VersaBank (VBNK) - Cash Flow Conversion Efficiency
Based on the latest financial reports, VersaBank (VBNK) has a cash flow conversion efficiency ratio of 0.063x as of July 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (CA$35.41 Million ≈ $25.61 Million USD) by net assets (CA$565.57 Million ≈ $409.12 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also see how much is VersaBank worth for the company's overall valuation and market capitalisation.
VersaBank - Cash Flow Conversion Efficiency Trend (2011–2025)
This chart illustrates how VersaBank's cash flow conversion efficiency has evolved over time, based on yearly financial data.
VersaBank Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of VersaBank ranked by their cash flow conversion efficiency. Explore cash flow quality index of VersaBank to measure how well operating cash flow supports reported net income.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Foshan Saturday Shoes Co Ltd
SHE:002291
|
-0.029x |
|
Cyient DLM Limited
NSE:CYIENTDLM
|
0.012x |
|
Dometic Group AB (publ)
ST:DOM
|
-0.002x |
|
GHT Co Ltd Class A
SHE:300711
|
0.060x |
|
Lightwave Logic Inc
NASDAQ:LWLG
|
-0.050x |
|
Saul Centers Inc
NYSE:BFS
|
0.062x |
|
Iress Ltd
AU:IRE
|
0.084x |
|
Sprinklr Inc
NYSE:CXM
|
0.144x |
Annual Cash Flow Conversion Efficiency for VersaBank (2011–2025)
The table below shows the annual cash flow conversion efficiency of VersaBank from 2011 to 2025. View today's stock price for VersaBank for real-time trading data and today's change.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-10-31 | CA$532.67 Million ≈ $385.33 Million |
CA$44.45 Million ≈ $32.16 Million |
0.083x | -87.78% |
| 2024-10-31 | CA$399.20 Million ≈ $288.78 Million |
CA$272.70 Million ≈ $197.27 Million |
0.683x | +172.02% |
| 2023-10-31 | CA$377.16 Million ≈ $272.83 Million |
CA$94.72 Million ≈ $68.52 Million |
0.251x | +369.70% |
| 2022-10-31 | CA$350.68 Million ≈ $253.67 Million |
CA$-32.65 Million ≈ $-23.62 Million |
-0.093x | +71.45% |
| 2021-10-31 | CA$332.11 Million ≈ $240.24 Million |
CA$-108.31 Million ≈ $-78.35 Million |
-0.326x | -159.64% |
| 2020-10-31 | CA$255.29 Million ≈ $184.67 Million |
CA$139.59 Million ≈ $100.98 Million |
0.547x | +563.93% |
| 2019-10-31 | CA$240.16 Million ≈ $173.73 Million |
CA$19.78 Million ≈ $14.31 Million |
0.082x | +223.54% |
| 2018-10-31 | CA$223.57 Million ≈ $161.72 Million |
CA$-14.90 Million ≈ $-10.78 Million |
-0.067x | -117.85% |
| 2017-10-31 | CA$208.54 Million ≈ $150.86 Million |
CA$77.88 Million ≈ $56.34 Million |
0.373x | +249.37% |
| 2016-10-31 | CA$185.88 Million ≈ $134.47 Million |
CA$-46.47 Million ≈ $-33.62 Million |
-0.250x | +23.99% |
| 2015-10-31 | CA$174.62 Million ≈ $126.32 Million |
CA$-57.44 Million ≈ $-41.55 Million |
-0.329x | -72.86% |
| 2014-10-31 | CA$152.52 Million ≈ $110.33 Million |
CA$-29.02 Million ≈ $-20.99 Million |
-0.190x | +71.39% |
| 2013-10-31 | CA$133.13 Million ≈ $96.31 Million |
CA$-88.53 Million ≈ $-64.04 Million |
-0.665x | -506.63% |
| 2012-10-31 | CA$93.10 Million ≈ $67.35 Million |
CA$-10.21 Million ≈ $-7.38 Million |
-0.110x | +47.67% |
| 2011-10-31 | CA$96.58 Million ≈ $69.86 Million |
CA$-20.23 Million ≈ $-14.63 Million |
-0.209x | -- |
About VersaBank
VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products.… Read more