VersaBank Cash Flow Conversion Efficiency

Latest as of July 2026: 0.063x

VersaBank cash flow conversion efficiency. Based on the latest financial reports, VersaBank (VBNK) has a cash flow conversion efficiency ratio of 0.063x as of July 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (CA$35.41 Million ≈ $25.61 Million USD) by net assets (CA$565.57 Million ≈ $409.12 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of VersaBank (2011–2025)

Cash flow conversion efficiency of VersaBank from 2011 to 2025. This chart illustrates how VersaBank's cash flow conversion efficiency has evolved over time, based on yearly financial data. View VersaBank (VBNK) stock price for real-time trading data and today's change.

VersaBank Cash Flow Conversion Ratio Explained

VersaBank cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

VersaBank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of VersaBank ranked by their cash flow conversion efficiency. Also see VersaBank (VBNK) market capitalisation for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
Plato Income Maximiser Ltd AU:PL8	0.027x
HAIT.UT.INT.FIN.L. H YC 1 F:HA6	N/A
ZENTIVA S.A. RO:SCD	0.012x
Guangdong Kinlong Hardware Products Co Ltd SHE:002791	0.031x
Lotte Confectionery Co Ltd KO:280360	0.033x
Yesway, Inc. Class A Common Stock NASDAQ:YSWY	0.123x
Jiangsu Rainbow Heavy Industries Co Ltd SHE:002483	0.014x
Pakuwon Jati Tbk JK:PWON	0.026x

Annual Cash Flow Conversion Efficiency for VersaBank (2011–2025)

The table below shows the annual cash flow conversion efficiency of VersaBank from 2011 to 2025. Review VersaBank free cash flow generation to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-10-31	CA$532.67 Million ≈ $385.33 Million	CA$44.45 Million ≈ $32.16 Million	0.083x	-87.78%
2024-10-31	CA$399.20 Million ≈ $288.78 Million	CA$272.70 Million ≈ $197.27 Million	0.683x	+172.02%
2023-10-31	CA$377.16 Million ≈ $272.83 Million	CA$94.72 Million ≈ $68.52 Million	0.251x	+369.70%
2022-10-31	CA$350.68 Million ≈ $253.67 Million	CA$-32.65 Million ≈ $-23.62 Million	-0.093x	+71.45%
2021-10-31	CA$332.11 Million ≈ $240.24 Million	CA$-108.31 Million ≈ $-78.35 Million	-0.326x	-159.64%
2020-10-31	CA$255.29 Million ≈ $184.67 Million	CA$139.59 Million ≈ $100.98 Million	0.547x	+563.93%
2019-10-31	CA$240.16 Million ≈ $173.73 Million	CA$19.78 Million ≈ $14.31 Million	0.082x	+223.54%
2018-10-31	CA$223.57 Million ≈ $161.72 Million	CA$-14.90 Million ≈ $-10.78 Million	-0.067x	-117.85%
2017-10-31	CA$208.54 Million ≈ $150.86 Million	CA$77.88 Million ≈ $56.34 Million	0.373x	+249.37%
2016-10-31	CA$185.88 Million ≈ $134.47 Million	CA$-46.47 Million ≈ $-33.62 Million	-0.250x	+23.99%
2015-10-31	CA$174.62 Million ≈ $126.32 Million	CA$-57.44 Million ≈ $-41.55 Million	-0.329x	-72.86%
2014-10-31	CA$152.52 Million ≈ $110.33 Million	CA$-29.02 Million ≈ $-20.99 Million	-0.190x	+71.39%
2013-10-31	CA$133.13 Million ≈ $96.31 Million	CA$-88.53 Million ≈ $-64.04 Million	-0.665x	-506.63%
2012-10-31	CA$93.10 Million ≈ $67.35 Million	CA$-10.21 Million ≈ $-7.38 Million	-0.110x	+47.67%
2011-10-31	CA$96.58 Million ≈ $69.86 Million	CA$-20.23 Million ≈ $-14.63 Million	-0.209x	--

About VersaBank

TO:VBNK Canada Banks - Regional

Market Cap

$722.77 Million

CA$999.16 Million CAD

Market Cap Rank

#10016 Global

#301 in Canada

Share Price

CA$30.82

Change (1 day)

+1.75%

52-Week Range

CA$15.82 - CA$33.25

All Time High

CA$33.25