VersaBank (VBNK) - Total Liabilities

Latest as of April 2026: CA$5.89 Billion CAD ≈ $4.26 Billion USD

Based on the latest financial reports, VersaBank (VBNK) has total liabilities worth CA$5.89 Billion CAD (≈ $4.26 Billion USD) as of April 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore VBNK year-over-year net asset growth to track the company's year-over-year net asset growth rate.

VersaBank - Total Liabilities Trend (2010–2025)

This chart illustrates how VersaBank's total liabilities have evolved over time, based on quarterly financial data. See VBNK free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.

VersaBank Competitors by Total Liabilities

The table below lists competitors of VersaBank ranked by their total liabilities.

Company	Country	Total Liabilities
Südwestdeutsche Salzwerke AG F:SSH	Germany	€268.72 Million
Ta Ann Holdings Bhd KLSE:5012	Malaysia	RM691.13 Million
Heilongjiang Publishing & Media Co Ltd SHG:605577	China	CN¥1.91 Billion
Jiangsu Zhenjiang New Energy Equipment Co Ltd Class A SHG:603507	China	CN¥6.69 Billion
Shenyang Jinbei Automotive Co Ltd SHG:600609	China	CN¥2.29 Billion
Wolong Real Estate Group Co Ltd SHG:600173	China	CN¥4.13 Billion
Latham Group Inc NASDAQ:SWIM	USA	$459.70 Million
Oneness Biotech Co Ltd TWO:4743	Taiwan	NT$872.39 Million

Liability Composition Analysis (2010–2025)

This chart breaks down VersaBank's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see VBNK market cap overview.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric	Value	Description
Current Ratio	0.11	Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio	N/A	More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio	N/A	Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity	10.66	Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets	0.91	Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how VersaBank's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for VersaBank (2010–2025)

The table below shows the annual total liabilities of VersaBank from 2010 to 2025.

Year	Total Liabilities	Change
2025-10-31	CA$5.28 Billion ≈ $3.82 Billion	+18.84%
2024-10-31	CA$4.44 Billion ≈ $3.21 Billion	+16.08%
2023-10-31	CA$3.82 Billion ≈ $2.77 Billion	+31.18%
2022-10-31	CA$2.92 Billion ≈ $2.11 Billion	+39.96%
2021-10-31	CA$2.08 Billion ≈ $1.51 Billion	+23.36%
2020-10-31	CA$1.69 Billion ≈ $1.22 Billion	+9.28%
2019-10-31	CA$1.55 Billion ≈ $1.12 Billion	-2.54%
2018-10-31	CA$1.59 Billion ≈ $1.15 Billion	+4.55%
2017-10-31	CA$1.52 Billion ≈ $1.10 Billion	-0.13%
2016-10-31	CA$1.52 Billion ≈ $1.10 Billion	+4.64%
2015-10-31	CA$1.45 Billion ≈ $1.05 Billion	+12.20%
2014-10-31	CA$1.29 Billion ≈ $935.58 Million	+1.72%
2013-10-31	CA$1.27 Billion ≈ $919.77 Million	-11.77%
2012-10-31	CA$1.44 Billion ≈ $1.04 Billion	+3.74%
2011-10-31	CA$1.39 Billion ≈ $1.00 Billion	+13.14%
2010-10-31	CA$1.23 Billion ≈ $888.17 Million	--

About VersaBank

TO:VBNK Canada Banks - Regional

Market Cap

$629.99 Million

CA$870.89 Million CAD

Market Cap Rank

#10900 Global

#319 in Canada

Share Price

CA$27.05

Change (1 day)

-0.77%

52-Week Range

CA$13.94 - CA$33.00

All Time High

CA$33.00