Community Bank System Inc (CBU) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Community Bank System Inc (CBU) has a cash flow conversion efficiency ratio of 0.042x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($84.58 Million) by net assets ($2.01 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Community Bank System Inc - Cash Flow Conversion Efficiency Trend (1989–2025)
This chart illustrates how Community Bank System Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Read Community Bank System Inc balance sheet liabilities for a breakdown of total debt and financial obligations.
Community Bank System Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Community Bank System Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Seacoast Banking Corporation of Florida
NASDAQ:SBCF
|
0.010x |
|
Karur Vysya Bank Limited
NSE:KARURVYSYA
|
-0.611x |
|
COL Digital Publishing Group Co Ltd
SHE:300364
|
-0.126x |
|
Nanjing Tanker Corp
SHG:601975
|
0.043x |
|
Hawkins Inc
NASDAQ:HWKN
|
0.069x |
|
Guangdong Dongfang Precision Science & Technology Co Ltd
SHE:002611
|
0.059x |
|
Medacta Group SA
SW:MOVE
|
0.172x |
|
Sunrun Inc
NASDAQ:RUN
|
0.019x |
Annual Cash Flow Conversion Efficiency for Community Bank System Inc (1989–2025)
The table below shows the annual cash flow conversion efficiency of Community Bank System Inc from 1989 to 2025. For the full company profile with market capitalisation and key ratios, see Community Bank System Inc market cap and net worth.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $2.01 Billion | $301.86 Million | 0.150x | +9.49% |
| 2024-12-31 | $1.76 Billion | $242.28 Million | 0.137x | +2.16% |
| 2023-12-31 | $1.70 Billion | $228.42 Million | 0.135x | -2.73% |
| 2022-12-31 | $1.55 Billion | $214.60 Million | 0.138x | +43.44% |
| 2021-12-31 | $2.10 Billion | $202.55 Million | 0.096x | +13.03% |
| 2020-12-31 | $2.10 Billion | $179.48 Million | 0.085x | -21.85% |
| 2019-12-31 | $1.86 Billion | $202.50 Million | 0.109x | -15.51% |
| 2018-12-31 | $1.71 Billion | $221.41 Million | 0.129x | +11.39% |
| 2017-12-31 | $1.64 Billion | $189.67 Million | 0.116x | +2.45% |
| 2016-12-31 | $1.20 Billion | $135.77 Million | 0.113x | +8.01% |
| 2015-12-31 | $1.14 Billion | $119.57 Million | 0.105x | -15.19% |
| 2014-12-31 | $987.90 Million | $122.10 Million | 0.124x | +4.91% |
| 2013-12-31 | $875.81 Million | $103.18 Million | 0.118x | -1.90% |
| 2012-12-31 | $902.78 Million | $108.42 Million | 0.120x | -1.43% |
| 2011-12-31 | $774.58 Million | $94.38 Million | 0.122x | -23.79% |
| 2010-12-31 | $607.26 Million | $97.09 Million | 0.160x | +104.93% |
| 2009-12-31 | $565.70 Million | $44.13 Million | 0.078x | -24.80% |
| 2008-12-31 | $544.65 Million | $56.50 Million | 0.104x | -1.85% |
| 2007-12-31 | $478.78 Million | $50.60 Million | 0.106x | -33.27% |
| 2006-12-31 | $461.53 Million | $73.10 Million | 0.158x | +0.71% |
| 2005-12-31 | $457.60 Million | $71.97 Million | 0.157x | -12.81% |
| 2004-12-31 | $474.63 Million | $85.61 Million | 0.180x | -0.07% |
| 2003-12-31 | $404.83 Million | $73.07 Million | 0.180x | +1.02% |
| 2002-12-31 | $325.04 Million | $58.08 Million | 0.179x | +4.36% |
| 2001-12-31 | $267.98 Million | $45.88 Million | 0.171x | +24.29% |
| 2000-12-31 | $231.62 Million | $31.91 Million | 0.138x | -51.28% |
| 1999-12-31 | $138.30 Million | $39.10 Million | 0.283x | -6.63% |
| 1998-12-31 | $120.20 Million | $36.40 Million | 0.303x | +50.14% |
| 1997-12-31 | $118.00 Million | $23.80 Million | 0.202x | +29.80% |
| 1996-12-31 | $109.40 Million | $17.00 Million | 0.155x | +35.26% |
| 1995-12-31 | $100.10 Million | $11.50 Million | 0.115x | -42.73% |
| 1994-12-31 | $66.30 Million | $13.30 Million | 0.201x | -1.29% |
| 1993-12-31 | $62.00 Million | $12.60 Million | 0.203x | -0.44% |
| 1992-12-31 | $53.40 Million | $10.90 Million | 0.204x | +38.57% |
| 1991-12-31 | $48.20 Million | $7.10 Million | 0.147x | -19.59% |
| 1990-12-31 | $46.40 Million | $8.50 Million | 0.183x | 0.00% |
| 1989-12-31 | $46.40 Million | $8.50 Million | 0.183x | -- |
About Community Bank System Inc
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-rel… Read more