Bank of Queensland Ltd
Bank of Queensland Limited, together with its subsidiaries, engages in the provision of financial services in Australia. The company operates through Retail Bank and BOQ Business segments. It offers banking and savings accounts; term deposits; transaction accounts; business bank accounts; debit and credit cards; home and contents insurance; car insurance; business banking support products; foreig… Read more
Bank of Queensland Ltd (BOQ) - Net Assets
Latest net assets as of August 2025: AU$5.91 Billion AUD
Based on the latest financial reports, Bank of Queensland Ltd (BOQ) has net assets worth AU$5.91 Billion AUD as of August 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$100.53 Billion) and total liabilities (AU$94.62 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | AU$5.91 Billion |
| % of Total Assets | 5.88% |
| Annual Growth Rate | 13.29% |
| 5-Year Change | -4.68% |
| 10-Year Change | -85.75% |
| Growth Volatility | 208.14 |
Bank of Queensland Ltd - Net Assets Trend (1989–2025)
This chart illustrates how Bank of Queensland Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bank of Queensland Ltd (1989–2025)
The table below shows the annual net assets of Bank of Queensland Ltd from 1989 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-08-31 | AU$5.91 Billion | -1.83% |
| 2024-08-31 | AU$6.02 Billion | -1.84% |
| 2023-08-31 | AU$6.13 Billion | -8.07% |
| 2022-08-31 | AU$6.67 Billion | +7.60% |
| 2021-08-31 | AU$6.20 Billion | +46.47% |
| 2020-08-31 | AU$4.23 Billion | +9.64% |
| 2019-08-31 | AU$3.86 Billion | +0.08% |
| 2018-08-31 | AU$3.86 Billion | +1.80% |
| 2017-08-31 | AU$3.79 Billion | -90.86% |
| 2016-08-31 | AU$41.45 Billion | +5.47% |
| 2015-08-31 | AU$39.30 Billion | +1.98% |
| 2014-08-31 | AU$38.54 Billion | +1267.77% |
| 2013-08-31 | AU$2.82 Billion | -2.81% |
| 2012-08-31 | AU$2.90 Billion | +12.65% |
| 2011-08-31 | AU$2.57 Billion | +7.12% |
| 2010-08-31 | AU$2.40 Billion | +13.79% |
| 2009-08-31 | AU$2.11 Billion | +25.75% |
| 2008-08-31 | AU$1.68 Billion | +96.54% |
| 2007-08-31 | AU$854.30 Million | +23.85% |
| 2006-08-31 | AU$689.80 Million | -3.59% |
| 2005-08-31 | AU$715.50 Million | +18.62% |
| 2004-08-31 | AU$603.20 Million | +59.45% |
| 2003-08-31 | AU$378.30 Million | +46.34% |
| 2002-08-31 | AU$258.51 Million | +23.20% |
| 2001-08-31 | AU$209.84 Million | +16.80% |
| 2000-08-31 | AU$179.66 Million | +4.93% |
| 1999-08-31 | AU$171.22 Million | +17.05% |
| 1998-08-31 | AU$146.28 Million | +2.25% |
| 1997-08-31 | AU$143.06 Million | -18.86% |
| 1996-08-31 | AU$176.31 Million | +7.36% |
| 1995-08-31 | AU$164.22 Million | +10.85% |
| 1994-08-31 | AU$148.16 Million | +9.47% |
| 1993-08-31 | AU$135.33 Million | +6.79% |
| 1992-08-31 | AU$126.72 Million | +32.73% |
| 1991-08-31 | AU$95.47 Million | +7.54% |
| 1990-08-31 | AU$88.78 Million | +34.09% |
| 1989-08-31 | AU$66.21 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bank of Queensland Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4126.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (August 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | AU$297.00 Million | 5.03% |
| Common Stock | AU$5.33 Billion | 90.28% |
| Other Comprehensive Income | AU$277.00 Million | 4.69% |
| Total Equity | AU$5.91 Billion | 100.00% |
Bank of Queensland Ltd Competitors by Market Cap
The table below lists competitors of Bank of Queensland Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Billionbrains Garage Ventures Ltd
NSE:GROWW
|
$2.76 Billion |
|
Jiangxi Lianchuang Opto-electronic Science & Technology Co Ltd
SHG:600363
|
$2.76 Billion |
|
Erasca Inc
NASDAQ:ERAS
|
$2.76 Billion |
|
HMT(Xiamen)New Technical
SHG:603306
|
$2.76 Billion |
|
Greif Inc
NYSE:GEF-B
|
$2.76 Billion |
|
Scotts Miracle-Gro Company
NYSE:SMG
|
$2.76 Billion |
|
TOTVS S.A
SA:TOTS3
|
$2.76 Billion |
|
Hindustan Zinc Limited
NSE:HINDZINC
|
$2.75 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bank of Queensland Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 6,017,000,000 to 5,907,000,000, a change of -110,000,000 (-1.8%).
- Net income of 133,000,000 contributed positively to equity growth.
- Dividend payments of 231,000,000 reduced retained earnings.
- Share repurchases of 24,000,000 reduced equity.
- Other comprehensive income decreased equity by 34,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | AU$133.00 Million | +2.25% |
| Dividends Paid | AU$231.00 Million | -3.91% |
| Share Repurchases | AU$24.00 Million | -0.41% |
| Other Comprehensive Income | AU$-34.00 Million | -0.58% |
| Other Changes | AU$46.00 Million | +0.78% |
| Total Change | AU$- | -1.83% |
Book Value vs Market Value Analysis
This analysis compares Bank of Queensland Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.77x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 66.51x to 0.77x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-08-31 | AU$0.10 | AU$6.85 | x |
| 1990-08-31 | AU$0.14 | AU$6.85 | x |
| 1991-08-31 | AU$0.15 | AU$6.85 | x |
| 1992-08-31 | AU$0.20 | AU$6.85 | x |
| 1993-08-31 | AU$0.21 | AU$6.85 | x |
| 1994-08-31 | AU$0.23 | AU$6.85 | x |
| 1995-08-31 | AU$0.26 | AU$6.85 | x |
| 1996-08-31 | AU$0.27 | AU$6.85 | x |
| 1997-08-31 | AU$0.22 | AU$6.85 | x |
| 1998-08-31 | AU$0.23 | AU$6.85 | x |
| 1999-08-31 | AU$0.27 | AU$6.85 | x |
| 2000-08-31 | AU$0.28 | AU$6.85 | x |
| 2001-08-31 | AU$0.33 | AU$6.85 | x |
| 2002-08-31 | AU$0.40 | AU$6.85 | x |
| 2003-08-31 | AU$0.59 | AU$6.85 | x |
| 2004-08-31 | AU$0.94 | AU$6.85 | x |
| 2005-08-31 | AU$1.11 | AU$6.85 | x |
| 2006-08-31 | AU$1.07 | AU$6.85 | x |
| 2007-08-31 | AU$1.33 | AU$6.85 | x |
| 2008-08-31 | AU$2.61 | AU$6.85 | x |
| 2009-08-31 | AU$3.28 | AU$6.85 | x |
| 2010-08-31 | AU$3.74 | AU$6.85 | x |
| 2011-08-31 | AU$4.00 | AU$6.85 | x |
| 2012-08-31 | AU$4.51 | AU$6.85 | x |
| 2013-08-31 | AU$4.38 | AU$6.85 | x |
| 2014-08-31 | AU$5.20 | AU$6.85 | x |
| 2015-08-31 | AU$5.40 | AU$6.85 | x |
| 2016-08-31 | AU$8.43 | AU$6.85 | x |
| 2017-08-31 | AU$8.82 | AU$6.85 | x |
| 2018-08-31 | AU$6.00 | AU$6.85 | x |
| 2019-08-31 | AU$6.00 | AU$6.85 | x |
| 2020-08-31 | AU$6.58 | AU$6.85 | x |
| 2021-08-31 | AU$9.64 | AU$6.85 | x |
| 2022-08-31 | AU$9.10 | AU$6.85 | x |
| 2023-08-31 | AU$7.52 | AU$6.85 | x |
| 2024-08-31 | AU$7.27 | AU$6.85 | x |
| 2025-08-31 | AU$8.88 | AU$6.85 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bank of Queensland Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.25%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 2.56%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 17.02x
- Recent ROE (2.25%) is below the historical average (8.85%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 10.91% | 16.68% | 0.33x | 1.95x | AU$600.40K |
| 1990 | 10.40% | 16.90% | 0.29x | 2.10x | AU$356.20K |
| 1991 | 12.07% | 17.48% | 0.06x | 10.77x | AU$1.98 Million |
| 1992 | 11.96% | 19.27% | 0.06x | 10.17x | AU$2.49 Million |
| 1993 | 11.99% | 19.03% | 0.06x | 11.28x | AU$2.69 Million |
| 1994 | 13.90% | 21.71% | 0.05x | 12.80x | AU$5.77 Million |
| 1995 | 13.81% | 0.00% | -0.05x | 13.02x | AU$6.25 Million |
| 1996 | 12.28% | 0.00% | -0.06x | 12.60x | AU$4.03 Million |
| 1997 | 10.14% | 0.00% | -0.05x | 17.49x | AU$201.90K |
| 1998 | 11.01% | 0.00% | -0.04x | 19.46x | AU$1.48 Million |
| 1999 | 11.25% | 0.00% | -0.04x | 18.01x | AU$2.14 Million |
| 2000 | 12.38% | 14.82% | 0.04x | 20.54x | AU$4.28 Million |
| 2001 | 10.21% | 13.13% | 0.04x | 20.12x | AU$442.54K |
| 2002 | 9.62% | 14.31% | 0.03x | 20.43x | AU$-969.50K |
| 2003 | 11.10% | 20.44% | 0.03x | 19.04x | AU$4.17 Million |
| 2004 | 9.52% | 20.23% | 0.03x | 16.46x | AU$-2.92 Million |
| 2005 | 10.41% | 21.43% | 0.03x | 15.47x | AU$2.95 Million |
| 2006 | 12.60% | 23.83% | 0.02x | 22.90x | AU$17.92 Million |
| 2007 | 14.51% | 27.71% | 0.02x | 23.45x | AU$38.57 Million |
| 2008 | 7.75% | 23.31% | 0.02x | 17.73x | AU$-37.80 Million |
| 2009 | 5.51% | 18.71% | 0.02x | 16.11x | AU$-94.84 Million |
| 2010 | 6.91% | 24.13% | 0.02x | 16.05x | AU$-74.15 Million |
| 2011 | 5.40% | 17.99% | 0.02x | 15.50x | AU$-118.26 Million |
| 2012 | -0.59% | -2.20% | 0.02x | 14.40x | AU$-307.02 Million |
| 2013 | 6.50% | 22.23% | 0.02x | 15.09x | AU$-98.68 Million |
| 2014 | 7.81% | 30.60% | 0.02x | 14.04x | AU$-73.10 Million |
| 2015 | 9.17% | 31.36% | 0.02x | 13.84x | AU$-28.90 Million |
| 2016 | 9.42% | 32.19% | 0.02x | 14.18x | AU$-20.70 Million |
| 2017 | 9.29% | 33.36% | 0.02x | 13.64x | AU$-26.80 Million |
| 2018 | 8.71% | 31.11% | 0.02x | 13.74x | AU$-49.60 Million |
| 2019 | 7.72% | 29.02% | 0.02x | 14.41x | AU$-87.90 Million |
| 2020 | 2.72% | 12.43% | 0.02x | 13.42x | AU$-308.10 Million |
| 2021 | 5.94% | 28.89% | 0.01x | 14.76x | AU$-251.70 Million |
| 2022 | 6.13% | 25.03% | 0.02x | 14.98x | AU$-257.80 Million |
| 2023 | 2.02% | 2.95% | 0.04x | 17.19x | AU$-489.00 Million |
| 2024 | 4.74% | 5.61% | 0.05x | 17.12x | AU$-316.70 Million |
| 2025 | 2.25% | 2.56% | 0.05x | 17.02x | AU$-457.70 Million |
Industry Comparison
This section compares Bank of Queensland Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $5,197,939,571
- Average return on equity (ROE) among peers: 0.25%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bank of Queensland Ltd (BOQ) | AU$5.91 Billion | 10.91% | 16.02x | $2.76 Billion |
| Auswide Bank Ltd (ABA) | $79.81 Million | 0.07% | 9.55x | $125.43 Million |
| BNK Banking Corporation Ltd (BBC) | $220.87 Million | -0.18% | 0.00x | $10.98 Million |
| Bendigo and Adelaide Bank Ltd (BEN) | $288.36 Million | 7.39% | 16.04x | $3.49 Billion |
| BSP Financial Group Ltd (BFL) | $29.94 Billion | 3.59% | 0.02x | $1.53 Billion |
| Judo Capital Holdings Ltd (JDO) | $543.02 Million | -9.36% | 3.50x | $875.01 Million |
| Mystate Ltd (MYS) | $120.20 Million | 0.00% | 13.20x | $427.20 Million |