BNK Banking Corporation Ltd

AU:BBC Australia Banks - Regional
Market Cap
$21.33 Million
AU$34.45 Million AUD
Market Cap Rank
#27962 Global
#704 in Australia
Share Price
AU$0.29
Change (1 day)
+3.57%
52-Week Range
AU$0.25 - AU$0.33
All Time High
AU$0.86
Categories
Companies in Australia Banks - Regional Banking & Financial
About

BNK Banking Corporation Limited provides various retail and commercial banking products and financial services in Australia. The company accepts various deposit products, including savings accounts, term deposits, and business accounts; and provides home and business loans under the Goldfields Money and Better Choice brands to its retail and small business customers through online application. It… Read more

BNK Banking Corporation Ltd (BBC) - Net Assets

Latest net assets as of December 2025: AU$122.46 Million AUD

Based on the latest financial reports, BNK Banking Corporation Ltd (BBC) has net assets worth AU$122.46 Million AUD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$1.24 Billion) and total liabilities (AU$1.11 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets AU$122.46 Million
% of Total Assets 9.9%
Annual Growth Rate 16.7%
5-Year Change -4.64%
10-Year Change -21.88%
Growth Volatility 180.82

BNK Banking Corporation Ltd - Net Assets Trend (2011–2025)

This chart illustrates how BNK Banking Corporation Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for BNK Banking Corporation Ltd (2011–2025)

The table below shows the annual net assets of BNK Banking Corporation Ltd from 2011 to 2025.

Year Net Assets Change
2025-06-30 AU$122.04 Million +0.76%
2024-06-30 AU$121.12 Million -5.51%
2023-06-30 AU$128.18 Million -32.67%
2022-06-30 AU$190.38 Million +48.76%
2021-06-30 AU$127.97 Million +17.15%
2020-06-30 AU$109.24 Million +8.77%
2019-06-30 AU$100.44 Million -54.53%
2018-06-30 AU$220.87 Million +2.73%
2017-06-30 AU$214.99 Million +37.63%
2016-06-30 AU$156.21 Million -1.61%
2015-06-30 AU$158.76 Million +11.12%
2014-06-30 AU$142.88 Million +22.52%
2013-06-30 AU$116.62 Million +700.01%
2012-06-30 AU$14.58 Million +3.83%
2011-06-30 AU$14.04 Million --

Equity Component Analysis

This analysis shows how different components contribute to BNK Banking Corporation Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 2043000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (June 2025)

Component Amount Percentage
Retained Earnings AU$20.43 Million 16.74%
Common Stock AU$103.69 Million 84.96%
Other Comprehensive Income AU$-2.08 Million -1.70%
Total Equity AU$122.04 Million 100.00%

BNK Banking Corporation Ltd Competitors by Market Cap

The table below lists competitors of BNK Banking Corporation Ltd ranked by their market capitalization.

Company Market Cap
M Yochananof and Sons Ltd
TA:YHNF
 		$11.38 Million
Holaluz-Clidom S.A
MC:HLZ
 		$11.38 Million
482680
KQ:482680
 		$11.39 Million
Max Stock Ltd
TA:MAXO
 		$11.39 Million
NATION MEDIA GROUP
RSE:NMG
 		$11.37 Million
SAMJIN Co. Ltd
KQ:032750
 		$11.37 Million
Sakuma Exports Limited
NSE:SAKUMA
 		$11.36 Million
Amigo Technology Inc.
TWO:6241
 		$11.36 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in BNK Banking Corporation Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 121,117,000 to 122,040,000, a change of 923,000 (0.8%).
  • Net income of 1,283,000 contributed positively to equity growth.
  • Other comprehensive income decreased equity by 3,718,999.
  • Other factors increased equity by 3,358,999.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income AU$1.28 Million +1.05%
Other Comprehensive Income AU$-3.72 Million -3.05%
Other Changes AU$3.36 Million +2.75%
Total Change AU$- 0.76%

Book Value vs Market Value Analysis

This analysis compares BNK Banking Corporation Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.28x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2011-06-30 AU$1.56 AU$0.29 x
2012-06-30 AU$1.18 AU$0.29 x
2013-06-30 AU$0.94 AU$0.29 x
2014-06-30 AU$0.95 AU$0.29 x
2015-06-30 AU$0.95 AU$0.29 x
2016-06-30 AU$1.05 AU$0.29 x
2017-06-30 AU$1.03 AU$0.29 x
2018-06-30 AU$1.06 AU$0.29 x
2019-06-30 AU$1.40 AU$0.29 x
2020-06-30 AU$1.24 AU$0.29 x
2021-06-30 AU$1.31 AU$0.29 x
2022-06-30 AU$1.61 AU$0.29 x
2023-06-30 AU$1.08 AU$0.29 x
2024-06-30 AU$1.02 AU$0.29 x
2025-06-30 AU$1.03 AU$0.29 x

Capital Efficiency Dashboard

This dashboard shows how efficiently BNK Banking Corporation Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 1.05%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 4.90%
  • • Asset Turnover: 0.02x
  • • Equity Multiplier: 10.11x
  • Recent ROE (1.05%) is below the historical average (2.51%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2012 3.21% 19.68% 0.03x 5.20x AU$-989.26K
2013 1.34% 7.27% 0.02x 7.94x AU$-1.27 Million
2014 1.36% 6.76% 0.02x 9.64x AU$-1.28 Million
2015 0.94% 4.21% 0.02x 10.67x AU$-1.35 Million
2016 -0.56% -2.67% 0.02x 9.27x AU$-1.78 Million
2017 -4.93% -25.23% 0.02x 10.65x AU$-3.02 Million
2018 -1.65% -7.97% 0.02x 9.00x AU$-2.86 Million
2019 3.60% 1.76% 0.32x 6.43x AU$-6.43 Million
2020 3.50% 1.21% 0.38x 7.64x AU$-7.10 Million
2021 4.42% 21.64% 0.02x 10.33x AU$-7.14 Million
2022 31.40% 279.23% 0.01x 7.54x AU$40.75 Million
2023 -3.07% -5.93% 0.04x 13.10x AU$-16.75 Million
2024 -5.53% -7.22% 0.05x 14.24x AU$-18.81 Million
2025 1.05% 4.90% 0.02x 10.11x AU$-10.92 Million

Industry Comparison

This section compares BNK Banking Corporation Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $5,172,162,904
  • Average return on equity (ROE) among peers: 2.10%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
BNK Banking Corporation Ltd (BBC) AU$122.46 Million 3.21% 9.10x $11.38 Million
Auswide Bank Ltd (ABA) $79.81 Million 0.07% 9.55x $125.43 Million
Bendigo and Adelaide Bank Ltd (BEN) $288.36 Million 7.39% 16.04x $3.48 Billion
BSP Financial Group Ltd (BFL) $29.94 Billion 3.59% 0.02x $1.53 Billion
Bank of Queensland Ltd (BOQ) $66.21 Million 10.91% 0.95x $2.79 Billion
Judo Capital Holdings Ltd (JDO) $543.02 Million -9.36% 3.50x $883.94 Million
Mystate Ltd (MYS) $120.20 Million 0.00% 13.20x $427.20 Million