VersaBank (VBNK) - Cash Flow Conversion Efficiency

Latest as of April 2026: 0.051x

Based on the latest financial reports, VersaBank (VBNK) has a cash flow conversion efficiency ratio of 0.051x as of April 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (CA$27.94 Million ≈ $20.21 Million USD) by net assets (CA$552.24 Million ≈ $399.48 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See VersaBank (VBNK) net asset quality to measure how much of total assets are equity-financed.

VersaBank - Cash Flow Conversion Efficiency Trend (2011–2025)

This chart illustrates how VersaBank's cash flow conversion efficiency has evolved over time, based on yearly financial data. Check cash flow quality index of VersaBank to evaluate the quality of earnings relative to operating cash generation.

VersaBank Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of VersaBank ranked by their cash flow conversion efficiency.

Company	Cash Flow Conversion Efficiency
Jiangsu Zhenjiang New Energy Equipment Co Ltd Class A SHG:603507	-0.026x
Heilongjiang Publishing & Media Co Ltd SHG:605577	0.034x
Ta Ann Holdings Bhd KLSE:5012	0.041x
Südwestdeutsche Salzwerke AG F:SSH	0.050x
Shenyang Jinbei Automotive Co Ltd SHG:600609	0.204x
Wolong Real Estate Group Co Ltd SHG:600173	0.016x
Latham Group Inc NASDAQ:SWIM	-0.120x
Oneness Biotech Co Ltd TWO:4743	0.001x

Annual Cash Flow Conversion Efficiency for VersaBank (2011–2025)

The table below shows the annual cash flow conversion efficiency of VersaBank from 2011 to 2025. For the full company profile with market capitalisation and key ratios, see VBNK market cap overview.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-10-31	CA$532.67 Million ≈ $385.33 Million	CA$44.45 Million ≈ $32.16 Million	0.083x	-87.78%
2024-10-31	CA$399.20 Million ≈ $288.78 Million	CA$272.70 Million ≈ $197.27 Million	0.683x	+172.02%
2023-10-31	CA$377.16 Million ≈ $272.83 Million	CA$94.72 Million ≈ $68.52 Million	0.251x	+369.70%
2022-10-31	CA$350.68 Million ≈ $253.67 Million	CA$-32.65 Million ≈ $-23.62 Million	-0.093x	+71.45%
2021-10-31	CA$332.11 Million ≈ $240.24 Million	CA$-108.31 Million ≈ $-78.35 Million	-0.326x	-159.64%
2020-10-31	CA$255.29 Million ≈ $184.67 Million	CA$139.59 Million ≈ $100.98 Million	0.547x	+563.93%
2019-10-31	CA$240.16 Million ≈ $173.73 Million	CA$19.78 Million ≈ $14.31 Million	0.082x	+223.54%
2018-10-31	CA$223.57 Million ≈ $161.72 Million	CA$-14.90 Million ≈ $-10.78 Million	-0.067x	-117.85%
2017-10-31	CA$208.54 Million ≈ $150.86 Million	CA$77.88 Million ≈ $56.34 Million	0.373x	+249.37%
2016-10-31	CA$185.88 Million ≈ $134.47 Million	CA$-46.47 Million ≈ $-33.62 Million	-0.250x	+23.99%
2015-10-31	CA$174.62 Million ≈ $126.32 Million	CA$-57.44 Million ≈ $-41.55 Million	-0.329x	-72.86%
2014-10-31	CA$152.52 Million ≈ $110.33 Million	CA$-29.02 Million ≈ $-20.99 Million	-0.190x	+71.39%
2013-10-31	CA$133.13 Million ≈ $96.31 Million	CA$-88.53 Million ≈ $-64.04 Million	-0.665x	-506.63%
2012-10-31	CA$93.10 Million ≈ $67.35 Million	CA$-10.21 Million ≈ $-7.38 Million	-0.110x	+47.67%
2011-10-31	CA$96.58 Million ≈ $69.86 Million	CA$-20.23 Million ≈ $-14.63 Million	-0.209x	--

About VersaBank

TO:VBNK Canada Banks - Regional

Market Cap

$629.99 Million

CA$870.89 Million CAD

Market Cap Rank

#10900 Global

#319 in Canada

Share Price

CA$27.05

Change (1 day)

-0.77%

52-Week Range

CA$13.94 - CA$33.00

All Time High

CA$33.00