Itaú Unibanco Holding S.A. Cash Flow Conversion Efficiency
Itaú Unibanco Holding S.A. cash flow conversion efficiency. Based on the latest financial reports, Itaú Unibanco Holding S.A. (ITUB3) has a cash flow conversion efficiency ratio of 0.312x as of June 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (R$71.12 Billion ≈ $13.95 Billion USD) by net assets (R$228.03 Billion ≈ $44.74 Billion USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.
Cash Flow Conversion Efficiency of Itaú Unibanco Holding S.A. (2001–2025)
Cash flow conversion efficiency of Itaú Unibanco Holding S.A. from 2001 to 2025. This chart illustrates how Itaú Unibanco Holding S.A.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. View Itaú Unibanco Holding S.A. stock quote for real-time trading data and today's change.
Itaú Unibanco Holding S.A. Cash Flow Conversion Ratio Explained
Itaú Unibanco Holding S.A. cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.
Itaú Unibanco Holding S.A. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of Itaú Unibanco Holding S.A. ranked by their cash flow conversion efficiency. Also see ITUB3 market cap for the company's overall valuation and market capitalisation.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
E.ON SE
F:EOAA
|
0.141x |
|
E.ON SE
F:EOAN
|
0.141x |
|
Ford Motor Company
NYSE:F
|
0.122x |
|
Honeywell Aerospace Inc
NASDAQ:HONA
|
-0.102x |
|
Argen-X
BR:ARGX
|
0.087x |
|
Erste Group Bank AG
VI:EBS
|
-0.063x |
|
Hindustan Unilever Limited
NSE:HINDUNILVR
|
0.128x |
|
ArcelorMittal SA
AS:MT
|
0.016x |
Annual Cash Flow Conversion Efficiency for Itaú Unibanco Holding S.A. (2001–2025)
The table below shows the annual cash flow conversion efficiency of Itaú Unibanco Holding S.A. from 2001 to 2025. Review Itaú Unibanco Holding S.A. free cash flow generation to assess how much free cash flow the company generates relative to operating cash flow.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | R$215.08 Billion ≈ $42.20 Billion |
R$34.47 Billion ≈ $6.76 Billion |
0.160x | +401.64% |
| 2024-12-31 | R$221.28 Billion ≈ $43.42 Billion |
R$7.07 Billion ≈ $1.39 Billion |
0.032x | -91.79% |
| 2023-12-31 | R$199.05 Billion ≈ $39.06 Billion |
R$77.49 Billion ≈ $15.21 Billion |
0.389x | -46.95% |
| 2022-12-31 | R$177.11 Billion ≈ $34.75 Billion |
R$129.97 Billion ≈ $25.50 Billion |
0.734x | +100.81% |
| 2021-12-31 | R$164.48 Billion ≈ $32.27 Billion |
R$60.11 Billion ≈ $11.79 Billion |
0.365x | -5.08% |
| 2020-12-31 | R$154.53 Billion ≈ $30.32 Billion |
R$59.49 Billion ≈ $11.67 Billion |
0.385x | +63.36% |
| 2019-12-31 | R$149.47 Billion ≈ $29.33 Billion |
R$35.22 Billion ≈ $6.91 Billion |
0.236x | +19.30% |
| 2018-12-31 | R$150.47 Billion ≈ $29.52 Billion |
R$29.72 Billion ≈ $5.83 Billion |
0.198x | +23.00% |
| 2017-12-31 | R$144.36 Billion ≈ $28.33 Billion |
R$23.18 Billion ≈ $4.55 Billion |
0.161x | -39.98% |
| 2016-12-31 | R$134.81 Billion ≈ $26.45 Billion |
R$36.07 Billion ≈ $7.08 Billion |
0.268x | +188.56% |
| 2015-12-31 | R$114.06 Billion ≈ $22.38 Billion |
R$-34.46 Billion ≈ $-6.76 Billion |
-0.302x | -133.88% |
| 2014-12-31 | R$100.62 Billion ≈ $19.74 Billion |
R$89.73 Billion ≈ $17.61 Billion |
0.892x | +130.80% |
| 2013-12-31 | R$84.19 Billion ≈ $16.52 Billion |
R$32.53 Billion ≈ $6.38 Billion |
0.386x | -39.62% |
| 2012-12-31 | R$76.00 Billion ≈ $14.91 Billion |
R$48.63 Billion ≈ $9.54 Billion |
0.640x | +747.98% |
| 2011-12-31 | R$75.34 Billion ≈ $14.78 Billion |
R$-7.44 Billion ≈ $-1.46 Billion |
-0.099x | +78.39% |
| 2010-12-31 | R$67.55 Billion ≈ $13.25 Billion |
R$-30.87 Billion ≈ $-6.06 Billion |
-0.457x | -166.03% |
| 2009-12-31 | R$82.03 Billion ≈ $16.10 Billion |
R$56.78 Billion ≈ $11.14 Billion |
0.692x | +294.49% |
| 2008-12-31 | R$35.63 Billion ≈ $6.99 Billion |
R$-12.68 Billion ≈ $-2.49 Billion |
-0.356x | -754.82% |
| 2007-12-31 | R$37.61 Billion ≈ $7.38 Billion |
R$2.04 Billion ≈ $401.07 Million |
0.054x | -56.27% |
| 2006-12-31 | R$28.78 Billion ≈ $5.65 Billion |
R$3.58 Billion ≈ $701.72 Million |
0.124x | -54.27% |
| 2005-12-31 | R$19.72 Billion ≈ $3.87 Billion |
R$5.36 Billion ≈ $1.05 Billion |
0.272x | +125.90% |
| 2004-12-31 | R$17.75 Billion ≈ $3.48 Billion |
R$2.14 Billion ≈ $419.02 Million |
0.120x | -52.11% |
| 2003-12-31 | R$14.39 Billion ≈ $2.82 Billion |
R$3.62 Billion ≈ $709.35 Million |
0.251x | -56.62% |
| 2002-12-31 | R$11.43 Billion ≈ $2.24 Billion |
R$6.62 Billion ≈ $1.30 Billion |
0.579x | -29.98% |
| 2001-12-31 | R$8.77 Billion ≈ $1.72 Billion |
R$7.25 Billion ≈ $1.42 Billion |
0.827x | -- |
About Itaú Unibanco Holding S.A.
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial … Read more