UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) - Total Assets
Based on the latest financial reports, UTKARSH SMALL FINANCE BANK ORD (BSE) (UTKARSHBNK) holds total assets worth Rs273.84 Billion INR (≈ $2.96 Billion USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check total reinvestment intensity of UTKARSH SMALL FINANCE BANK ORD (BSE) to assess the company's total reinvestment commitment from operating cash flow.
UTKARSH SMALL FINANCE BANK ORD (BSE) - Total Assets Trend (2017–2025)
This chart illustrates how UTKARSH SMALL FINANCE BANK ORD (BSE)'s total assets have evolved over time, based on quarterly financial data. Check UTKARSHBNK cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
UTKARSH SMALL FINANCE BANK ORD (BSE) - Asset Composition Analysis
Current Asset Composition (March 2025)
UTKARSH SMALL FINANCE BANK ORD (BSE)'s total assets of Rs273.84 Billion consist of 13.1% current assets and 86.9% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 12.2% |
| Accounts Receivable | Rs1.99 Billion | 0.7% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs0.00 | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2017–2025)
This chart illustrates how UTKARSH SMALL FINANCE BANK ORD (BSE)'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see UTKARSHBNK market cap overview.
Key Asset Composition Facts
- Current vs. Non-Current Assets: UTKARSH SMALL FINANCE BANK ORD (BSE)'s current assets represent 13.1% of total assets in 2025, an increase from 0.0% in 2017.
- Cash Position: Cash and equivalents constituted 12.2% of total assets in 2025, up from 5.6% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2017.
- Asset Diversification: The largest asset category is accounts receivable at 0.7% of total assets.
UTKARSH SMALL FINANCE BANK ORD (BSE) Competitors by Total Assets
Key competitors of UTKARSH SMALL FINANCE BANK ORD (BSE) based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK
|
South Africa | ZAC3.41 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
BRD Groupe Societe Generale SA
RO:BRD
|
Romania | RON100.52 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
International Bancshares Corporation
NASDAQ:IBOC
|
USA | $16.83 Billion |
|
Judo Capital Holdings Ltd
AU:JDO
|
Australia | AU$16.06 Billion |
|
TF Bank AB
ST:TFBANK
|
Sweden | Skr29.94 Billion |
|
Bank Tabungan Negara Persero
JK:BBTN
|
Indonesia | Rp517.54 Trillion |
UTKARSH SMALL FINANCE BANK ORD (BSE) - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.18 | 6.48 | 6.48 |
| Quick Ratio | 0.18 | 6.48 | 6.48 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs-176.14 Billion | Rs22.33 Billion | Rs22.33 Billion |
UTKARSH SMALL FINANCE BANK ORD (BSE) - Advanced Valuation Insights
This section examines the relationship between UTKARSH SMALL FINANCE BANK ORD (BSE)'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.00 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 17.7% |
| Total Assets | Rs281.27 Billion |
| Market Capitalization | $289.06 Million USD |
Valuation Analysis
Below Book Valuation: The market values UTKARSH SMALL FINANCE BANK ORD (BSE)'s assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: UTKARSH SMALL FINANCE BANK ORD (BSE)'s assets grew by 17.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for UTKARSH SMALL FINANCE BANK ORD (BSE) (2017–2025)
The table below shows the annual total assets of UTKARSH SMALL FINANCE BANK ORD (BSE) from 2017 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs281.27 Billion ≈ $3.04 Billion |
+17.67% |
| 2024-03-31 | Rs239.03 Billion ≈ $2.58 Billion |
+25.03% |
| 2023-03-31 | Rs191.17 Billion ≈ $2.07 Billion |
+26.91% |
| 2022-03-31 | Rs150.64 Billion ≈ $1.63 Billion |
+24.11% |
| 2021-03-31 | Rs121.38 Billion ≈ $1.31 Billion |
+29.07% |
| 2020-03-31 | Rs94.04 Billion ≈ $1.02 Billion |
+50.74% |
| 2019-03-31 | Rs62.39 Billion ≈ $674.71 Million |
+37.91% |
| 2018-03-31 | Rs45.24 Billion ≈ $489.22 Million |
+69.09% |
| 2017-03-31 | Rs26.75 Billion ≈ $289.33 Million |
-- |
About UTKARSH SMALL FINANCE BANK ORD (BSE)
Utkarsh Small Finance Bank Limited provides banking and financial services for individuals and businesses in India. It operates through Corporate/Wholesale Banking, Retail Banking, Treasury, and Other Banking Operations segments. The company offers savings, salary, current, term and recurrent deposit, institutional, and escrow banking accounts; term deposit products; certificates of deposits; loc… Read more