Stellar Bancorp, Inc. Cash Flow Conversion Efficiency
Stellar Bancorp, Inc. cash flow conversion efficiency. Based on the latest financial reports, Stellar Bancorp, Inc. (STEL) has a cash flow conversion efficiency ratio of 0.010x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($16.51 Million) by net assets ($1.67 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Stellar Bancorp, Inc. (2015–2025)
Cash flow conversion efficiency of Stellar Bancorp, Inc. from 2015 to 2025. This chart illustrates how Stellar Bancorp, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. View Stellar Bancorp, Inc. (STEL) stock price for real-time trading data and today's change.
Stellar Bancorp, Inc. Cash Flow Conversion Ratio Explained
Stellar Bancorp, Inc. cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Stellar Bancorp, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Stellar Bancorp, Inc. ranked by their cash flow conversion efficiency. Also see market cap of Stellar Bancorp, Inc. for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Strive, Inc.
NASDAQ:ASST
|
-0.017x |
|
Wuxi Rural Commercial Bank Co Ltd
SHG:600908
|
-0.061x |
|
Perdoceo Education Corp
NASDAQ:PRDO
|
0.041x |
|
Kalbe Farma Tbk PT
JK:KLBF
|
0.041x |
|
Shenglan Technology Co Ltd
SHE:300843
|
-0.013x |
|
Kinnevik Investment AB ser. B
ST:KINV-B
|
-0.002x |
|
GQG Partners Inc
AU:GQG
|
0.528x |
|
Shanghai Xinhua Media Co Ltd
SHG:600825
|
-0.002x |
Annual Cash Flow Conversion Efficiency for Stellar Bancorp, Inc. (2015–2025)
The table below shows the annual cash flow conversion efficiency of Stellar Bancorp, Inc. from 2015 to 2025. Review Stellar Bancorp, Inc. free cash flow ratio to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $1.67 Billion | $97.00 Million | 0.058x | -29.52% |
| 2024-12-31 | $1.61 Billion | $132.62 Million | 0.082x | -25.42% |
| 2023-12-31 | $1.52 Billion | $168.22 Million | 0.111x | +40.26% |
| 2022-12-31 | $1.38 Billion | $109.07 Million | 0.079x | +84.94% |
| 2021-12-31 | $816.47 Million | $34.81 Million | 0.043x | -42.27% |
| 2020-12-31 | $546.45 Million | $40.36 Million | 0.074x | -29.46% |
| 2019-12-31 | $535.72 Million | $56.09 Million | 0.105x | +3.51% |
| 2018-12-31 | $487.62 Million | $49.32 Million | 0.101x | +26.81% |
| 2017-12-31 | $446.21 Million | $35.59 Million | 0.080x | -20.86% |
| 2016-12-31 | $357.64 Million | $36.04 Million | 0.101x | +5.68% |
| 2015-12-31 | $344.31 Million | $32.83 Million | 0.095x | -- |
About Stellar Bancorp, Inc.
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such … Read more