Cash Converters International Net Assets
Cash Converters International net assets. Based on the latest financial reports, Cash Converters International (CCV) has net assets worth AU$253.80 Million AUD (≈ $179.58 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (AU$532.00 Million ≈ $376.42 Million USD) and total liabilities (AU$278.20 Million ≈ $196.84 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore CCV year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | AU$253.80 Million |
| % of Total Assets | 47.71% |
| Annual Growth Rate | 6.08% |
| 5-Year Change | -19.52% |
| 10-Year Change | -2.7% |
| Growth Volatility | 57.72 |
Net Assets of Cash Converters International (1997–2026)
Net assets of Cash Converters International from 1997 to 2026. This chart illustrates how Cash Converters International's net assets have evolved over time, based on quarterly financial data. See Cash Converters International (CCV) net asset quality to measure how much of total assets are equity-financed.
Annual Net Assets for Cash Converters International (1997–2026)
The table below shows the annual net assets of Cash Converters International from 1997 to 2026. For live market cap and overall valuation, see CCV market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2026-06-30 | AU$253.80 Million ≈ $179.58 Million |
+11.34% |
| 2025-06-30 | AU$227.96 Million ≈ $161.30 Million |
+7.85% |
| 2024-06-30 | AU$211.37 Million ≈ $149.55 Million |
+2.36% |
| 2023-06-30 | AU$206.49 Million ≈ $146.11 Million |
-34.52% |
| 2022-06-30 | AU$315.35 Million ≈ $223.13 Million |
-0.80% |
| 2021-06-30 | AU$317.90 Million ≈ $224.94 Million |
+3.76% |
| 2020-06-30 | AU$306.37 Million ≈ $216.78 Million |
-3.31% |
| 2019-06-30 | AU$316.85 Million ≈ $224.19 Million |
-1.72% |
| 2018-06-30 | AU$322.41 Million ≈ $228.12 Million |
+23.60% |
| 2017-06-30 | AU$260.84 Million ≈ $184.56 Million |
+7.66% |
| 2016-06-30 | AU$242.28 Million ≈ $171.43 Million |
-7.42% |
| 2015-06-30 | AU$261.70 Million ≈ $185.17 Million |
+6.94% |
| 2014-06-30 | AU$244.71 Million ≈ $173.15 Million |
+1.27% |
| 2013-06-30 | AU$241.63 Million ≈ $170.97 Million |
+29.47% |
| 2012-06-30 | AU$186.63 Million ≈ $132.05 Million |
+6.49% |
| 2011-06-30 | AU$175.25 Million ≈ $124.00 Million |
+7.61% |
| 2010-06-30 | AU$162.86 Million ≈ $115.23 Million |
+97.43% |
| 2009-06-30 | AU$82.49 Million ≈ $58.37 Million |
+11.40% |
| 2008-06-30 | AU$74.05 Million ≈ $52.39 Million |
+8.96% |
| 2007-06-30 | AU$67.96 Million ≈ $48.08 Million |
+280.91% |
| 2006-06-30 | AU$17.84 Million ≈ $12.62 Million |
+22.20% |
| 2005-06-30 | AU$14.60 Million ≈ $10.33 Million |
+20.94% |
| 2004-06-30 | AU$12.07 Million ≈ $8.54 Million |
+50.40% |
| 2003-06-30 | AU$8.03 Million ≈ $5.68 Million |
+29.11% |
| 2002-06-30 | AU$6.22 Million ≈ $4.40 Million |
-71.54% |
| 2001-06-30 | AU$21.85 Million ≈ $15.46 Million |
+0.26% |
| 2000-06-30 | AU$21.79 Million ≈ $15.42 Million |
-20.60% |
| 1999-06-30 | AU$27.45 Million ≈ $19.42 Million |
-45.51% |
| 1998-06-30 | AU$50.37 Million ≈ $35.64 Million |
+9.83% |
| 1997-06-30 | AU$45.86 Million ≈ $32.45 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Cash Converters International's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 2953604600.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Cash Converters International Net Assets Breakdown (June 2026)
Cash Converters International net assets breakdown by equity component as of June 2026.
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | AU$275.86 Million | 108.69% |
| Other Comprehensive Income | AU$8.88 Million | 3.50% |
| Total Equity | AU$253.80 Million | 100.00% |
Cash Converters International Competitors by Market Cap
The table below lists competitors of Cash Converters International ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Western Investment Company of Canada Limited
V:WI
|
$133.43 Million |
|
Mineralbrunnen Überkingen-Teinach GmbH & Co. KGaA
F:MUT
|
$133.45 Million |
|
Biosyent Inc.
V:RX
|
$133.46 Million |
|
LVMC Holdings
KO:900140
|
$133.49 Million |
|
General de Alquiler de Maquinaria SA
MC:GAM
|
$133.40 Million |
|
LEWAG Holding Aktiengesellschaft
F:KGR
|
$133.28 Million |
|
Eidesvik Offshore ASA
OL:EIOF
|
$133.25 Million |
|
Stalexport Autostrady SA
WAR:STX
|
$133.24 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Cash Converters International's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 227,959,000 to 253,803,000, a change of 25,844,000 (11.3%).
- Net income of 19,655,000 contributed positively to equity growth.
- Dividend payments of 12,791,000 reduced retained earnings.
- Share repurchases of 87,000 reduced equity.
- New share issuances of 24,068,000 increased equity.
- Other comprehensive income decreased equity by 5,971,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | AU$19.66 Million | +7.74% |
| Dividends Paid | AU$12.79 Million | -5.04% |
| Share Repurchases | AU$87.00K | -0.03% |
| Share Issuances | AU$24.07 Million | +9.48% |
| Other Comprehensive Income | AU$-5.97 Million | -2.35% |
| Other Changes | AU$970.00K | +0.38% |
| Total Change | AU$- | 11.34% |
Book Value vs Market Value Analysis
This analysis compares Cash Converters International's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.75x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.86x to 0.75x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1997-06-30 | AU$0.31 | AU$0.27 | x |
| 1998-06-30 | AU$0.31 | AU$0.27 | x |
| 1999-06-30 | AU$0.17 | AU$0.27 | x |
| 2000-06-30 | AU$0.14 | AU$0.27 | x |
| 2001-06-30 | AU$0.14 | AU$0.27 | x |
| 2002-06-30 | AU$0.04 | AU$0.27 | x |
| 2003-06-30 | AU$0.06 | AU$0.27 | x |
| 2004-06-30 | AU$0.08 | AU$0.27 | x |
| 2005-06-30 | AU$0.11 | AU$0.27 | x |
| 2006-06-30 | AU$0.12 | AU$0.27 | x |
| 2007-06-30 | AU$0.30 | AU$0.27 | x |
| 2008-06-30 | AU$0.30 | AU$0.27 | x |
| 2009-06-30 | AU$0.34 | AU$0.27 | x |
| 2010-06-30 | AU$0.49 | AU$0.27 | x |
| 2011-06-30 | AU$0.45 | AU$0.27 | x |
| 2012-06-30 | AU$0.48 | AU$0.27 | x |
| 2013-06-30 | AU$0.58 | AU$0.27 | x |
| 2014-06-30 | AU$0.57 | AU$0.27 | x |
| 2015-06-30 | AU$0.57 | AU$0.27 | x |
| 2016-06-30 | AU$0.49 | AU$0.27 | x |
| 2017-06-30 | AU$0.52 | AU$0.27 | x |
| 2018-06-30 | AU$0.63 | AU$0.27 | x |
| 2019-06-30 | AU$0.51 | AU$0.27 | x |
| 2020-06-30 | AU$0.50 | AU$0.27 | x |
| 2021-06-30 | AU$0.50 | AU$0.27 | x |
| 2022-06-30 | AU$0.49 | AU$0.27 | x |
| 2023-06-30 | AU$0.33 | AU$0.27 | x |
| 2024-06-30 | AU$0.32 | AU$0.27 | x |
| 2025-06-30 | AU$0.34 | AU$0.27 | x |
| 2026-06-30 | AU$0.35 | AU$0.27 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Cash Converters International utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.74%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.62%
- • Asset Turnover: 0.80x
- • Equity Multiplier: 2.10x
- Recent ROE (7.74%) is above the historical average (-2.00%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1997 | 0.25% | 0.47% | 0.30x | 1.76x | AU$-4.41 Million |
| 1998 | 0.67% | 0.00% | 0.00x | 1.69x | AU$-4.40 Million |
| 1999 | 5.79% | 0.00% | 0.00x | 2.27x | AU$-1.09 Million |
| 2000 | 7.77% | 51.40% | 0.06x | 2.42x | AU$-484.87K |
| 2001 | 2.03% | 4.11% | 0.22x | 2.28x | AU$-1.74 Million |
| 2002 | -249.12% | -128.29% | 0.37x | 5.20x | AU$-16.09 Million |
| 2003 | 35.29% | 17.75% | 0.54x | 3.69x | AU$2.03 Million |
| 2004 | -0.89% | -0.58% | 0.86x | 1.79x | AU$-1.30 Million |
| 2005 | -0.07% | -0.15% | 0.34x | 1.47x | AU$-1.46 Million |
| 2006 | 23.85% | 21.08% | 0.80x | 1.42x | AU$2.45 Million |
| 2007 | 17.07% | 88.98% | 0.16x | 1.19x | AU$4.79 Million |
| 2008 | 20.53% | 20.35% | 0.75x | 1.35x | AU$7.77 Million |
| 2009 | 19.66% | 24.61% | 0.57x | 1.40x | AU$7.94 Million |
| 2010 | 13.31% | 16.93% | 0.65x | 1.21x | AU$5.38 Million |
| 2011 | 15.77% | 14.85% | 0.80x | 1.33x | AU$10.11 Million |
| 2012 | 15.76% | 16.63% | 0.67x | 1.41x | AU$10.75 Million |
| 2013 | 13.60% | 12.18% | 0.78x | 1.44x | AU$8.71 Million |
| 2014 | 9.75% | 7.59% | 0.78x | 1.65x | AU$-628.10K |
| 2015 | -8.21% | -5.75% | 0.85x | 1.69x | AU$-47.65 Million |
| 2016 | -2.18% | -6.16% | 0.20x | 1.75x | AU$-29.50 Million |
| 2017 | 7.90% | 7.73% | 0.67x | 1.53x | AU$-5.47 Million |
| 2018 | 6.98% | 8.72% | 0.51x | 1.58x | AU$-9.74 Million |
| 2019 | -0.53% | -0.60% | 0.61x | 1.47x | AU$-33.38 Million |
| 2020 | -3.42% | -3.80% | 0.58x | 1.57x | AU$-41.13 Million |
| 2021 | 5.10% | 8.09% | 0.42x | 1.50x | AU$-15.59 Million |
| 2022 | 3.54% | 5.27% | 0.44x | 1.52x | AU$-20.36 Million |
| 2023 | -47.05% | -37.08% | 0.59x | 2.16x | AU$-117.80 Million |
| 2024 | 8.23% | 4.61% | 0.79x | 2.26x | AU$-3.74 Million |
| 2025 | 10.74% | 6.42% | 0.78x | 2.13x | AU$1.69 Million |
| 2026 | 7.74% | 4.62% | 0.80x | 2.10x | AU$-5.73 Million |
Industry Comparison
This section compares Cash Converters International's net assets metrics with peer companies in the Specialty Retail industry.
Industry Context
- Industry: Specialty Retail
- Average net assets among peers: $709,189,485
- Average return on equity (ROE) among peers: 10.21%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Cash Converters International (CCV) | AU$253.80 Million | 0.25% | 1.10x | $133.41 Million |
| Adore Beauty Group Ltd (ABY) | $15.36 Million | -8.00% | 1.58x | $17.62 Million |
| Adairs Ltd (ADH) | $116.18 Million | 26.30% | 0.68x | $182.62 Million |
| Bapcor Ltd (BAP) | $589.97 Million | 10.82% | 1.27x | $205.33 Million |
| Baby Bunting Group Ltd (BBN) | $57.57 Million | 0.00% | 0.39x | $126.84 Million |
| Beacon Lighting Group Ltd (BLX) | $83.18 Million | 19.29% | 0.98x | $305.89 Million |
| Dusk Group Ltd (DSK) | $21.33 Million | 12.26% | 0.83x | $31.72 Million |
| Harvey Norman Holdings Ltd (HVN) | $4.54 Billion | 7.77% | 0.75x | $3.92 Billion |
| JB Hi-Fi Ltd (JBH) | $947.60 Million | 24.61% | 1.63x | $5.99 Billion |
| Joyce Corporation Ltd (JYC) | $14.59 Million | -1.18% | 2.64x | $114.03 Million |
About Cash Converters International
Cash Converters International Limited, together with its subsidiaries, provides secured and unsecured loans, and second-hand retail services in Australia, New Zealand, the United Kingdom, and internationally. It operates through Personal Finance, Vehicle Financing, Store Operations, New Zealand, and United Kingdom (UK) segments. The company offers personal loans and vehicle financing services. It… Read more