BNK Banking Corporation Ltd (BBC) - Net Assets
Based on the latest financial reports, BNK Banking Corporation Ltd (BBC) has net assets worth AU$118.33 Million AUD (≈ $83.73 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$1.28 Billion ≈ $909.04 Million USD) and total liabilities (AU$1.17 Billion ≈ $825.31 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BNK Banking Corporation Ltd PP&E and investment ratio to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | AU$118.33 Million |
| % of Total Assets | 9.21% |
| Annual Growth Rate | 15.27% |
| 5-Year Change | -37.84% |
| 10-Year Change | -44.96% |
| Growth Volatility | 175.27 |
BNK Banking Corporation Ltd - Net Assets Trend (2011–2026)
This chart illustrates how BNK Banking Corporation Ltd's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see BNK Banking Corporation Ltd market cap and net worth.
Annual Net Assets for BNK Banking Corporation Ltd (2011–2026)
The table below shows the annual net assets of BNK Banking Corporation Ltd from 2011 to 2026. Also explore net asset momentum of BNK Banking Corporation Ltd to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2026-06-30 | AU$118.33 Million ≈ $83.73 Million |
-3.04% |
| 2025-06-30 | AU$122.04 Million ≈ $86.35 Million |
+0.76% |
| 2024-06-30 | AU$121.12 Million ≈ $85.70 Million |
-5.51% |
| 2023-06-30 | AU$128.18 Million ≈ $90.70 Million |
-32.67% |
| 2022-06-30 | AU$190.38 Million ≈ $134.70 Million |
+48.76% |
| 2021-06-30 | AU$127.97 Million ≈ $90.55 Million |
+17.15% |
| 2020-06-30 | AU$109.24 Million ≈ $77.29 Million |
+8.77% |
| 2019-06-30 | AU$100.44 Million ≈ $71.06 Million |
-54.53% |
| 2018-06-30 | AU$220.87 Million ≈ $156.28 Million |
+2.73% |
| 2017-06-30 | AU$214.99 Million ≈ $152.12 Million |
+37.63% |
| 2016-06-30 | AU$156.21 Million ≈ $110.53 Million |
-1.61% |
| 2015-06-30 | AU$158.76 Million ≈ $112.33 Million |
+11.12% |
| 2014-06-30 | AU$142.88 Million ≈ $101.10 Million |
+22.52% |
| 2013-06-30 | AU$116.62 Million ≈ $82.51 Million |
+700.01% |
| 2012-06-30 | AU$14.58 Million ≈ $10.31 Million |
+3.83% |
| 2011-06-30 | AU$14.04 Million ≈ $9.93 Million |
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Equity Component Analysis
This analysis shows how different components contribute to BNK Banking Corporation Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1672400000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2026)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | AU$16.72 Million | 14.13% |
| Common Stock | AU$100.37 Million | 84.82% |
| Other Comprehensive Income | AU$1.24 Million | 1.05% |
| Total Equity | AU$118.33 Million | 100.00% |
BNK Banking Corporation Ltd Competitors by Market Cap
The table below lists competitors of BNK Banking Corporation Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Nord Insuretech Group AB
ST:NORDIG
|
$22.27 Million |
|
Nusantara Almazia
JK:NZIA
|
$22.28 Million |
|
Signet Industries Limited
NSE:SIGIND
|
$22.28 Million |
|
Jullundur Motor Agency (Delhi) Limited
NSE:JMA
|
$22.28 Million |
|
NeuPath Health Inc
V:NPTH
|
$22.26 Million |
|
Greenidge Generation Holdings Inc
NASDAQ:GREE
|
$22.26 Million |
|
Cosmos Exploration Ltd
AU:C1X
|
$22.25 Million |
|
OPG POWER VENTURES PLC
F:OPB
|
$22.25 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BNK Banking Corporation Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 122,040,000 to 118,334,000, a change of -3,706,000 (-3.0%).
- Net loss of 3,706,000 reduced equity.
- Other comprehensive income increased equity by 3,317,999.
- Other factors decreased equity by 3,317,999.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | AU$-3.71 Million | -3.13% |
| Other Comprehensive Income | AU$3.32 Million | +2.8% |
| Other Changes | AU$-3.32 Million | -2.8% |
| Total Change | AU$- | -3.04% |
Book Value vs Market Value Analysis
This analysis compares BNK Banking Corporation Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.27x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2011-06-30 | AU$1.56 | AU$0.27 | x |
| 2012-06-30 | AU$1.18 | AU$0.27 | x |
| 2013-06-30 | AU$0.94 | AU$0.27 | x |
| 2014-06-30 | AU$0.95 | AU$0.27 | x |
| 2015-06-30 | AU$0.95 | AU$0.27 | x |
| 2016-06-30 | AU$1.05 | AU$0.27 | x |
| 2017-06-30 | AU$1.03 | AU$0.27 | x |
| 2018-06-30 | AU$1.06 | AU$0.27 | x |
| 2019-06-30 | AU$1.40 | AU$0.27 | x |
| 2020-06-30 | AU$1.24 | AU$0.27 | x |
| 2021-06-30 | AU$1.31 | AU$0.27 | x |
| 2022-06-30 | AU$1.61 | AU$0.27 | x |
| 2023-06-30 | AU$1.08 | AU$0.27 | x |
| 2024-06-30 | AU$1.02 | AU$0.27 | x |
| 2025-06-30 | AU$1.03 | AU$0.27 | x |
| 2026-06-30 | AU$1.00 | AU$0.27 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BNK Banking Corporation Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -3.13%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -5.43%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 10.86x
- Recent ROE (-3.13%) is below the historical average (2.13%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 3.21% | 19.68% | 0.03x | 5.20x | AU$-989.26K |
| 2013 | 1.34% | 7.27% | 0.02x | 7.94x | AU$-1.27 Million |
| 2014 | 1.36% | 6.76% | 0.02x | 9.64x | AU$-1.28 Million |
| 2015 | 0.94% | 4.21% | 0.02x | 10.67x | AU$-1.35 Million |
| 2016 | -0.56% | -2.67% | 0.02x | 9.27x | AU$-1.78 Million |
| 2017 | -4.93% | -25.23% | 0.02x | 10.65x | AU$-3.02 Million |
| 2018 | -1.65% | -7.97% | 0.02x | 9.00x | AU$-2.86 Million |
| 2019 | 3.60% | 1.76% | 0.32x | 6.43x | AU$-6.43 Million |
| 2020 | 3.50% | 1.21% | 0.38x | 7.64x | AU$-7.10 Million |
| 2021 | 4.42% | 21.64% | 0.02x | 10.33x | AU$-7.14 Million |
| 2022 | 31.40% | 279.23% | 0.01x | 7.54x | AU$40.75 Million |
| 2023 | -3.07% | -5.93% | 0.04x | 13.10x | AU$-16.75 Million |
| 2024 | -5.53% | -7.22% | 0.05x | 14.24x | AU$-18.81 Million |
| 2025 | 1.05% | 4.90% | 0.02x | 10.11x | AU$-10.92 Million |
| 2026 | -3.13% | -5.43% | 0.05x | 10.86x | AU$-15.54 Million |
Industry Comparison
This section compares BNK Banking Corporation Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $10,124,995,000
- Average return on equity (ROE) among peers: 10.62%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BNK Banking Corporation Ltd (BBC) | AU$118.33 Million | 3.21% | 9.86x | $22.27 Million |
| Bendigo and Adelaide Bank Ltd (BEN) | $6.71 Billion | 7.27% | 13.19x | $4.13 Billion |
| BSP Financial Group Ltd (BFL) | $2.63 Billion | 28.80% | 7.51x | $2.64 Billion |
| Bank of Queensland Ltd (BOQ) | $39.30 Billion | 0.81% | 0.22x | $3.09 Billion |
| Judo Capital Holdings Ltd (JDO) | $1.69 Billion | 5.12% | 7.88x | $761.64 Million |
| Mystate Ltd (MYS) | $293.14 Million | 11.09% | 12.92x | $578.80 Million |
About BNK Banking Corporation Ltd
BNK Banking Corporation Limited provides various retail and commercial banking products and financial services in Australia. The company accepts various deposit products, including savings accounts, term deposits, and business accounts; and provides home and business loans under the Goldfields Money and Better Choice brands to its retail and small business customers through online application. It… Read more