Punjab National Bank (PNB) - Cash Flow Conversion Efficiency

Latest as of September 2025: -0.330x

Based on the latest financial reports, Punjab National Bank (PNB) has a cash flow conversion efficiency ratio of -0.330x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs-471.88 Billion ≈ $-5.10 Billion USD) by net assets (Rs1.43 Trillion ≈ $15.45 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Punjab National Bank (PNB) balance sheet quality index to measure how much of total assets are equity-financed.

Punjab National Bank - Cash Flow Conversion Efficiency Trend (2005–2026)

This chart illustrates how Punjab National Bank's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Punjab National Bank earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.

Punjab National Bank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Punjab National Bank ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Huagong Tech Co Ltd SHE:000988	0.040x
ASR Nederland NV AS:ASRNL	0.019x
Britannia Industries Limited NSE:BRITANNIA	0.078x
Lincoln Electric Holdings Inc NASDAQ:LECO	0.068x
GREAT WALL MOTOR H ADR/10 F:GRVB	N/A
Continental Aktiengesellschaft F:CON	0.328x
BOLIDEN AB UNSP.ADR/2 F:BWJ0	0.060x
ZTO Express (Cayman) Inc F:ZTOA	0.049x

Annual Cash Flow Conversion Efficiency for Punjab National Bank (2005–2026)

The table below shows the annual cash flow conversion efficiency of Punjab National Bank from 2005 to 2026. For the full company profile with market capitalisation and key ratios, see Punjab National Bank (PNB) total market value.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs1.51 Trillion ≈ $16.29 Billion	Rs252.47 Billion ≈ $2.73 Billion	0.168x	+1.54%
2025-03-31	Rs1.34 Trillion ≈ $14.47 Billion	Rs220.75 Billion ≈ $2.39 Billion	0.165x	+165.53%
2024-03-31	Rs1.11 Trillion ≈ $12.00 Billion	Rs-279.39 Billion ≈ $-3.02 Billion	-0.252x	-215.19%
2023-03-31	Rs1.03 Trillion ≈ $11.18 Billion	Rs225.92 Billion ≈ $2.44 Billion	0.219x	+204.65%
2022-03-31	Rs980.55 Billion ≈ $10.60 Billion	Rs-204.85 Billion ≈ $-2.22 Billion	-0.209x	-1667.81%
2021-03-31	Rs930.21 Billion ≈ $10.06 Billion	Rs12.40 Billion ≈ $134.05 Million	0.013x	+106.72%
2020-03-31	Rs642.37 Billion ≈ $6.95 Billion	Rs-127.44 Billion ≈ $-1.38 Billion	-0.198x	+73.56%
2019-03-31	Rs455.18 Billion ≈ $4.92 Billion	Rs-341.58 Billion ≈ $-3.69 Billion	-0.750x	-23066.57%
2018-03-31	Rs432.85 Billion ≈ $4.68 Billion	Rs-1.40 Billion ≈ $-15.16 Million	-0.003x	-100.65%
2017-03-31	Rs439.45 Billion ≈ $4.75 Billion	Rs219.38 Billion ≈ $2.37 Billion	0.499x	+49.88%
2016-03-31	Rs425.33 Billion ≈ $4.60 Billion	Rs141.67 Billion ≈ $1.53 Billion	0.333x	+194.70%
2015-03-31	Rs425.88 Billion ≈ $4.61 Billion	Rs48.14 Billion ≈ $520.57 Million	0.113x	-74.25%
2014-03-31	Rs385.16 Billion ≈ $4.17 Billion	Rs169.06 Billion ≈ $1.83 Billion	0.439x	+2308.09%
2013-03-31	Rs348.35 Billion ≈ $3.77 Billion	Rs-6.92 Billion ≈ $-74.89 Million	-0.020x	-2240.96%
2012-03-31	Rs295.35 Billion ≈ $3.19 Billion	Rs-250.80 Million ≈ $-2.71 Million	-0.001x	-100.26%
2011-03-31	Rs229.16 Billion ≈ $2.48 Billion	Rs73.61 Billion ≈ $796.03 Million	0.321x	+242.70%
2010-03-31	Rs189.30 Billion ≈ $2.05 Billion	Rs17.74 Billion ≈ $191.88 Million	0.094x	-33.79%
2009-03-31	Rs157.00 Billion ≈ $1.70 Billion	Rs22.22 Billion ≈ $240.35 Million	0.142x	-8.28%
2008-03-31	Rs132.14 Billion ≈ $1.43 Billion	Rs20.40 Billion ≈ $220.57 Million	0.154x	+117.06%
2007-03-31	Rs111.83 Billion ≈ $1.21 Billion	Rs-101.19 Billion ≈ $-1.09 Billion	-0.905x	-160.98%
2006-03-31	Rs101.30 Billion ≈ $1.10 Billion	Rs150.33 Billion ≈ $1.63 Billion	1.484x	+948.62%
2005-03-31	Rs87.00 Billion ≈ $940.82 Million	Rs12.31 Billion ≈ $133.14 Million	0.142x	--

About Punjab National Bank

NSE:PNB India Banks - Regional

Market Cap

$14.01 Billion

Rs1.30 Trillion INR

Market Cap Rank

#1702 Global

#60 in India

Share Price

Rs112.71

Change (1 day)

+0.96%

52-Week Range

Rs99.49 - Rs132.36

All Time High

Rs203.93