Itaú Unibanco Holding S.A. Asset Resilience Ratio
Itaú Unibanco Holding S.A. asset resilience ratio. Itaú Unibanco Holding S.A. (ITUB3) has an Asset Resilience Ratio of 3.66% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See ITUB3 defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Itaú Unibanco Holding S.A. (2001–2025)
Asset resilience ratio of Itaú Unibanco Holding S.A. from 2001 to 2025. This chart shows how Itaú Unibanco Holding S.A.'s Asset Resilience Ratio has changed over time. Read Itaú Unibanco Holding S.A. debt and liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Itaú Unibanco Holding S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Itaú Unibanco Holding S.A. (ITUB3) total assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | R$0.00 | 0% |
| Short-term Investments | R$117.21 Billion | 3.66% |
| Total Liquid Assets | R$117.21 Billion | 3.66% |
Asset Resilience Insights
- Limited Liquidity: Itaú Unibanco Holding S.A. maintains only 3.66% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Itaú Unibanco Holding S.A. Industry Peers by Asset Resilience Ratio
Compare Itaú Unibanco Holding S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
China Merchants Bank Co Ltd
SHG:600036 |
Banks - Regional | 2.14% |
|
Industrial Bank Co Ltd
SHG:601166 |
Banks - Regional | 8.39% |
|
Happen, Inc. Common Stock
NASDAQ:HAPN |
Banks - Regional | 32.25% |
|
Zuger Kantonalbank
SW:ZUGER |
Banks - Regional | -31.80% |
|
EnTie Commercial Bank Ltd
TW:2849 |
Banks - Regional | -2.50% |
|
Greene County Bancorp Inc
NASDAQ:GCBC |
Banks - Regional | 11.74% |
|
Banco do Estado do Rio Grande do Sul S.A
SA:BRSR3 |
Banks - Regional | 0.00% |
|
VersaBank
TO:VBNK |
Banks - Regional | 1.95% |
Itaú Unibanco Holding S.A. Asset Resilience Ratio by Year (2001–2025)
Itaú Unibanco Holding S.A. asset resilience ratio by year from 2001 to 2025. The table below shows the annual Asset Resilience Ratio data for Itaú Unibanco Holding S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.32% | R$132.47 Billion ≈ $25.99 Billion |
R$3.07 Trillion ≈ $601.64 Billion |
-8.77pp |
| 2024-12-31 | 13.09% | R$373.68 Billion ≈ $73.32 Billion |
R$2.85 Trillion ≈ $560.10 Billion |
-2.13pp |
| 2023-12-31 | 15.22% | R$387.01 Billion ≈ $75.94 Billion |
R$2.54 Trillion ≈ $499.00 Billion |
-0.57pp |
| 2022-12-31 | 15.79% | R$366.50 Billion ≈ $71.91 Billion |
R$2.32 Trillion ≈ $455.44 Billion |
+1.65pp |
| 2021-12-31 | 14.14% | R$292.56 Billion ≈ $57.41 Billion |
R$2.07 Trillion ≈ $406.02 Billion |
-4.59pp |
| 2020-12-31 | 18.73% | R$378.14 Billion ≈ $74.20 Billion |
R$2.02 Trillion ≈ $396.21 Billion |
+0.29pp |
| 2019-12-31 | 18.43% | R$301.84 Billion ≈ $59.23 Billion |
R$1.64 Trillion ≈ $321.30 Billion |
-2.78pp |
| 2018-12-31 | 21.22% | R$329.46 Billion ≈ $64.65 Billion |
R$1.55 Trillion ≈ $304.69 Billion |
-18.26pp |
| 2017-12-31 | 39.48% | R$566.98 Billion ≈ $111.25 Billion |
R$1.44 Trillion ≈ $281.82 Billion |
+32.95pp |
| 2016-12-31 | 6.52% | R$88.28 Billion ≈ $17.32 Billion |
R$1.35 Trillion ≈ $265.53 Billion |
-33.02pp |
| 2015-12-31 | 39.55% | R$504.76 Billion ≈ $99.04 Billion |
R$1.28 Trillion ≈ $250.46 Billion |
+2.27pp |
| 2014-12-31 | 37.28% | R$420.22 Billion ≈ $82.46 Billion |
R$1.13 Trillion ≈ $221.18 Billion |
-0.09pp |
| 2013-12-31 | 37.37% | R$383.94 Billion ≈ $75.34 Billion |
R$1.03 Trillion ≈ $201.57 Billion |
-4.32pp |
| 2012-12-31 | 41.70% | R$399.12 Billion ≈ $78.31 Billion |
R$957.15 Billion ≈ $187.81 Billion |
+9.72pp |
| 2011-12-31 | 31.98% | R$261.65 Billion ≈ $51.34 Billion |
R$818.14 Billion ≈ $160.53 Billion |
+3.90pp |
| 2010-12-31 | 28.08% | R$204.18 Billion ≈ $40.06 Billion |
R$727.08 Billion ≈ $142.67 Billion |
+6.34pp |
| 2009-12-31 | 21.74% | R$130.24 Billion ≈ $25.56 Billion |
R$599.09 Billion ≈ $117.55 Billion |
-5.98pp |
| 2008-12-31 | 27.72% | R$111.27 Billion ≈ $21.83 Billion |
R$401.38 Billion ≈ $78.76 Billion |
+5.62pp |
| 2007-12-31 | 22.10% | R$61.83 Billion ≈ $12.13 Billion |
R$279.81 Billion ≈ $54.90 Billion |
+3.10pp |
| 2006-12-31 | 19.00% | R$36.54 Billion ≈ $7.17 Billion |
R$192.27 Billion ≈ $37.73 Billion |
+2.60pp |
| 2005-12-31 | 16.40% | R$22.85 Billion ≈ $4.48 Billion |
R$139.35 Billion ≈ $27.34 Billion |
+0.33pp |
| 2004-12-31 | 16.07% | R$18.58 Billion ≈ $3.65 Billion |
R$115.64 Billion ≈ $22.69 Billion |
-2.61pp |
| 2003-12-31 | 18.68% | R$19.39 Billion ≈ $3.80 Billion |
R$103.78 Billion ≈ $20.36 Billion |
+9.26pp |
| 2002-12-31 | 9.42% | R$7.93 Billion ≈ $1.56 Billion |
R$84.16 Billion ≈ $16.51 Billion |
-8.88pp |
| 2001-12-31 | 18.30% | R$13.22 Billion ≈ $2.59 Billion |
R$72.24 Billion ≈ $14.17 Billion |
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About Itaú Unibanco Holding S.A.
Itaú Unibanco Holding S.A. provides various financial products and services to personal and corporate customers in Brazil and internationally. It operates through three segments: Retail Business, Wholesale Business and Activities with the Market + Corporation. The company offers current accounts; funds management; payments and collections; loans; credit and debit cards; investment and commercial … Read more