.75 Billion ≈ $2.39 Billion	0.165x	+165.53%
2024-03-31	Rs1.11 Trillion ≈ $12.00 Billion	Rs-279.39 Billion ≈ $-3.02 Billion	-0.252x	-215.19%
2023-03-31	Rs1.03 Trillion ≈ $11.18 Billion	Rs225.92 Billion ≈ $2.44 Billion	0.219x	+204.65%
2022-03-31	Rs980.55 Billion ≈ $10.60 Billion	Rs-204.85 Billion ≈ $-2.22 Billion	-0.209x	-1667.81%
2021-03-31	Rs930.21 Billion ≈ $10.06 Billion	Rs12.40 Billion ≈ $134.05 Million	0.013x	+106.72%
2020-03-31	Rs642.37 Billion ≈ $6.95 Billion	Rs-127.44 Billion ≈ $-1.38 Billion	-0.198x	+73.56%
2019-03-31	Rs455.18 Billion ≈ $4.92 Billion	Rs-341.58 Billion ≈ $-3.69 Billion	-0.750x	-23066.57%
2018-03-31	Rs432.85 Billion ≈ $4.68 Billion	Rs-1.40 Billion ≈ $-15.16 Million	-0.003x	-100.65%
2017-03-31	Rs439.45 Billion ≈ $4.75 Billion	Rs219.38 Billion ≈ $2.37 Billion	0.499x	+49.88%
2016-03-31	Rs425.33 Billion ≈ $4.60 Billion	Rs141.67 Billion ≈ $1.53 Billion	0.333x	+194.70%
2015-03-31	Rs425.88 Billion ≈ $4.61 Billion	Rs48.14 Billion ≈ $520.57 Million	0.113x	-74.25%
2014-03-31	Rs385.16 Billion ≈ $4.17 Billion	Rs169.06 Billion ≈ $1.83 Billion	0.439x	+2308.09%
2013-03-31	Rs348.35 Billion ≈ $3.77 Billion	Rs-6.92 Billion ≈ $-74.89 Million	-0.020x	-2240.96%
2012-03-31	Rs295.35 Billion ≈ $3.19 Billion	Rs-250.80 Million ≈ $-2.71 Million	-0.001x	-100.26%
2011-03-31	Rs229.16 Billion ≈ $2.48 Billion	Rs73.61 Billion ≈ $796.03 Million	0.321x	+242.70%
2010-03-31	Rs189.30 Billion ≈ $2.05 Billion	Rs17.74 Billion ≈ $191.88 Million	0.094x	-33.79%
2009-03-31	Rs157.00 Billion ≈ $1.70 Billion	Rs22.22 Billion ≈ $240.35 Million	0.142x	-8.28%
2008-03-31	Rs132.14 Billion ≈ $1.43 Billion	Rs20.40 Billion ≈ $220.57 Million	0.154x	+117.06%
2007-03-31	Rs111.83 Billion ≈ $1.21 Billion	Rs-101.19 Billion ≈ $-1.09 Billion	-0.905x	-160.98%
2006-03-31	Rs101.30 Billion ≈ $1.10 Billion	Rs150.33 Billion ≈ $1.63 Billion	1.484x	+948.62%
2005-03-31	Rs87.00 Billion ≈ $940.82 Million	Rs12.31 Billion ≈ $133.14 Million	0.142x	--

About Punjab National Bank

NSE:PNB India Banks - Regional

Market Cap

$15.27 Billion

Rs1.41 Trillion INR

Market Cap Rank

#1561 Global

#48 in India

Share Price

Rs122.85

Change (1 day)

-0.85%

52-Week Range

Rs99.49 - Rs132.36

All Time High

Rs203.93