UTKARSH SMALL FINANCE BANK ORD (BSE) Cash Flow Conversion Efficiency

Latest as of September 2025: 1.125x

UTKARSH SMALL FINANCE BANK ORD (BSE) cash flow conversion efficiency. Based on the latest financial reports, UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) has a cash flow conversion efficiency ratio of 1.125x as of September 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Rs26.94 Billion ≈ $291.33 Million USD) by net assets (Rs23.94 Billion ≈ $258.89 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2026)

Cash flow conversion efficiency of UTKARSH SMALL FINANCE BANK ORD (BSE) from 2017 to 2026. This chart illustrates how UTKARSH SMALL FINANCE BANK ORD (BSE)'s cash flow conversion efficiency has evolved over time, based on yearly financial data. View UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) stock price for real-time trading data and today's change.

UTKARSH SMALL FINANCE BANK ORD (BSE) Cash Flow Conversion Ratio Explained

UTKARSH SMALL FINANCE BANK ORD (BSE) cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

UTKARSH SMALL FINANCE BANK ORD (BSE) Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of UTKARSH SMALL FINANCE BANK ORD (BSE) ranked by their cash flow conversion efficiency. Also see UTKARSHBNK stock market capitalisation for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Australian Strategic Materials Ltd AU:ASM	-0.036x
Dustin Group AB ST:DUST	0.054x
Bioteque TWO:4107	0.036x
Nautilus Biotechnology Inc NASDAQ:NAUT	-0.105x
Vecima Networks Inc. TO:VCM	0.115x
Apeejay Surrendra Park Hotels Limited NSE:PARKHOTELS	0.053x
MBIA Inc NYSE:MBI	-0.042x
Shanghai Xintonglian Packaging Co Ltd SHG:603022	0.007x

Annual Cash Flow Conversion Efficiency for UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2026)

The table below shows the annual cash flow conversion efficiency of UTKARSH SMALL FINANCE BANK ORD (BSE) from 2017 to 2026. Review UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) FCF generation index to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2026-03-31	Rs27.76 Billion ≈ $300.17 Million	Rs-122.29 Million ≈ $-1.32 Million	-0.004x	+99.59%
2025-03-31	Rs29.75 Billion ≈ $321.68 Million	Rs-32.18 Billion ≈ $-347.96 Million	-1.082x	-16.05%
2024-03-31	Rs29.73 Billion ≈ $321.54 Million	Rs-27.71 Billion ≈ $-299.70 Million	-0.932x	+9.62%
2023-03-31	Rs20.00 Billion ≈ $216.33 Million	Rs-20.63 Billion ≈ $-223.09 Million	-1.031x	-221.99%
2022-03-31	Rs15.72 Billion ≈ $170.04 Million	Rs13.29 Billion ≈ $143.74 Million	0.845x	+1485.94%
2021-03-31	Rs13.68 Billion ≈ $147.98 Million	Rs-834.63 Million ≈ $-9.03 Million	-0.061x	+95.32%
2020-03-31	Rs10.19 Billion ≈ $110.25 Million	Rs-13.29 Billion ≈ $-143.69 Million	-1.303x	+26.99%
2019-03-31	Rs7.73 Billion ≈ $83.57 Million	Rs-13.79 Billion ≈ $-149.17 Million	-1.785x	+42.11%
2018-03-31	Rs4.12 Billion ≈ $44.54 Million	Rs-12.70 Billion ≈ $-137.33 Million	-3.083x	-4445.60%
2017-03-31	Rs3.05 Billion ≈ $32.97 Million	Rs-206.80 Million ≈ $-2.24 Million	-0.068x	--

About UTKARSH SMALL FINANCE BANK ORD (BSE)

NSE:UTKARSHBNK India Banks - Regional

Market Cap

$231.32 Million

Rs21.39 Billion INR

Market Cap Rank

#15801 Global

#794 in India

Share Price

Rs12.02

Change (1 day)

+4.89%

52-Week Range

Rs10.22 - Rs19.92

All Time High

Rs63.86