VersaBank (VBNK) - Total Liabilities

Latest as of July 2026: CA$6.31 Billion CAD ≈ $4.56 Billion USD

Based on the latest financial reports, VersaBank (VBNK) has total liabilities worth CA$6.31 Billion CAD (≈ $4.56 Billion USD) as of July 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore long-term investment intensity of VersaBank to see how much of total assets are deployed in long-term investments.

VersaBank - Total Liabilities Trend (2010–2025)

This chart illustrates how VersaBank's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see VersaBank asset portfolio.

VersaBank Competitors by Total Liabilities

The table below lists competitors of VersaBank ranked by their total liabilities.

Company	Country	Total Liabilities
GHT Co Ltd Class A SHE:300711	China	CN¥437.98 Million
Dometic Group AB (publ) ST:DOM	Sweden	Skr25.73 Billion
Cyient DLM Limited NSE:CYIENTDLM	India	Rs6.94 Billion
Foshan Saturday Shoes Co Ltd SHE:002291	China	CN¥1.76 Billion
Lightwave Logic Inc NASDAQ:LWLG	USA	$4.60 Million
Saul Centers Inc NYSE:BFS	USA	$1.68 Billion
Iress Ltd AU:IRE	Australia	AU$247.01 Million
Sprinklr Inc NYSE:CXM	USA	$573.39 Million

Liability Composition Analysis (2010–2025)

This chart breaks down VersaBank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See net asset quality index of VersaBank to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	0.09	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	11.16	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.92	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how VersaBank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for VersaBank (2010–2025)

The table below shows the annual total liabilities of VersaBank from 2010 to 2025.

Year	Total Liabilities	Change
2025-10-31	CA$5.28 Billion ≈ $3.82 Billion	+18.84%
2024-10-31	CA$4.44 Billion ≈ $3.21 Billion	+16.08%
2023-10-31	CA$3.82 Billion ≈ $2.77 Billion	+31.18%
2022-10-31	CA$2.92 Billion ≈ $2.11 Billion	+39.96%
2021-10-31	CA$2.08 Billion ≈ $1.51 Billion	+23.36%
2020-10-31	CA$1.69 Billion ≈ $1.22 Billion	+9.28%
2019-10-31	CA$1.55 Billion ≈ $1.12 Billion	-2.54%
2018-10-31	CA$1.59 Billion ≈ $1.15 Billion	+4.55%
2017-10-31	CA$1.52 Billion ≈ $1.10 Billion	-0.13%
2016-10-31	CA$1.52 Billion ≈ $1.10 Billion	+4.64%
2015-10-31	CA$1.45 Billion ≈ $1.05 Billion	+12.20%
2014-10-31	CA$1.29 Billion ≈ $935.58 Million	+1.72%
2013-10-31	CA$1.27 Billion ≈ $919.77 Million	-11.77%
2012-10-31	CA$1.44 Billion ≈ $1.04 Billion	+3.74%
2011-10-31	CA$1.39 Billion ≈ $1.00 Billion	+13.14%
2010-10-31	CA$1.23 Billion ≈ $888.17 Million	--

About VersaBank

TO:VBNK Canada Banks - Regional

Market Cap

$744.35 Million

CA$1.03 Billion CAD

Market Cap Rank

#10284 Global

#307 in Canada

Share Price

CA$31.74

Change (1 day)

+2.88%

52-Week Range

CA$15.82 - CA$33.00

All Time High

CA$33.00