Punjab National Bank (PNB) - Total Liabilities

Latest as of December 2025: Rs18.27 Trillion INR ≈ $197.54 Billion USD

Based on the latest financial reports, Punjab National Bank (PNB) has total liabilities worth Rs18.27 Trillion INR (≈ $197.54 Billion USD) as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore cash flow conversion of Punjab National Bank to assess how effectively this company generates cash.

Punjab National Bank - Total Liabilities Trend (2005–2025)

This chart illustrates how Punjab National Bank's total liabilities have evolved over time, based on quarterly financial data. Check how resilient are Punjab National Bank's assets to evaluate the company's liquid asset resilience ratio.

Punjab National Bank Competitors by Total Liabilities

The table below lists competitors of Punjab National Bank ranked by their total liabilities.

Company	Country	Total Liabilities
Eiffage SA PA:FGR	France	€32.63 Billion
Pentair plc STU:PNT	Germany	€2.98 Billion
Asustek Computer Inc TW:2357	Taiwan	NT$304.92 Billion
Raiffeisen Bank International AG VI:RBI	Austria	€182.33 Billion
TransUnion NYSE:TRU	USA	$6.57 Billion
LATAM Airlines Group S.A. NYSE:LTM	USA	$16.30 Billion
Ascendis Pharma AS NASDAQ:ASND	USA	$1.46 Billion
Everest Group Ltd NYSE:EG	USA	$47.05 Billion

Liability Composition Analysis (2005–2025)

This chart breaks down Punjab National Bank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Punjab National Bank (PNB) total market value.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	0.09	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	12.27	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.92	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Punjab National Bank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Punjab National Bank (2005–2025)

The table below shows the annual total liabilities of Punjab National Bank from 2005 to 2025.

Year	Total Liabilities	Change
2025-03-31	Rs17.24 Trillion ≈ $186.42 Billion	+15.87%
2024-03-31	Rs14.88 Trillion ≈ $160.89 Billion	+7.00%
2023-03-31	Rs13.90 Trillion ≈ $150.36 Billion	+12.01%
2022-03-31	Rs12.41 Trillion ≈ $134.24 Billion	+4.60%
2021-03-31	Rs11.87 Trillion ≈ $128.34 Billion	+50.75%
2020-03-31	Rs7.87 Trillion ≈ $85.13 Billion	+5.85%
2019-03-31	Rs7.44 Trillion ≈ $80.43 Billion	+1.09%
2018-03-31	Rs7.36 Trillion ≈ $79.56 Billion	+6.72%
2017-03-31	Rs6.89 Trillion ≈ $74.55 Billion	+2.85%
2016-03-31	Rs6.70 Trillion ≈ $72.49 Billion	+12.95%
2015-03-31	Rs5.93 Trillion ≈ $64.18 Billion	+10.65%
2014-03-31	Rs5.36 Trillion ≈ $58.00 Billion	+16.15%
2013-03-31	Rs4.62 Trillion ≈ $49.94 Billion	+4.72%
2012-03-31	Rs4.41 Trillion ≈ $47.68 Billion	+21.34%
2011-03-31	Rs3.63 Trillion ≈ $39.30 Billion	+27.66%
2010-03-31	Rs2.85 Trillion ≈ $30.78 Billion	+19.65%
2009-03-31	Rs2.38 Trillion ≈ $25.73 Billion	+24.88%
2008-03-31	Rs1.91 Trillion ≈ $20.60 Billion	+22.95%
2007-03-31	Rs1.55 Trillion ≈ $16.76 Billion	+12.12%
2006-03-31	Rs1.38 Trillion ≈ $14.95 Billion	+15.74%
2005-03-31	Rs1.19 Trillion ≈ $12.91 Billion	--

About Punjab National Bank

NSE:PNB India Banks - Regional

Market Cap

$13.59 Billion

Rs1.26 Trillion INR

Market Cap Rank

#1747 Global

#64 in India

Share Price

Rs109.36

Change (1 day)

-1.64%

52-Week Range

Rs91.36 - Rs132.36

All Time High

Rs203.93