United Community Banks, Inc. (UCB) - Cash Flow Conversion Efficiency
Based on the latest financial reports, United Community Banks, Inc. (UCB) has a cash flow conversion efficiency ratio of 0.019x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($69.28 Million) by net assets ($3.65 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See how leveraged is United Community Banks, Inc.'s balance sheet to measure how much of total assets are equity-financed.
United Community Banks, Inc. - Cash Flow Conversion Efficiency Trend (1996–2025)
This chart illustrates how United Community Banks, Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Check cash flow quality index of United Community Banks, Inc. to evaluate the quality of earnings relative to operating cash generation.
United Community Banks, Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of United Community Banks, Inc. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
MAZDA MOTOR UNSP.ADR/2
F:MZA0
|
N/A |
|
DKSH Holding AG
SW:DKSH
|
0.100x |
|
Vallourec
PA:VK
|
0.033x |
|
Jiangxi Zhengbang Technology Co Ltd
SHE:002157
|
0.025x |
|
Jiangsu Pacific Quartz Co Ltd
SHG:603688
|
-0.008x |
|
Titan Cement International SA
BR:TITC
|
0.084x |
|
OPENLANE, Inc.
NYSE:OPLN
|
0.103x |
|
AGL Energy Ltd
AU:AGL
|
0.115x |
Annual Cash Flow Conversion Efficiency for United Community Banks, Inc. (1996–2025)
The table below shows the annual cash flow conversion efficiency of United Community Banks, Inc. from 1996 to 2025. For the full company profile with market capitalisation and key ratios, see United Community Banks, Inc. (UCB) total market value.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $3.64 Billion | $435.30 Million | 0.120x | +17.40% |
| 2024-12-31 | $3.43 Billion | $349.73 Million | 0.102x | +13.06% |
| 2023-12-31 | $3.26 Billion | $293.97 Million | 0.090x | -59.92% |
| 2022-12-31 | $2.70 Billion | $607.31 Million | 0.225x | +39.07% |
| 2021-12-31 | $2.22 Billion | $359.32 Million | 0.162x | +104.56% |
| 2020-12-31 | $2.01 Billion | $158.68 Million | 0.079x | -16.01% |
| 2019-12-31 | $1.64 Billion | $153.93 Million | 0.094x | -49.20% |
| 2018-12-31 | $1.46 Billion | $270.01 Million | 0.185x | +16.10% |
| 2017-12-31 | $1.30 Billion | $207.96 Million | 0.160x | +22.68% |
| 2016-12-31 | $1.08 Billion | $139.91 Million | 0.130x | +16.76% |
| 2015-12-31 | $1.02 Billion | $113.43 Million | 0.111x | -17.02% |
| 2014-12-31 | $739.58 Million | $99.28 Million | 0.134x | -44.27% |
| 2013-12-31 | $795.72 Million | $191.65 Million | 0.241x | -23.51% |
| 2012-12-31 | $581.40 Million | $183.08 Million | 0.315x | +19.31% |
| 2011-12-31 | $575.49 Million | $151.88 Million | 0.264x | +35.93% |
| 2010-12-31 | $635.51 Million | $123.39 Million | 0.194x | +33.87% |
| 2009-12-31 | $962.32 Million | $139.56 Million | 0.145x | +18.28% |
| 2008-12-31 | $989.38 Million | $121.31 Million | 0.123x | -3.24% |
| 2007-12-31 | $831.90 Million | $105.41 Million | 0.127x | +54.31% |
| 2006-12-31 | $616.77 Million | $50.65 Million | 0.082x | -62.80% |
| 2005-12-31 | $472.69 Million | $104.34 Million | 0.221x | +157.76% |
| 2004-12-31 | $397.09 Million | $34.01 Million | 0.086x | -65.37% |
| 2003-12-31 | $299.37 Million | $74.03 Million | 0.247x | +82.28% |
| 2002-12-31 | $221.58 Million | $30.06 Million | 0.136x | +5.68% |
| 2001-12-31 | $194.66 Million | $24.99 Million | 0.128x | +5.05% |
| 2000-12-31 | $158.39 Million | $19.35 Million | 0.122x | -46.71% |
| 1999-12-31 | $119.31 Million | $27.36 Million | 0.229x | +135.38% |
| 1998-12-31 | $115.36 Million | $11.24 Million | 0.097x | -47.68% |
| 1997-12-31 | $75.11 Million | $13.99 Million | 0.186x | -43.82% |
| 1996-12-31 | $52.40 Million | $17.37 Million | 0.331x | -- |
About United Community Banks, Inc.
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage,… Read more