United Community Banks, Inc. (UCB) - Total Liabilities
Based on the latest financial reports, United Community Banks, Inc. (UCB) has total liabilities worth $24.36 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore United Community Banks, Inc. cash flow conversion to assess how effectively this company generates cash.
United Community Banks, Inc. - Total Liabilities Trend (1996–2025)
This chart illustrates how United Community Banks, Inc.'s total liabilities have evolved over time, based on quarterly financial data. Check how resilient are United Community Banks, Inc.'s assets to evaluate the company's liquid asset resilience ratio.
United Community Banks, Inc. Competitors by Total Liabilities
The table below lists competitors of United Community Banks, Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Ultrapar Participações S.A
F:UGR
|
Germany | €26.90 Billion |
|
Changzhou Fusion New Material Co. Ltd. A
SHG:688503
|
China | CN¥4.71 Billion |
|
Poonawalla Fincorp Limited
NSE:POONAWALLA
|
India | Rs370.86 Billion |
|
Ningbo Ronbay New Energy Tech Ltd
SHG:688005
|
China | CN¥15.73 Billion |
|
StarPower Semiconductor Ltd
SHG:603290
|
China | CN¥3.60 Billion |
|
RUBIS
F:BYN
|
Germany | €3.62 Billion |
|
Hubei Zhenhua Chemical Co Ltd
SHG:603067
|
China | CN¥1.83 Billion |
|
China Minsheng Banking Corp. Ltd
F:GHFH
|
Germany | €7.07 Trillion |
Liability Composition Analysis (1996–2025)
This chart breaks down United Community Banks, Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see market value of United Community Banks, Inc..
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.17 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 6.70 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.87 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how United Community Banks, Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for United Community Banks, Inc. (1996–2025)
The table below shows the annual total liabilities of United Community Banks, Inc. from 1996 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $24.36 Billion | +0.31% |
| 2024-12-31 | $24.29 Billion | +1.05% |
| 2023-12-31 | $24.04 Billion | +12.80% |
| 2022-12-31 | $21.31 Billion | +13.80% |
| 2021-12-31 | $18.72 Billion | +18.61% |
| 2020-12-31 | $15.79 Billion | +39.95% |
| 2019-12-31 | $11.28 Billion | +1.48% |
| 2018-12-31 | $11.12 Billion | +4.74% |
| 2017-12-31 | $10.61 Billion | +10.17% |
| 2016-12-31 | $9.63 Billion | +12.03% |
| 2015-12-31 | $8.60 Billion | +25.94% |
| 2014-12-31 | $6.83 Billion | +2.98% |
| 2013-12-31 | $6.63 Billion | +6.57% |
| 2012-12-31 | $6.22 Billion | -2.92% |
| 2011-12-31 | $6.41 Billion | -5.87% |
| 2010-12-31 | $6.81 Billion | -3.27% |
| 2009-12-31 | $7.04 Billion | -7.43% |
| 2008-12-31 | $7.60 Billion | +3.08% |
| 2007-12-31 | $7.38 Billion | +13.74% |
| 2006-12-31 | $6.48 Billion | +20.24% |
| 2005-12-31 | $5.39 Billion | +14.98% |
| 2004-12-31 | $4.69 Billion | +24.44% |
| 2003-12-31 | $3.77 Billion | +26.08% |
| 2002-12-31 | $2.99 Billion | +17.03% |
| 2001-12-31 | $2.55 Billion | +7.77% |
| 2000-12-31 | $2.37 Billion | +4.64% |
| 1999-12-31 | $2.27 Billion | +33.44% |
| 1998-12-31 | $1.70 Billion | +57.44% |
| 1997-12-31 | $1.08 Billion | +39.02% |
| 1996-12-31 | $775.63 Million | -- |
About United Community Banks, Inc.
United Community Banks, Inc. operates as the bank holding company for United Community Bank that provides financial services in the United States. The company offers deposit products, including checking, savings, money market, and other deposit accounts. It also provides loans comprising owner occupied and income producing CRE, commercial and industrial, equipment financing, residential mortgage,… Read more