VersaBank Total Liabilities
VersaBank total liabilities. Based on the latest financial reports, VersaBank (VBNK) has total liabilities worth CA$6.31 Billion CAD (≈ $4.56 Billion USD) as of July 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Check VersaBank (VBNK) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Total Liabilities of VersaBank (2010–2025)
Total liabilities of VersaBank from 2010 to 2025. This chart illustrates how VersaBank's total liabilities have evolved over time, based on quarterly financial data. Explore VersaBank strategic investment ratio to see how much of total assets are deployed in long-term investments.
VersaBank Competitors by Total Liabilities
The table below lists competitors of VersaBank ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Guangdong Kinlong Hardware Products Co Ltd
SHE:002791
|
China | CN¥2.69 Billion |
|
ZENTIVA S.A.
RO:SCD
|
Romania | RON350.60 Million |
|
Plato Income Maximiser Ltd
AU:PL8
|
Australia | AU$10.14 Million |
|
Lotte Confectionery Co Ltd
KO:280360
|
Korea | ₩2.35 Trillion |
|
Yesway, Inc. Class A Common Stock
NASDAQ:YSWY
|
USA | $1.21 Billion |
|
Jiangsu Rainbow Heavy Industries Co Ltd
SHE:002483
|
China | CN¥7.53 Billion |
|
Pakuwon Jati Tbk
JK:PWON
|
Indonesia | Rp10.08 Trillion |
Liability Composition Analysis (2010–2025)
This chart breaks down VersaBank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the complete balance sheet picture, see total assets of VersaBank.
Liquidity & Leverage Metrics
VersaBank Total Liabilities Ratios Explained
VersaBank total liabilities ratios compare its liabilities with its current assets, cash and shareholder equity.
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 0.09 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 11.16 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.92 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how VersaBank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for VersaBank (2010–2025)
The table below shows the annual total liabilities of VersaBank from 2010 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-10-31 | CA$5.28 Billion ≈ $3.82 Billion |
+18.84% |
| 2024-10-31 | CA$4.44 Billion ≈ $3.21 Billion |
+16.08% |
| 2023-10-31 | CA$3.82 Billion ≈ $2.77 Billion |
+31.18% |
| 2022-10-31 | CA$2.92 Billion ≈ $2.11 Billion |
+39.96% |
| 2021-10-31 | CA$2.08 Billion ≈ $1.51 Billion |
+23.36% |
| 2020-10-31 | CA$1.69 Billion ≈ $1.22 Billion |
+9.28% |
| 2019-10-31 | CA$1.55 Billion ≈ $1.12 Billion |
-2.54% |
| 2018-10-31 | CA$1.59 Billion ≈ $1.15 Billion |
+4.55% |
| 2017-10-31 | CA$1.52 Billion ≈ $1.10 Billion |
-0.13% |
| 2016-10-31 | CA$1.52 Billion ≈ $1.10 Billion |
+4.64% |
| 2015-10-31 | CA$1.45 Billion ≈ $1.05 Billion |
+12.20% |
| 2014-10-31 | CA$1.29 Billion ≈ $935.58 Million |
+1.72% |
| 2013-10-31 | CA$1.27 Billion ≈ $919.77 Million |
-11.77% |
| 2012-10-31 | CA$1.44 Billion ≈ $1.04 Billion |
+3.74% |
| 2011-10-31 | CA$1.39 Billion ≈ $1.00 Billion |
+13.14% |
| 2010-10-31 | CA$1.23 Billion ≈ $888.17 Million |
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About VersaBank
VersaBank provides various banking products and services in Canada and the United States. The company operates through four segments: Digital Banking Canada, Digital Banking USA, DRTC (Cybersecurity), and Digital Meteor. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products.… Read more