United Community Banks, Inc. (UCB) - Cash Flow Conversion Efficiency

Latest as of June 2026: 0.053x

Based on the latest financial reports, United Community Banks, Inc. (UCB) has a cash flow conversion efficiency ratio of 0.053x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($199.91 Million) by net assets ($3.75 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see UCB company net worth for the company's overall valuation and market capitalisation.

United Community Banks, Inc. - Cash Flow Conversion Efficiency Trend (1996–2025)

This chart illustrates how United Community Banks, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data.

United Community Banks, Inc. Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of United Community Banks, Inc. ranked by their cash flow conversion efficiency. Explore United Community Banks, Inc. (UCB) cash earnings ratio to measure how well operating cash flow supports reported net income.

Company Cash Flow Conversion Efficiency
Aya Gold & Silver Inc. Common Shares
NASDAQ:AYA
0.095x
MARFRIG GL.FOOD.ADR/2O.N.
F:MGP1
0.254x
Cleanaway Waste Management Ltd
AU:CWY
0.060x
Scorpio Tankers Inc
NYSE:STNG
0.048x
Sphere Entertainment Co.
NYSE:SPHR
-0.015x
Mobile World Investment Corp
VN:MWG
0.467x
Adecco Group AG Class N
SW:ADEN
0.006x
Persimmon Plc
F:OHP
-0.038x

Annual Cash Flow Conversion Efficiency for United Community Banks, Inc. (1996–2025)

The table below shows the annual cash flow conversion efficiency of United Community Banks, Inc. from 1996 to 2025. View UCB live share price for real-time trading data and today's change.

Year Net Assets Operating Cash Flow Cash Flow Conversion Efficiency Change
2025-12-31 $3.64 Billion $435.30 Million 0.120x +17.40%
2024-12-31 $3.43 Billion $349.73 Million 0.102x +13.06%
2023-12-31 $3.26 Billion $293.97 Million 0.090x -59.92%
2022-12-31 $2.70 Billion $607.31 Million 0.225x +39.07%
2021-12-31 $2.22 Billion $359.32 Million 0.162x +104.56%
2020-12-31 $2.01 Billion $158.68 Million 0.079x -16.01%
2019-12-31 $1.64 Billion $153.93 Million 0.094x -49.20%
2018-12-31 $1.46 Billion $270.01 Million 0.185x +16.10%
2017-12-31 $1.30 Billion $207.96 Million 0.160x +22.68%
2016-12-31 $1.08 Billion $139.91 Million 0.130x +16.76%
2015-12-31 $1.02 Billion $113.43 Million 0.111x -17.02%
2014-12-31 $739.58 Million $99.28 Million 0.134x -44.27%
2013-12-31 $795.72 Million $191.65 Million 0.241x -23.51%
2012-12-31 $581.40 Million $183.08 Million 0.315x +19.31%
2011-12-31 $575.49 Million $151.88 Million 0.264x +35.93%
2010-12-31 $635.51 Million $123.39 Million 0.194x +33.87%
2009-12-31 $962.32 Million $139.56 Million 0.145x +18.28%
2008-12-31 $989.38 Million $121.31 Million 0.123x -3.24%
2007-12-31 $831.90 Million $105.41 Million 0.127x +54.31%
2006-12-31 $616.77 Million $50.65 Million 0.082x -62.80%
2005-12-31 $472.69 Million $104.34 Million 0.221x +157.76%
2004-12-31 $397.09 Million $34.01 Million 0.086x -65.37%
2003-12-31 $299.37 Million $74.03 Million 0.247x +82.28%
2002-12-31 $221.58 Million $30.06 Million 0.136x +5.68%
2001-12-31 $194.66 Million $24.99 Million 0.128x +5.05%
2000-12-31 $158.39 Million $19.35 Million 0.122x -46.71%
1999-12-31 $119.31 Million $27.36 Million 0.229x +135.38%
1998-12-31 $115.36 Million $11.24 Million 0.097x -47.68%
1997-12-31 $75.11 Million $13.99 Million 0.186x -43.82%
1996-12-31 $52.40 Million $17.37 Million 0.331x --

About United Community Banks, Inc.

NYSE:UCB USA Banks - Regional
Market Cap
$4.10 Billion
Market Cap Rank
#4054 Global
#1407 in USA
Share Price
$34.23
Change (1 day)
+1.03%
52-Week Range
$29.71 - $37.09
All Time High
$37.09
About

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage,… Read more