United Community Banks, Inc. (UCB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, United Community Banks, Inc. (UCB) has a cash flow conversion efficiency ratio of 0.032x as of December 2025. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($116.74 Million) by net assets ($3.64 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
United Community Banks, Inc. - Cash Flow Conversion Efficiency Trend (1996–2025)
This chart illustrates how United Community Banks, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Read debt load of United Community Banks, Inc. for a breakdown of total debt and financial obligations.
United Community Banks, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of United Community Banks, Inc. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Westgold Resources Ltd
AU:WGX
|
0.250x |
|
Scotts Miracle-Gro Company
NYSE:SMG
|
-0.487x |
|
Ultrapar Participações S.A
F:UGR
|
0.115x |
|
Co-Tech Development
TWO:8358
|
0.000x |
|
AllianceBernstein Holding L.P.
NYSE:AB
|
0.061x |
|
RUBIS
F:BYN
|
N/A |
|
Abercrombie & Fitch Company
NYSE:ANF
|
0.150x |
|
Bandhan Bank Limited
NSE:BANDHANBNK
|
-0.063x |
Annual Cash Flow Conversion Efficiency for United Community Banks, Inc. (1996–2025)
The table below shows the annual cash flow conversion efficiency of United Community Banks, Inc. from 1996 to 2025. For the full company profile with market capitalisation and key ratios, see United Community Banks, Inc. stock valuation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $3.64 Billion | $435.30 Million | 0.120x | +17.40% |
| 2024-12-31 | $3.43 Billion | $349.73 Million | 0.102x | +13.06% |
| 2023-12-31 | $3.26 Billion | $293.97 Million | 0.090x | -59.92% |
| 2022-12-31 | $2.70 Billion | $607.31 Million | 0.225x | +39.07% |
| 2021-12-31 | $2.22 Billion | $359.32 Million | 0.162x | +104.56% |
| 2020-12-31 | $2.01 Billion | $158.68 Million | 0.079x | -16.01% |
| 2019-12-31 | $1.64 Billion | $153.93 Million | 0.094x | -49.20% |
| 2018-12-31 | $1.46 Billion | $270.01 Million | 0.185x | +16.10% |
| 2017-12-31 | $1.30 Billion | $207.96 Million | 0.160x | +22.68% |
| 2016-12-31 | $1.08 Billion | $139.91 Million | 0.130x | +16.76% |
| 2015-12-31 | $1.02 Billion | $113.43 Million | 0.111x | -17.02% |
| 2014-12-31 | $739.58 Million | $99.28 Million | 0.134x | -44.27% |
| 2013-12-31 | $795.72 Million | $191.65 Million | 0.241x | -23.51% |
| 2012-12-31 | $581.40 Million | $183.08 Million | 0.315x | +19.31% |
| 2011-12-31 | $575.49 Million | $151.88 Million | 0.264x | +35.93% |
| 2010-12-31 | $635.51 Million | $123.39 Million | 0.194x | +33.87% |
| 2009-12-31 | $962.32 Million | $139.56 Million | 0.145x | +18.28% |
| 2008-12-31 | $989.38 Million | $121.31 Million | 0.123x | -3.24% |
| 2007-12-31 | $831.90 Million | $105.41 Million | 0.127x | +54.31% |
| 2006-12-31 | $616.77 Million | $50.65 Million | 0.082x | -62.80% |
| 2005-12-31 | $472.69 Million | $104.34 Million | 0.221x | +157.76% |
| 2004-12-31 | $397.09 Million | $34.01 Million | 0.086x | -65.37% |
| 2003-12-31 | $299.37 Million | $74.03 Million | 0.247x | +82.28% |
| 2002-12-31 | $221.58 Million | $30.06 Million | 0.136x | +5.68% |
| 2001-12-31 | $194.66 Million | $24.99 Million | 0.128x | +5.05% |
| 2000-12-31 | $158.39 Million | $19.35 Million | 0.122x | -46.71% |
| 1999-12-31 | $119.31 Million | $27.36 Million | 0.229x | +135.38% |
| 1998-12-31 | $115.36 Million | $11.24 Million | 0.097x | -47.68% |
| 1997-12-31 | $75.11 Million | $13.99 Million | 0.186x | -43.82% |
| 1996-12-31 | $52.40 Million | $17.37 Million | 0.331x | -- |
About United Community Banks, Inc.
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage,… Read more