United Community Banks, Inc. (UCB) - Total Liabilities

Latest as of March 2026: $24.52 Billion USD

Based on the latest financial reports, United Community Banks, Inc. (UCB) has total liabilities worth $24.52 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

United Community Banks, Inc. - Total Liabilities Trend (1996–2025)

This chart illustrates how United Community Banks, Inc.'s total liabilities have evolved over time, based on quarterly financial data. See United Community Banks, Inc. (UCB) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.

United Community Banks, Inc. Competitors by Total Liabilities

The table below lists competitors of United Community Banks, Inc. ranked by their total liabilities.

Company Country Total Liabilities
Beijing GeoEnviron Engineering
SHG:603588
China CN¥16.72 Billion
Vallourec
PA:VK
France €2.56 Billion
DKSH Holding AG
SW:DKSH
Switzerland CHF3.68 Billion
MAZDA MOTOR UNSP.ADR/2
F:MZA0
Germany €2.27 Trillion
NBTM New Materials Group Co Ltd
SHG:600114
China CN¥3.84 Billion
Doral Group Renewable Energy Resources Ltd
TA:DORL
Israel ILA4.87 Billion
Titan Cement International SA
BR:TITC
Belgium €1.37 Billion
Delhivery Limited
NSE:DELHIVERY
India Rs30.90 Billion

Liability Composition Analysis (1996–2025)

This chart breaks down United Community Banks, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market value of United Community Banks, Inc..

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio N/A Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 6.71 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.87 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how United Community Banks, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for United Community Banks, Inc. (1996–2025)

The table below shows the annual total liabilities of United Community Banks, Inc. from 1996 to 2025.

Year Total Liabilities Change
2025-12-31 $24.36 Billion +0.31%
2024-12-31 $24.29 Billion +1.05%
2023-12-31 $24.04 Billion +12.80%
2022-12-31 $21.31 Billion +13.80%
2021-12-31 $18.72 Billion +18.61%
2020-12-31 $15.79 Billion +39.95%
2019-12-31 $11.28 Billion +1.48%
2018-12-31 $11.12 Billion +4.74%
2017-12-31 $10.61 Billion +10.17%
2016-12-31 $9.63 Billion +12.03%
2015-12-31 $8.60 Billion +25.94%
2014-12-31 $6.83 Billion +2.98%
2013-12-31 $6.63 Billion +6.57%
2012-12-31 $6.22 Billion -2.92%
2011-12-31 $6.41 Billion -5.87%
2010-12-31 $6.81 Billion -3.27%
2009-12-31 $7.04 Billion -7.43%
2008-12-31 $7.60 Billion +3.08%
2007-12-31 $7.38 Billion +13.74%
2006-12-31 $6.48 Billion +20.24%
2005-12-31 $5.39 Billion +14.98%
2004-12-31 $4.69 Billion +24.44%
2003-12-31 $3.77 Billion +26.08%
2002-12-31 $2.99 Billion +17.03%
2001-12-31 $2.55 Billion +7.77%
2000-12-31 $2.37 Billion +4.64%
1999-12-31 $2.27 Billion +33.44%
1998-12-31 $1.70 Billion +57.44%
1997-12-31 $1.08 Billion +39.02%
1996-12-31 $775.63 Million --

About United Community Banks, Inc.

NYSE:UCB USA Banks - Regional
Market Cap
$4.00 Billion
Market Cap Rank
#4249 Global
#1436 in USA
Share Price
$33.38
Change (1 day)
+1.61%
52-Week Range
$29.71 - $36.51
All Time High
$36.51
About

United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage,… Read more