Cash Converters International

AU:CCV Australia Specialty Retail
Market Cap
$140.58 Million
AU$227.04 Million AUD
Market Cap Rank
#20064 Global
#336 in Australia
Share Price
AU$0.32
Change (1 day)
+0.00%
52-Week Range
AU$0.23 - AU$0.36
All Time High
AU$0.43
Categories
Companies in Australia Specialty Retail
About

Cash Converters International Limited, together with its subsidiaries, provides unsecured lending and second-hand retail services in Australia, New Zealand, the United Kingdom, and internationally. It operates through Personal Finance, Vehicle Financing, Store Operations, New Zealand, and United Kingdom (UK) segments. The company offers personal loans and vehicle financing services. It is also in… Read more

Cash Converters International (CCV) - Net Assets

Latest net assets as of June 2025: AU$227.96 Million AUD

Based on the latest financial reports, Cash Converters International (CCV) has net assets worth AU$227.96 Million AUD as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$485.75 Million) and total liabilities (AU$257.79 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets AU$227.96 Million
% of Total Assets 46.93%
Annual Growth Rate 5.89%
5-Year Change -28.29%
10-Year Change -5.91%
Growth Volatility 58.74

Cash Converters International - Net Assets Trend (1997–2025)

This chart illustrates how Cash Converters International's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Cash Converters International (1997–2025)

The table below shows the annual net assets of Cash Converters International from 1997 to 2025.

Year Net Assets Change
2025-06-30 AU$227.96 Million +7.85%
2024-06-30 AU$211.37 Million +2.36%
2023-06-30 AU$206.49 Million -34.52%
2022-06-30 AU$315.35 Million -0.80%
2021-06-30 AU$317.90 Million +3.76%
2020-06-30 AU$306.37 Million -3.31%
2019-06-30 AU$316.85 Million -1.72%
2018-06-30 AU$322.41 Million +23.60%
2017-06-30 AU$260.84 Million +7.66%
2016-06-30 AU$242.28 Million -7.42%
2015-06-30 AU$261.70 Million +6.94%
2014-06-30 AU$244.71 Million +1.27%
2013-06-30 AU$241.63 Million +29.47%
2012-06-30 AU$186.63 Million +6.49%
2011-06-30 AU$175.25 Million +7.61%
2010-06-30 AU$162.86 Million +97.43%
2009-06-30 AU$82.49 Million +11.40%
2008-06-30 AU$74.05 Million +8.96%
2007-06-30 AU$67.96 Million +280.91%
2006-06-30 AU$17.84 Million +22.20%
2005-06-30 AU$14.60 Million +20.94%
2004-06-30 AU$12.07 Million +50.40%
2003-06-30 AU$8.03 Million +29.11%
2002-06-30 AU$6.22 Million -71.54%
2001-06-30 AU$21.85 Million +0.26%
2000-06-30 AU$21.79 Million -20.60%
1999-06-30 AU$27.45 Million -45.51%
1998-06-30 AU$50.37 Million +9.83%
1997-06-30 AU$45.86 Million --

Equity Component Analysis

This analysis shows how different components contribute to Cash Converters International's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have decreased by 3501804600.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (June 2025)

Component Amount Percentage
Common Stock AU$249.53 Million 109.46%
Other Comprehensive Income AU$14.85 Million 6.52%
Total Equity AU$227.96 Million 100.00%

Cash Converters International Competitors by Market Cap

The table below lists competitors of Cash Converters International ranked by their market capitalization.

Company Market Cap
Hanshin Const
KO:004960
 		$64.46 Million
Taiwan Line Tek Electronic Co Ltd
TW:2462
 		$64.46 Million
K Laser Technology Inc
TW:2461
 		$64.46 Million
Phytohealth Corp
TW:4108
 		$64.47 Million
ORDERYOYO A/S DK -01
F:7AF
 		$64.43 Million
Bertrandt Aktiengesellschaft
XETRA:BDT
 		$64.43 Million
Stove Kraft Limited
NSE:STOVEKRAFT
 		$64.40 Million
Critical Elements Corporation
OTCQX:CRECF
 		$64.40 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Cash Converters International's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 211,366,000 to 227,959,000, a change of 16,593,000 (7.9%).
  • Net income of 24,483,000 contributed positively to equity growth.
  • Dividend payments of 12,550,000 reduced retained earnings.
  • Share repurchases of 1,654,000 reduced equity.
  • Other comprehensive income increased equity by 5,673,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income AU$24.48 Million +10.74%
Dividends Paid AU$12.55 Million -5.51%
Share Repurchases AU$1.65 Million -0.73%
Other Comprehensive Income AU$5.67 Million +2.49%
Other Changes AU$641.00K +0.28%
Total Change AU$- 7.85%

Book Value vs Market Value Analysis

This analysis compares Cash Converters International's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.93x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 1.03x to 0.93x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1997-06-30 AU$0.31 AU$0.32 x
1998-06-30 AU$0.31 AU$0.32 x
1999-06-30 AU$0.17 AU$0.32 x
2000-06-30 AU$0.14 AU$0.32 x
2001-06-30 AU$0.14 AU$0.32 x
2002-06-30 AU$0.04 AU$0.32 x
2003-06-30 AU$0.06 AU$0.32 x
2004-06-30 AU$0.08 AU$0.32 x
2005-06-30 AU$0.11 AU$0.32 x
2006-06-30 AU$0.12 AU$0.32 x
2007-06-30 AU$0.30 AU$0.32 x
2008-06-30 AU$0.30 AU$0.32 x
2009-06-30 AU$0.34 AU$0.32 x
2010-06-30 AU$0.49 AU$0.32 x
2011-06-30 AU$0.45 AU$0.32 x
2012-06-30 AU$0.48 AU$0.32 x
2013-06-30 AU$0.58 AU$0.32 x
2014-06-30 AU$0.57 AU$0.32 x
2015-06-30 AU$0.57 AU$0.32 x
2016-06-30 AU$0.49 AU$0.32 x
2017-06-30 AU$0.52 AU$0.32 x
2018-06-30 AU$0.63 AU$0.32 x
2019-06-30 AU$0.51 AU$0.32 x
2020-06-30 AU$0.50 AU$0.32 x
2021-06-30 AU$0.50 AU$0.32 x
2022-06-30 AU$0.49 AU$0.32 x
2023-06-30 AU$0.33 AU$0.32 x
2024-06-30 AU$0.32 AU$0.32 x
2025-06-30 AU$0.34 AU$0.32 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Cash Converters International utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.74%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 6.42%
  • • Asset Turnover: 0.78x
  • • Equity Multiplier: 2.13x
  • Recent ROE (10.74%) is above the historical average (-2.34%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1997 0.25% 0.47% 0.30x 1.76x AU$-4.41 Million
1998 0.67% 0.00% 0.00x 1.69x AU$-4.40 Million
1999 5.79% 0.00% 0.00x 2.27x AU$-1.09 Million
2000 7.77% 51.40% 0.06x 2.42x AU$-484.87K
2001 2.03% 4.11% 0.22x 2.28x AU$-1.74 Million
2002 -249.12% -128.29% 0.37x 5.20x AU$-16.09 Million
2003 35.29% 17.75% 0.54x 3.69x AU$2.03 Million
2004 -0.89% -0.58% 0.86x 1.79x AU$-1.30 Million
2005 -0.07% -0.15% 0.34x 1.47x AU$-1.46 Million
2006 23.85% 21.08% 0.80x 1.42x AU$2.45 Million
2007 17.07% 88.98% 0.16x 1.19x AU$4.79 Million
2008 20.53% 20.35% 0.75x 1.35x AU$7.77 Million
2009 19.66% 24.61% 0.57x 1.40x AU$7.94 Million
2010 13.31% 16.93% 0.65x 1.21x AU$5.38 Million
2011 15.77% 14.85% 0.80x 1.33x AU$10.11 Million
2012 15.76% 16.63% 0.67x 1.41x AU$10.75 Million
2013 13.60% 12.18% 0.78x 1.44x AU$8.71 Million
2014 9.75% 7.59% 0.78x 1.65x AU$-628.10K
2015 -8.21% -5.75% 0.85x 1.69x AU$-47.65 Million
2016 -2.18% -6.16% 0.20x 1.75x AU$-29.50 Million
2017 7.90% 7.73% 0.67x 1.53x AU$-5.47 Million
2018 6.98% 8.72% 0.51x 1.58x AU$-9.74 Million
2019 -0.53% -0.60% 0.61x 1.47x AU$-33.38 Million
2020 -3.42% -3.80% 0.58x 1.57x AU$-41.13 Million
2021 5.10% 8.09% 0.42x 1.50x AU$-15.59 Million
2022 3.54% 5.27% 0.44x 1.52x AU$-20.36 Million
2023 -47.05% -37.08% 0.59x 2.16x AU$-117.80 Million
2024 8.23% 4.61% 0.79x 2.26x AU$-3.74 Million
2025 10.74% 6.42% 0.78x 2.13x AU$1.69 Million

Industry Comparison

This section compares Cash Converters International's net assets metrics with peer companies in the Specialty Retail industry.

Industry Context

  • Industry: Specialty Retail
  • Average net assets among peers: $143,865,397
  • Average return on equity (ROE) among peers: 57.09%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Cash Converters International (CCV) AU$227.96 Million 0.25% 1.13x $64.44 Million
Adore Beauty Group Ltd (ABY) $15.36 Million -8.00% 1.58x $16.96 Million
Adairs Ltd (ADH) $140.57 Million 25.10% 1.77x $157.74 Million
Bapcor Ltd (BAP) $722.19 Million 13.43% 0.87x $107.46 Million
Baby Bunting Group Ltd (BBN) $92.72 Million 8.99% 0.32x $116.98 Million
Beacon Lighting Group Ltd (BLX) $38.20 Million 30.88% 1.01x $106.16 Million
Dusk Group Ltd (DSK) $37.50 Million 11.38% 1.34x $25.59 Million
JB Hi-Fi Ltd (JBH) $229.25 Million 41.19% 1.89x $5.14 Billion
Joyce Corporation Ltd (JYC) $17.60 Million 4.00% 3.05x $40.49 Million
Lovisa Holdings Ltd (LOV) $1.39 Million 386.86% 14.64x $822.49 Million