Community Bank System Inc Total Liabilities
Community Bank System Inc total liabilities. Based on the latest financial reports, Community Bank System Inc (CBU) has total liabilities worth $15.72 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check Community Bank System Inc liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Total Liabilities of Community Bank System Inc (1989–2025)
Total liabilities of Community Bank System Inc from 1989 to 2025. This chart illustrates how Community Bank System Inc's total liabilities have evolved over time, based on quarterly financial data. Explore Community Bank System Inc long-term investment intensity to see how much of total assets are deployed in long-term investments.
Community Bank System Inc Competitors by Total Liabilities
The table below lists competitors of Community Bank System Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Westgold Resources Ltd
AU:WGX
|
Australia | AU$1.38 Billion |
|
Curbline Properties Corp.
NYSE:CURB
|
USA | $748.85 Million |
|
Piramal Pharma Limited
NSE:PPLPHARMA
|
India | Rs-81.63 Billion |
|
GRAIL, LLC
NASDAQ:GRAL
|
USA | $301.03 Million |
|
SunocoCorp LLC
NYSE:SUNC
|
USA | $21.95 Billion |
|
Adtalem Global Education Inc
NYSE:ATGE
|
USA | $1.24 Billion |
|
Paramount Resources Ltd.
TO:POU
|
Canada | CA$872.90 Million |
|
United States Lime & Minerals Inc
NASDAQ:USLM
|
USA | $51.79 Million |
Liability Composition Analysis (1989–2025)
This chart breaks down Community Bank System Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see Community Bank System Inc balance sheet assets.
Liquidity & Leverage Metrics
Community Bank System Inc Total Liabilities Ratios Explained
Community Bank System Inc total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 2.85 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 7.77 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.89 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Community Bank System Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Community Bank System Inc (1989–2025)
The table below shows the annual total liabilities of Community Bank System Inc from 1989 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $15.41 Billion | +5.37% |
| 2024-12-31 | $14.62 Billion | +5.52% |
| 2023-12-31 | $13.86 Billion | -2.98% |
| 2022-12-31 | $14.28 Billion | +6.19% |
| 2021-12-31 | $13.45 Billion | +13.74% |
| 2020-12-31 | $11.83 Billion | +23.78% |
| 2019-12-31 | $9.56 Billion | +7.44% |
| 2018-12-31 | $8.89 Billion | -2.39% |
| 2017-12-31 | $9.11 Billion | +21.99% |
| 2016-12-31 | $7.47 Billion | +0.76% |
| 2015-12-31 | $7.41 Billion | +14.00% |
| 2014-12-31 | $6.50 Billion | +4.53% |
| 2013-12-31 | $6.22 Billion | -5.67% |
| 2012-12-31 | $6.59 Billion | +15.41% |
| 2011-12-31 | $5.71 Billion | +18.12% |
| 2010-12-31 | $4.84 Billion | +0.00% |
| 2009-12-31 | $4.84 Billion | +4.48% |
| 2008-12-31 | $4.63 Billion | +9.75% |
| 2007-12-31 | $4.22 Billion | +4.52% |
| 2006-12-31 | $4.04 Billion | +9.23% |
| 2005-12-31 | $3.70 Billion | -5.72% |
| 2004-12-31 | $3.92 Billion | +13.58% |
| 2003-12-31 | $3.45 Billion | +10.98% |
| 2002-12-31 | $3.11 Billion | +5.65% |
| 2001-12-31 | $2.94 Billion | +21.65% |
| 2000-12-31 | $2.42 Billion | +42.10% |
| 1999-12-31 | $1.70 Billion | +9.09% |
| 1998-12-31 | $1.56 Billion | +2.96% |
| 1997-12-31 | $1.52 Billion | +22.78% |
| 1996-12-31 | $1.23 Billion | +17.36% |
| 1995-12-31 | $1.05 Billion | +23.87% |
| 1994-12-31 | $849.20 Million | +30.43% |
| 1993-12-31 | $651.10 Million | +5.72% |
| 1992-12-31 | $615.90 Million | +5.05% |
| 1991-12-31 | $586.30 Million | +2.59% |
| 1990-12-31 | $571.50 Million | +5.89% |
| 1989-12-31 | $539.70 Million | -- |
About Community Bank System Inc
Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A. that provides various banking and other financial services to retail, commercial, institutional, and governmental customers. The company operates in four segments: Banking, Employee Benefit Services, Insurance Services and Wealth Management Services. The Banking Segment offers lending and depository-rel… Read more