Stellar Bancorp, Inc. (STEL) - Total Liabilities
Based on the latest financial reports, Stellar Bancorp, Inc. (STEL) has total liabilities worth $9.22 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Stellar Bancorp, Inc. (STEL) long-term investment share to see how much of total assets are deployed in long-term investments.
Stellar Bancorp, Inc. - Total Liabilities Trend (2015–2025)
This chart illustrates how Stellar Bancorp, Inc.'s total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see STEL total assets.
Stellar Bancorp, Inc. Competitors by Total Liabilities
The table below lists competitors of Stellar Bancorp, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Figs Inc
NYSE:FIGS
|
USA | $132.80 Million |
|
Meshek Energy-Renewable Energies Ltd
TA:MSKE
|
Israel | ILA1.82 Billion |
|
ChipMOS Technologies
TW:8150
|
Taiwan | NT$22.11 Billion |
|
Reysas Gayrimenkul Yatirim Ortakligi AS
IS:RYGYO
|
Turkey | TL10.90 Billion |
|
Shenzhen Kangtai Biological Products Co Ltd
SHE:300601
|
China | CN¥4.27 Billion |
|
Jinfu Technology Co Ltd
SHE:003018
|
China | CN¥442.75 Million |
|
GH Research PLC
NASDAQ:GHRS
|
USA | $12.86 Million |
|
Ruentex Industries Ltd
TW:2915
|
Taiwan | NT$13.26 Billion |
Liability Composition Analysis (2015–2025)
This chart breaks down Stellar Bancorp, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See net asset quality index of Stellar Bancorp, Inc. to measure how much of total assets are equity-financed.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.23 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 5.53 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.85 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Stellar Bancorp, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Stellar Bancorp, Inc. (2015–2025)
The table below shows the annual total liabilities of Stellar Bancorp, Inc. from 2015 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $9.14 Billion | -1.72% |
| 2024-12-31 | $9.30 Billion | +1.88% |
| 2023-12-31 | $9.13 Billion | -4.11% |
| 2022-12-31 | $9.52 Billion | +51.34% |
| 2021-12-31 | $6.29 Billion | +84.81% |
| 2020-12-31 | $3.40 Billion | +15.63% |
| 2019-12-31 | $2.94 Billion | +5.42% |
| 2018-12-31 | $2.79 Billion | +5.94% |
| 2017-12-31 | $2.63 Billion | +1.58% |
| 2016-12-31 | $2.59 Billion | +2.19% |
| 2015-12-31 | $2.54 Billion | -- |
About Stellar Bancorp, Inc.
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such … Read more