VersaBank (VBNK) - Total Liabilities

Latest as of January 2026: CA$5.60 Billion CAD ≈ $4.05 Billion USD

Based on the latest financial reports, VersaBank (VBNK) has total liabilities worth CA$5.60 Billion CAD (≈ $4.05 Billion USD) as of January 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. See VBNK net assets for net asset value and shareholders' equity analysis.

VersaBank - Total Liabilities Trend (2010–2025)

This chart illustrates how VersaBank's total liabilities have evolved over time, based on quarterly financial data. For the full company profile including market capitalisation, see market cap of VersaBank.

VersaBank Competitors by Total Liabilities

The table below lists competitors of VersaBank ranked by their total liabilities.

Company	Country	Total Liabilities
Inner Mongolia North Hauler Joint Stock Co Ltd SHG:600262	China	CN¥3.27 Billion
Sun International Ltd JSE:SUI	South Africa	ZAC9.98 Billion
Mutares SE & Co. KGaA XETRA:MUX	Germany	€4.33 Billion
Qingdao Citymedia Co Ltd SHG:600229	China	CN¥1.04 Billion
Haier Smart Home Co Ltd F:690D	Germany	€169.82 Billion
Jensen-Group NV BR:JEN	Belgium	€194.66 Million
Taier Heavy Industry Co Ltd SHE:002347	China	CN¥1.16 Billion
Tivoli A/S CO:TIV	Denmark	Dkr662.80 Million

Liability Composition Analysis (2010–2025)

This chart breaks down VersaBank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. Check VersaBank asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	N/A	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	10.32	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.91	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how VersaBank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for VersaBank (2010–2025)

The table below shows the annual total liabilities of VersaBank from 2010 to 2025.

Year	Total Liabilities	Change
2025-10-31	CA$5.28 Billion ≈ $3.82 Billion	+18.84%
2024-10-31	CA$4.44 Billion ≈ $3.21 Billion	+16.08%
2023-10-31	CA$3.82 Billion ≈ $2.77 Billion	+31.18%
2022-10-31	CA$2.92 Billion ≈ $2.11 Billion	+39.96%
2021-10-31	CA$2.08 Billion ≈ $1.51 Billion	+23.36%
2020-10-31	CA$1.69 Billion ≈ $1.22 Billion	+9.28%
2019-10-31	CA$1.55 Billion ≈ $1.12 Billion	-2.54%
2018-10-31	CA$1.59 Billion ≈ $1.15 Billion	+4.55%
2017-10-31	CA$1.52 Billion ≈ $1.10 Billion	-0.13%
2016-10-31	CA$1.52 Billion ≈ $1.10 Billion	+4.64%
2015-10-31	CA$1.45 Billion ≈ $1.05 Billion	+12.20%
2014-10-31	CA$1.29 Billion ≈ $935.58 Million	+1.72%
2013-10-31	CA$1.27 Billion ≈ $919.77 Million	-11.77%
2012-10-31	CA$1.44 Billion ≈ $1.04 Billion	+3.74%
2011-10-31	CA$1.39 Billion ≈ $1.00 Billion	+13.14%
2010-10-31	CA$1.23 Billion ≈ $888.17 Million	--

About VersaBank

TO:VBNK Canada Banks - Regional

Market Cap

$579.96 Million

CA$801.74 Million CAD

Market Cap Rank

#11740 Global

#336 in Canada

Share Price

CA$25.00

Change (1 day)

+2.29%

52-Week Range

CA$13.94 - CA$25.00

All Time High

CA$25.42