Stellar Bancorp, Inc. (STEL) - Total Liabilities
Based on the latest financial reports, Stellar Bancorp, Inc. (STEL) has total liabilities worth $9.22 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore Stellar Bancorp, Inc. annual equity growth to track the company's year-over-year net asset growth rate.
Stellar Bancorp, Inc. - Total Liabilities Trend (2015–2025)
This chart illustrates how Stellar Bancorp, Inc.'s total liabilities have evolved over time, based on quarterly financial data. See cash generation quality of Stellar Bancorp, Inc. to measure how efficiently the company converts operating cash flow to free cash.
Stellar Bancorp, Inc. Competitors by Total Liabilities
The table below lists competitors of Stellar Bancorp, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Strategic Education Inc
NASDAQ:STRA
|
USA | $455.86 Million |
|
Sunway Real Estate Investment Trust
KLSE:5176
|
Malaysia | RM5.29 Billion |
|
Henan Lingrui Pharmaceutical Co Ltd
SHG:600285
|
China | CN¥2.28 Billion |
|
Stagwell Inc
NASDAQ:STGW
|
USA | $3.50 Billion |
|
Quectel Wireless Solutions Co Ltd
SHG:603236
|
China | CN¥10.15 Billion |
|
Weis Markets Inc
NYSE:WMK
|
USA | $656.28 Million |
|
CJ Cheiljedang
KO:097950
|
Korea | ₩19.00 Trillion |
|
First Commonwealth Financial
NYSE:FCF
|
USA | $10.79 Billion |
Liability Composition Analysis (2015–2025)
This chart breaks down Stellar Bancorp, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see STEL market cap.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.23 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 5.53 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.85 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Stellar Bancorp, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Stellar Bancorp, Inc. (2015–2025)
The table below shows the annual total liabilities of Stellar Bancorp, Inc. from 2015 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $9.14 Billion | -1.72% |
| 2024-12-31 | $9.30 Billion | +1.88% |
| 2023-12-31 | $9.13 Billion | -4.11% |
| 2022-12-31 | $9.52 Billion | +51.34% |
| 2021-12-31 | $6.29 Billion | +84.81% |
| 2020-12-31 | $3.40 Billion | +15.63% |
| 2019-12-31 | $2.94 Billion | +5.42% |
| 2018-12-31 | $2.79 Billion | +5.94% |
| 2017-12-31 | $2.63 Billion | +1.58% |
| 2016-12-31 | $2.59 Billion | +2.19% |
| 2015-12-31 | $2.54 Billion | -- |
About Stellar Bancorp, Inc.
Stellar Bancorp, Inc. operates as the bank holding company that provides a range of commercial banking products and services primarily to small and medium-sized businesses, professionals, and individual customers. It provides deposit products that include checking accounts, commercial accounts, money market accounts, savings accounts, and other time deposits, as well as convenient services, such … Read more