UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) - Total Assets
Based on the latest financial reports, UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) holds total assets worth Rs284.18 Billion INR (≈ $3.07 Billion USD) as of June 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
UTKARSH SMALL FINANCE BANK ORD (BSE) - Total Assets Trend (2017–2026)
This chart illustrates how UTKARSH SMALL FINANCE BANK ORD (BSE)'s total assets have evolved over time, based on quarterly financial data. Also see UTKARSH SMALL FINANCE BANK ORD (BSE) stock valuation for the company's overall valuation and market capitalisation.
UTKARSH SMALL FINANCE BANK ORD (BSE) - Asset Composition Analysis
Current Asset Composition (March 2026)
UTKARSH SMALL FINANCE BANK ORD (BSE)'s total assets of Rs284.18 Billion consist of 5.9% current assets and 94.1% non-current assets. Review UTKARSHBNK current and long-term liabilities to assess the company's total debt and financial obligations.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 5.9% |
| Accounts Receivable | Rs2.75 Billion | 1.0% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs0.00 | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2017–2026)
This chart illustrates how UTKARSH SMALL FINANCE BANK ORD (BSE)'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See UTKARSH SMALL FINANCE BANK ORD (BSE) stock quote for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: UTKARSH SMALL FINANCE BANK ORD (BSE)'s current assets represent 5.9% of total assets in 2026, an increase from 0.0% in 2017.
- Cash Position: Cash and equivalents constituted 5.9% of total assets in 2026, up from 5.6% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2017.
- Asset Diversification: The largest asset category is accounts receivable at 1.0% of total assets.
UTKARSH SMALL FINANCE BANK ORD (BSE) Competitors by Total Assets
Key competitors of UTKARSH SMALL FINANCE BANK ORD (BSE) based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
JAPAN POST BK UNSP.ADR/1
F:5JP0
|
Germany | €232.94 Trillion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Aktia Bank Abp
HE:AKTIA
|
Finland | €11.98 Billion |
|
VersaBank
TO:VBNK
|
Canada | CA$6.88 Billion |
|
Banco Alfa de Investimento S.A
SA:BRIV3
|
Brazil | R$27.67 Billion |
|
RMB Holdings Ltd
JSE:RMH
|
South Africa | ZAC654.00 Million |
|
Banco Bradesco DRC
BA:BBD
|
Argentina | AR$2.20 Trillion |
|
Grupo Financiero Galicia S.A.
BA:GGAL
|
Argentina | AR$45.67 Trillion |
UTKARSH SMALL FINANCE BANK ORD (BSE) - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.18 | 6.48 | 6.48 |
| Quick Ratio | 0.18 | 6.48 | 6.48 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs-176.14 Billion | Rs22.33 Billion | Rs22.33 Billion |
UTKARSH SMALL FINANCE BANK ORD (BSE) - Advanced Valuation Insights
This section examines the relationship between UTKARSH SMALL FINANCE BANK ORD (BSE)'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.91 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 2.6% |
| Total Assets | Rs288.69 Billion |
| Market Capitalization | $270.39 Million USD |
Valuation Analysis
Below Book Valuation: The market values UTKARSH SMALL FINANCE BANK ORD (BSE)'s assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: UTKARSH SMALL FINANCE BANK ORD (BSE)'s assets grew by 2.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2026)
The table below shows the annual total assets of UTKARSH SMALL FINANCE BANK ORD (BSE) from 2017 to 2026.
| Year | Total Assets | Change |
|---|---|---|
| 2026-03-31 | Rs288.69 Billion ≈ $3.12 Billion |
+2.64% |
| 2025-03-31 | Rs281.27 Billion ≈ $3.04 Billion |
+17.67% |
| 2024-03-31 | Rs239.03 Billion ≈ $2.58 Billion |
+25.03% |
| 2023-03-31 | Rs191.17 Billion ≈ $2.07 Billion |
+26.91% |
| 2022-03-31 | Rs150.64 Billion ≈ $1.63 Billion |
+24.11% |
| 2021-03-31 | Rs121.38 Billion ≈ $1.31 Billion |
+29.07% |
| 2020-03-31 | Rs94.04 Billion ≈ $1.02 Billion |
+50.74% |
| 2019-03-31 | Rs62.39 Billion ≈ $674.71 Million |
+37.91% |
| 2018-03-31 | Rs45.24 Billion ≈ $489.22 Million |
+69.09% |
| 2017-03-31 | Rs26.75 Billion ≈ $289.33 Million |
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About UTKARSH SMALL FINANCE BANK ORD (BSE)
Utkarsh Small Finance Bank Limited provides banking and financial services in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurring deposit, escrow, and RERA banking accounts; term, fixed, and recurring deposits; locker facilities; digital products; investment product… Read more