VersaBank (VBNK) - Cash Flow Conversion Efficiency
Based on the latest financial reports, VersaBank (VBNK) has a cash flow conversion efficiency ratio of -0.112x as of January 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (CA$-60.86 Million ≈ $-44.02 Million USD) by net assets (CA$543.08 Million ≈ $392.85 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. Also explore balance sheet size of VersaBank for the complete picture of this company's asset base.
VersaBank - Cash Flow Conversion Efficiency Trend (2011–2025)
This chart illustrates how VersaBank's cash flow conversion efficiency has evolved over time, based on yearly financial data. For the full company profile with market capitalisation and key ratios, see market value of VersaBank.
VersaBank Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of VersaBank ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Qingdao Citymedia Co Ltd
SHG:600229
|
0.000x |
|
Mutares SE & Co. KGaA
XETRA:MUX
|
-0.145x |
|
Sun International Ltd
JSE:SUI
|
0.548x |
|
Inner Mongolia North Hauler Joint Stock Co Ltd
SHG:600262
|
0.123x |
|
Haier Smart Home Co Ltd
F:690D
|
0.043x |
|
Jensen-Group NV
BR:JEN
|
0.102x |
|
Taier Heavy Industry Co Ltd
SHE:002347
|
-0.014x |
|
Tivoli A/S
CO:TIV
|
0.087x |
Annual Cash Flow Conversion Efficiency for VersaBank (2011–2025)
The table below shows the annual cash flow conversion efficiency of VersaBank from 2011 to 2025. See VBNK net asset value for net asset value and shareholders' equity analysis.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-10-31 | CA$532.67 Million ≈ $385.33 Million |
CA$44.45 Million ≈ $32.16 Million |
0.083x | -87.78% |
| 2024-10-31 | CA$399.20 Million ≈ $288.78 Million |
CA$272.70 Million ≈ $197.27 Million |
0.683x | +172.02% |
| 2023-10-31 | CA$377.16 Million ≈ $272.83 Million |
CA$94.72 Million ≈ $68.52 Million |
0.251x | +369.70% |
| 2022-10-31 | CA$350.68 Million ≈ $253.67 Million |
CA$-32.65 Million ≈ $-23.62 Million |
-0.093x | +71.45% |
| 2021-10-31 | CA$332.11 Million ≈ $240.24 Million |
CA$-108.31 Million ≈ $-78.35 Million |
-0.326x | -159.64% |
| 2020-10-31 | CA$255.29 Million ≈ $184.67 Million |
CA$139.59 Million ≈ $100.98 Million |
0.547x | +563.93% |
| 2019-10-31 | CA$240.16 Million ≈ $173.73 Million |
CA$19.78 Million ≈ $14.31 Million |
0.082x | +223.54% |
| 2018-10-31 | CA$223.57 Million ≈ $161.72 Million |
CA$-14.90 Million ≈ $-10.78 Million |
-0.067x | -117.85% |
| 2017-10-31 | CA$208.54 Million ≈ $150.86 Million |
CA$77.88 Million ≈ $56.34 Million |
0.373x | +249.37% |
| 2016-10-31 | CA$185.88 Million ≈ $134.47 Million |
CA$-46.47 Million ≈ $-33.62 Million |
-0.250x | +23.99% |
| 2015-10-31 | CA$174.62 Million ≈ $126.32 Million |
CA$-57.44 Million ≈ $-41.55 Million |
-0.329x | -72.86% |
| 2014-10-31 | CA$152.52 Million ≈ $110.33 Million |
CA$-29.02 Million ≈ $-20.99 Million |
-0.190x | +71.39% |
| 2013-10-31 | CA$133.13 Million ≈ $96.31 Million |
CA$-88.53 Million ≈ $-64.04 Million |
-0.665x | -506.63% |
| 2012-10-31 | CA$93.10 Million ≈ $67.35 Million |
CA$-10.21 Million ≈ $-7.38 Million |
-0.110x | +47.67% |
| 2011-10-31 | CA$96.58 Million ≈ $69.86 Million |
CA$-20.23 Million ≈ $-14.63 Million |
-0.209x | -- |
About VersaBank
VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as… Read more