Stellar Bancorp, Inc. (STEL) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Stellar Bancorp, Inc. (STEL) has a cash flow conversion efficiency ratio of 0.010x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($16.51 Million) by net assets ($1.67 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See Stellar Bancorp, Inc. (STEL) defensive interval to measure how many days the company can operate on defensive assets alone.
Stellar Bancorp, Inc. - Cash Flow Conversion Efficiency Trend (2015–2025)
This chart illustrates how Stellar Bancorp, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data.
Stellar Bancorp, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Stellar Bancorp, Inc. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Aarti Industries Limited
NSE:AARTIIND
|
0.094x |
|
Telecom Argentina
BA:TECO2
|
0.156x |
|
Figs Inc
NYSE:FIGS
|
-0.007x |
|
Tecnoglass Inc
NYSE:TGLS
|
0.009x |
|
NCC AB (publ)
ST:NCC-B
|
-0.008x |
|
First Commonwealth Financial
NYSE:FCF
|
0.032x |
|
Ningxia Jiaze Renewables Corp
SHG:601619
|
0.189x |
|
Guangdong Mingyang Electric Co. Ltd. A
SHE:301291
|
N/A |
Annual Cash Flow Conversion Efficiency for Stellar Bancorp, Inc. (2015–2025)
The table below shows the annual cash flow conversion efficiency of Stellar Bancorp, Inc. from 2015 to 2025. For the full company profile with market capitalisation and key ratios, see STEL market cap overview.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $1.67 Billion | $97.00 Million | 0.058x | -29.52% |
| 2024-12-31 | $1.61 Billion | $132.62 Million | 0.082x | -25.42% |
| 2023-12-31 | $1.52 Billion | $168.22 Million | 0.111x | +40.26% |
| 2022-12-31 | $1.38 Billion | $109.07 Million | 0.079x | +84.94% |
| 2021-12-31 | $816.47 Million | $34.81 Million | 0.043x | -42.27% |
| 2020-12-31 | $546.45 Million | $40.36 Million | 0.074x | -29.46% |
| 2019-12-31 | $535.72 Million | $56.09 Million | 0.105x | +3.51% |
| 2018-12-31 | $487.62 Million | $49.32 Million | 0.101x | +26.81% |
| 2017-12-31 | $446.21 Million | $35.59 Million | 0.080x | -20.86% |
| 2016-12-31 | $357.64 Million | $36.04 Million | 0.101x | +5.68% |
| 2015-12-31 | $344.31 Million | $32.83 Million | 0.095x | -- |
About Stellar Bancorp, Inc.
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such … Read more