Community Bank System Inc (CBU) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Community Bank System Inc (CBU) has a cash flow conversion efficiency ratio of 0.035x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($71.56 Million) by net assets ($2.02 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Community Bank System Inc net asset quality index to measure how much of total assets are equity-financed.
Community Bank System Inc - Cash Flow Conversion Efficiency Trend (1989–2025)
This chart illustrates how Community Bank System Inc's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check Community Bank System Inc (CBU) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
Community Bank System Inc Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Community Bank System Inc ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Ningbo Sanxing Medical Electric Co Ltd
SHG:601567
|
0.043x |
|
Shenzhen Yan Tian Port Holdings Co Ltd
SHE:000088
|
0.008x |
|
Qingdao East Steel Tower Stock Co Ltd
SHE:002545
|
0.055x |
|
Golub Capital BDC Inc
NASDAQ:GBDC
|
0.067x |
|
Manappuram Finance Limited
NSE:MANAPPURAM
|
-0.196x |
|
XTC New Energy Materials Xiamen Co Ltd
SHG:688778
|
0.025x |
|
Jb Financial
KO:175330
|
-0.122x |
|
SunocoCorp LLC
NYSE:SUNC
|
0.003x |
Annual Cash Flow Conversion Efficiency for Community Bank System Inc (1989–2025)
The table below shows the annual cash flow conversion efficiency of Community Bank System Inc from 1989 to 2025. For the full company profile with market capitalisation and key ratios, see market value of Community Bank System Inc.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $2.01 Billion | $301.86 Million | 0.150x | +9.49% |
| 2024-12-31 | $1.76 Billion | $242.28 Million | 0.137x | +2.16% |
| 2023-12-31 | $1.70 Billion | $228.42 Million | 0.135x | -2.73% |
| 2022-12-31 | $1.55 Billion | $214.60 Million | 0.138x | +43.44% |
| 2021-12-31 | $2.10 Billion | $202.55 Million | 0.096x | +13.03% |
| 2020-12-31 | $2.10 Billion | $179.48 Million | 0.085x | -21.85% |
| 2019-12-31 | $1.86 Billion | $202.50 Million | 0.109x | -15.51% |
| 2018-12-31 | $1.71 Billion | $221.41 Million | 0.129x | +11.39% |
| 2017-12-31 | $1.64 Billion | $189.67 Million | 0.116x | +2.45% |
| 2016-12-31 | $1.20 Billion | $135.77 Million | 0.113x | +8.01% |
| 2015-12-31 | $1.14 Billion | $119.57 Million | 0.105x | -15.19% |
| 2014-12-31 | $987.90 Million | $122.10 Million | 0.124x | +4.91% |
| 2013-12-31 | $875.81 Million | $103.18 Million | 0.118x | -1.90% |
| 2012-12-31 | $902.78 Million | $108.42 Million | 0.120x | -1.43% |
| 2011-12-31 | $774.58 Million | $94.38 Million | 0.122x | -23.79% |
| 2010-12-31 | $607.26 Million | $97.09 Million | 0.160x | +104.93% |
| 2009-12-31 | $565.70 Million | $44.13 Million | 0.078x | -24.80% |
| 2008-12-31 | $544.65 Million | $56.50 Million | 0.104x | -1.85% |
| 2007-12-31 | $478.78 Million | $50.60 Million | 0.106x | -33.27% |
| 2006-12-31 | $461.53 Million | $73.10 Million | 0.158x | +0.71% |
| 2005-12-31 | $457.60 Million | $71.97 Million | 0.157x | -12.81% |
| 2004-12-31 | $474.63 Million | $85.61 Million | 0.180x | -0.07% |
| 2003-12-31 | $404.83 Million | $73.07 Million | 0.180x | +1.02% |
| 2002-12-31 | $325.04 Million | $58.08 Million | 0.179x | +4.36% |
| 2001-12-31 | $267.98 Million | $45.88 Million | 0.171x | +24.29% |
| 2000-12-31 | $231.62 Million | $31.91 Million | 0.138x | -51.28% |
| 1999-12-31 | $138.30 Million | $39.10 Million | 0.283x | -6.63% |
| 1998-12-31 | $120.20 Million | $36.40 Million | 0.303x | +50.14% |
| 1997-12-31 | $118.00 Million | $23.80 Million | 0.202x | +29.80% |
| 1996-12-31 | $109.40 Million | $17.00 Million | 0.155x | +35.26% |
| 1995-12-31 | $100.10 Million | $11.50 Million | 0.115x | -42.73% |
| 1994-12-31 | $66.30 Million | $13.30 Million | 0.201x | -1.29% |
| 1993-12-31 | $62.00 Million | $12.60 Million | 0.203x | -0.44% |
| 1992-12-31 | $53.40 Million | $10.90 Million | 0.204x | +38.57% |
| 1991-12-31 | $48.20 Million | $7.10 Million | 0.147x | -19.59% |
| 1990-12-31 | $46.40 Million | $8.50 Million | 0.183x | 0.00% |
| 1989-12-31 | $46.40 Million | $8.50 Million | 0.183x | -- |
About Community Bank System Inc
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-rel… Read more