Community Bank System Inc (CBU) - Total Liabilities
Based on the latest financial reports, Community Bank System Inc (CBU) has total liabilities worth $15.72 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore CBU year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Community Bank System Inc - Total Liabilities Trend (1989–2025)
This chart illustrates how Community Bank System Inc's total liabilities have evolved over time, based on quarterly financial data. See CBU FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Community Bank System Inc Competitors by Total Liabilities
The table below lists competitors of Community Bank System Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Golub Capital BDC Inc
NASDAQ:GBDC
|
USA | $5.00 Billion |
|
Qingdao East Steel Tower Stock Co Ltd
SHE:002545
|
China | CN¥4.54 Billion |
|
Shenzhen Yan Tian Port Holdings Co Ltd
SHE:000088
|
China | CN¥4.15 Billion |
|
Ningbo Sanxing Medical Electric Co Ltd
SHG:601567
|
China | CN¥11.49 Billion |
|
Manappuram Finance Limited
NSE:MANAPPURAM
|
India | Rs389.37 Billion |
|
XTC New Energy Materials Xiamen Co Ltd
SHG:688778
|
China | CN¥12.87 Billion |
|
Jb Financial
KO:175330
|
Korea | ₩66.95 Trillion |
|
SunocoCorp LLC
NYSE:SUNC
|
USA | $21.95 Billion |
Liability Composition Analysis (1989–2025)
This chart breaks down Community Bank System Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see how much is Community Bank System Inc worth.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 2.85 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 7.77 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Community Bank System Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Community Bank System Inc (1989–2025)
The table below shows the annual total liabilities of Community Bank System Inc from 1989 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $15.41 Billion | +5.37% |
| 2024-12-31 | $14.62 Billion | +5.52% |
| 2023-12-31 | $13.86 Billion | -2.98% |
| 2022-12-31 | $14.28 Billion | +6.19% |
| 2021-12-31 | $13.45 Billion | +13.74% |
| 2020-12-31 | $11.83 Billion | +23.78% |
| 2019-12-31 | $9.56 Billion | +7.44% |
| 2018-12-31 | $8.89 Billion | -2.39% |
| 2017-12-31 | $9.11 Billion | +21.99% |
| 2016-12-31 | $7.47 Billion | +0.76% |
| 2015-12-31 | $7.41 Billion | +14.00% |
| 2014-12-31 | $6.50 Billion | +4.53% |
| 2013-12-31 | $6.22 Billion | -5.67% |
| 2012-12-31 | $6.59 Billion | +15.41% |
| 2011-12-31 | $5.71 Billion | +18.12% |
| 2010-12-31 | $4.84 Billion | +0.00% |
| 2009-12-31 | $4.84 Billion | +4.48% |
| 2008-12-31 | $4.63 Billion | +9.75% |
| 2007-12-31 | $4.22 Billion | +4.52% |
| 2006-12-31 | $4.04 Billion | +9.23% |
| 2005-12-31 | $3.70 Billion | -5.72% |
| 2004-12-31 | $3.92 Billion | +13.58% |
| 2003-12-31 | $3.45 Billion | +10.98% |
| 2002-12-31 | $3.11 Billion | +5.65% |
| 2001-12-31 | $2.94 Billion | +21.65% |
| 2000-12-31 | $2.42 Billion | +42.10% |
| 1999-12-31 | $1.70 Billion | +9.09% |
| 1998-12-31 | $1.56 Billion | +2.96% |
| 1997-12-31 | $1.52 Billion | +22.78% |
| 1996-12-31 | $1.23 Billion | +17.36% |
| 1995-12-31 | $1.05 Billion | +23.87% |
| 1994-12-31 | $849.20 Million | +30.43% |
| 1993-12-31 | $651.10 Million | +5.72% |
| 1992-12-31 | $615.90 Million | +5.05% |
| 1991-12-31 | $586.30 Million | +2.59% |
| 1990-12-31 | $571.50 Million | +5.89% |
| 1989-12-31 | $539.70 Million | -- |
About Community Bank System Inc
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-rel… Read more