Itaú Unibanco Holding S.A. (ITUB3) - Cash Flow Conversion Efficiency
Based on the latest financial reports, Itaú Unibanco Holding S.A. (ITUB3) has a cash flow conversion efficiency ratio of 0.304x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (R$70.08 Billion ≈ $13.75 Billion USD) by net assets (R$230.33 Billion ≈ $45.19 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See ITUB3 equity financing ratio to measure how much of total assets are equity-financed.
Itaú Unibanco Holding S.A. - Cash Flow Conversion Efficiency Trend (2001–2025)
This chart illustrates how Itaú Unibanco Holding S.A.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Check ITUB3 cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Itaú Unibanco Holding S.A. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Itaú Unibanco Holding S.A. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Discover Financial Services
NYSE:DFS
|
0.112x |
|
HOYA CORP. ADR/ 1 O.N.
F:HYB0
|
N/A |
|
Jiangsu Hengrui Medicine Co Ltd
SHG:600276
|
0.080x |
|
Hangzhou Hikvision Digital Technology Co Ltd
SHE:002415
|
0.088x |
|
Vistra Energy Corp
NYSE:VST
|
0.281x |
|
MetLife Inc
NYSE:MET
|
0.097x |
|
China Molybdenum Co Ltd Class A
SHG:603993
|
0.041x |
|
Wheaton Precious Metals Corp
TO:WPM
|
0.081x |
Annual Cash Flow Conversion Efficiency for Itaú Unibanco Holding S.A. (2001–2025)
The table below shows the annual cash flow conversion efficiency of Itaú Unibanco Holding S.A. from 2001 to 2025. For the full company profile with market capitalisation and key ratios, see Itaú Unibanco Holding S.A. market capitalisation.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | R$215.08 Billion ≈ $42.20 Billion |
R$131.97 Billion ≈ $25.90 Billion |
0.614x | +240.97% |
| 2024-12-31 | R$221.28 Billion ≈ $43.42 Billion |
R$-96.32 Billion ≈ $-18.90 Billion |
-0.435x | -211.81% |
| 2023-12-31 | R$199.05 Billion ≈ $39.06 Billion |
R$77.49 Billion ≈ $15.21 Billion |
0.389x | -46.88% |
| 2022-12-31 | R$177.34 Billion ≈ $34.80 Billion |
R$129.97 Billion ≈ $25.50 Billion |
0.733x | +100.54% |
| 2021-12-31 | R$164.48 Billion ≈ $32.27 Billion |
R$60.11 Billion ≈ $11.79 Billion |
0.365x | -5.08% |
| 2020-12-31 | R$154.53 Billion ≈ $30.32 Billion |
R$59.49 Billion ≈ $11.67 Billion |
0.385x | +63.36% |
| 2019-12-31 | R$149.47 Billion ≈ $29.33 Billion |
R$35.22 Billion ≈ $6.91 Billion |
0.236x | +56.15% |
| 2018-12-31 | R$150.47 Billion ≈ $29.52 Billion |
R$22.71 Billion ≈ $4.46 Billion |
0.151x | +158.48% |
| 2017-12-31 | R$148.01 Billion ≈ $29.04 Billion |
R$8.64 Billion ≈ $1.70 Billion |
0.058x | -74.03% |
| 2016-12-31 | R$134.81 Billion ≈ $26.45 Billion |
R$30.31 Billion ≈ $5.95 Billion |
0.225x | +174.42% |
| 2015-12-31 | R$114.06 Billion ≈ $22.38 Billion |
R$-34.46 Billion ≈ $-6.76 Billion |
-0.302x | -133.88% |
| 2014-12-31 | R$100.62 Billion ≈ $19.74 Billion |
R$89.73 Billion ≈ $17.61 Billion |
0.892x | +130.80% |
| 2013-12-31 | R$84.19 Billion ≈ $16.52 Billion |
R$32.53 Billion ≈ $6.38 Billion |
0.386x | -39.62% |
| 2012-12-31 | R$76.00 Billion ≈ $14.91 Billion |
R$48.63 Billion ≈ $9.54 Billion |
0.640x | +748.00% |
| 2011-12-31 | R$75.34 Billion ≈ $14.78 Billion |
R$-7.44 Billion ≈ $-1.46 Billion |
-0.099x | +77.77% |
| 2010-12-31 | R$64.61 Billion ≈ $12.68 Billion |
R$-28.70 Billion ≈ $-5.63 Billion |
-0.444x | -173.74% |
| 2009-12-31 | R$54.22 Billion ≈ $10.64 Billion |
R$32.67 Billion ≈ $6.41 Billion |
0.602x | +269.28% |
| 2008-12-31 | R$35.63 Billion ≈ $6.99 Billion |
R$-12.68 Billion ≈ $-2.49 Billion |
-0.356x | -462.11% |
| 2007-12-31 | R$36.70 Billion ≈ $7.20 Billion |
R$3.61 Billion ≈ $707.81 Million |
0.098x | -20.91% |
| 2006-12-31 | R$28.78 Billion ≈ $5.65 Billion |
R$3.58 Billion ≈ $701.72 Million |
0.124x | -54.27% |
| 2005-12-31 | R$19.72 Billion ≈ $3.87 Billion |
R$5.36 Billion ≈ $1.05 Billion |
0.272x | +125.90% |
| 2004-12-31 | R$17.75 Billion ≈ $3.48 Billion |
R$2.14 Billion ≈ $419.02 Million |
0.120x | -67.14% |
| 2003-12-31 | R$14.39 Billion ≈ $2.82 Billion |
R$5.27 Billion ≈ $1.03 Billion |
0.366x | -36.77% |
| 2002-12-31 | R$11.43 Billion ≈ $2.24 Billion |
R$6.62 Billion ≈ $1.30 Billion |
0.579x | -29.98% |
| 2001-12-31 | R$8.77 Billion ≈ $1.72 Billion |
R$7.25 Billion ≈ $1.42 Billion |
0.827x | -- |
About Itaú Unibanco Holding S.A.
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial … Read more