UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) - Cash Flow Conversion Efficiency

Latest as of September 2025: 1.125x

Based on the latest financial reports, UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a cash flow conversion efficiency ratio of 1.125x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs26.94 Billion ≈ $291.33 Million USD) by net assets (Rs23.94 Billion ≈ $258.89 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see UTKARSHBNK market cap overview for the company's overall valuation and market capitalisation.

UTKARSH SMALL FINANCE BANK ORD (BSE) - Cash Flow Conversion Efficiency Trend (2017–2026)

This chart illustrates how UTKARSH SMALL FINANCE BANK ORD (BSE)'s cash flow conversion efficiency has evolved over time, based on yearly financial data.

UTKARSH SMALL FINANCE BANK ORD (BSE) Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of UTKARSH SMALL FINANCE BANK ORD (BSE) ranked by their cash flow conversion efficiency. Explore UTKARSH SMALL FINANCE BANK ORD (BSE) cash earnings quality to measure how well operating cash flow supports reported net income.

Company	Cash Flow Conversion Efficiency
Koramco Energy Plus Reit Co Ltd KO:357120	0.207x
Doubleview Gold Corp V:DBG	0.003x
Orell Fuessli Holding AG SW:OFN	-0.056x
Syntec Optics Holdings Inc. NASDAQ:OPTX	-0.004x
Anhui Chaoyue Environmental Protection Technology Co. Ltd. SHE:301049	N/A
FLAIR NSE:FLAIR	0.047x
Sonix Technology Co Ltd TW:5471	0.044x
ZheJiang BangJie Digital Knitting Share Co Ltd SHE:002634	-0.008x

Annual Cash Flow Conversion Efficiency for UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2026)

The table below shows the annual cash flow conversion efficiency of UTKARSH SMALL FINANCE BANK ORD (BSE) from 2017 to 2026. View UTKARSHBNK stock price and chart for real-time trading data and today's change.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs27.76 Billion ≈ $300.17 Million	Rs-122.29 Million ≈ $-1.32 Million	-0.004x	+99.59%
2025-03-31	Rs29.75 Billion ≈ $321.68 Million	Rs-32.18 Billion ≈ $-347.96 Million	-1.082x	-16.05%
2024-03-31	Rs29.73 Billion ≈ $321.54 Million	Rs-27.71 Billion ≈ $-299.70 Million	-0.932x	+9.62%
2023-03-31	Rs20.00 Billion ≈ $216.33 Million	Rs-20.63 Billion ≈ $-223.09 Million	-1.031x	-221.99%
2022-03-31	Rs15.72 Billion ≈ $170.04 Million	Rs13.29 Billion ≈ $143.74 Million	0.845x	+1485.94%
2021-03-31	Rs13.68 Billion ≈ $147.98 Million	Rs-834.63 Million ≈ $-9.03 Million	-0.061x	+95.32%
2020-03-31	Rs10.19 Billion ≈ $110.25 Million	Rs-13.29 Billion ≈ $-143.69 Million	-1.303x	+26.99%
2019-03-31	Rs7.73 Billion ≈ $83.57 Million	Rs-13.79 Billion ≈ $-149.17 Million	-1.785x	+42.11%
2018-03-31	Rs4.12 Billion ≈ $44.54 Million	Rs-12.70 Billion ≈ $-137.33 Million	-3.083x	-4445.60%
2017-03-31	Rs3.05 Billion ≈ $32.97 Million	Rs-206.80 Million ≈ $-2.24 Million	-0.068x	--

About UTKARSH SMALL FINANCE BANK ORD (BSE)

NSE:UTKARSHBNK India Banks - Regional

Market Cap

$270.39 Million

Rs25.00 Billion INR

Market Cap Rank

#15410 Global

#770 in India

Share Price

Rs14.05

Change (1 day)

+1.66%

52-Week Range

Rs10.22 - Rs23.20

All Time High

Rs63.86