Bangkok Union Insurance Public Co. Ltd.
Bangkok Union Insurance Public Company Limited provides non-life insurance products in Thailand. The company offers fire, car, and marine and transportation insurance. It also provides miscellaneous insurance comprising health; personal accident insurance, including individual, group, student, and travel insurance products; public liability; plate glass; golfers indemnity; burglary; money; fideli… Read more
Bangkok Union Insurance Public Co. Ltd. (BUI) - Net Assets
Latest net assets as of September 2025: ฿1.18 Billion THB
Based on the latest financial reports, Bangkok Union Insurance Public Co. Ltd. (BUI) has net assets worth ฿1.18 Billion THB as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (฿1.98 Billion) and total liabilities (฿804.32 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ฿1.18 Billion |
| % of Total Assets | 59.4% |
| Annual Growth Rate | 5.97% |
| 5-Year Change | 56.15% |
| 10-Year Change | 59.97% |
| Growth Volatility | 42.71 |
Bangkok Union Insurance Public Co. Ltd. - Net Assets Trend (2000–2024)
This chart illustrates how Bangkok Union Insurance Public Co. Ltd.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bangkok Union Insurance Public Co. Ltd. (2000–2024)
The table below shows the annual net assets of Bangkok Union Insurance Public Co. Ltd. from 2000 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | ฿1.09 Billion | +23.72% |
| 2023-12-31 | ฿883.45 Million | +10.25% |
| 2022-12-31 | ฿801.28 Million | +2.53% |
| 2021-12-31 | ฿781.49 Million | +11.64% |
| 2020-12-31 | ฿699.98 Million | -62.28% |
| 2019-12-31 | ฿1.86 Billion | +164.36% |
| 2018-12-31 | ฿701.88 Million | -0.10% |
| 2017-12-31 | ฿702.56 Million | +6.50% |
| 2016-12-31 | ฿659.67 Million | -3.45% |
| 2015-12-31 | ฿683.27 Million | +13.86% |
| 2014-12-31 | ฿600.12 Million | +11.73% |
| 2013-12-31 | ฿537.13 Million | +10.01% |
| 2012-12-31 | ฿488.27 Million | -16.35% |
| 2011-12-31 | ฿583.73 Million | -3.83% |
| 2010-12-31 | ฿606.95 Million | +11.12% |
| 2009-12-31 | ฿546.20 Million | +16.17% |
| 2008-12-31 | ฿470.18 Million | -19.51% |
| 2007-12-31 | ฿584.13 Million | +0.38% |
| 2006-12-31 | ฿581.91 Million | +9.10% |
| 2005-12-31 | ฿533.38 Million | +62.28% |
| 2004-12-31 | ฿328.68 Million | -19.36% |
| 2003-12-31 | ฿407.61 Million | +91.02% |
| 2002-12-31 | ฿213.39 Million | +23.21% |
| 2001-12-31 | ฿173.19 Million | -36.27% |
| 2000-12-31 | ฿271.74 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bangkok Union Insurance Public Co. Ltd.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 469.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ฿299.88 Million | 27.44% |
| Common Stock | ฿412.48 Million | 37.74% |
| Other Comprehensive Income | ฿293.72 Million | 26.87% |
| Other Components | ฿86.93 Million | 7.95% |
| Total Equity | ฿1.09 Billion | 100.00% |
Bangkok Union Insurance Public Co. Ltd. Competitors by Market Cap
The table below lists competitors of Bangkok Union Insurance Public Co. Ltd. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Chinyang Poly
KO:010640
|
$8.54 Million |
|
COCRYSTAL PHARMA NEW O.N.
F:8CC
|
$8.54 Million |
|
Softtech Engineers Limited
NSE:SOFTTECH
|
$8.54 Million |
|
Eksun Gida Tarim Sanayi ve Ticaret A.S.
IS:EKSUN
|
$8.54 Million |
|
Highcom Ltd
AU:HCL
|
$8.53 Million |
|
Clean & Science co. Ltd
KQ:045520
|
$8.52 Million |
|
SCAND.INV.GR.NAM.B DK 05
F:2D2
|
$8.52 Million |
|
Wulff-Yhtiot Oy
HE:WUF1V
|
$8.52 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bangkok Union Insurance Public Co. Ltd.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 883,446,130 to 1,093,016,206, a change of 209,570,076 (23.7%).
- Net income of 168,293,054 contributed positively to equity growth.
- Dividend payments of 9,826,961 reduced retained earnings.
- Other comprehensive income increased equity by 58,888,839.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ฿168.29 Million | +15.4% |
| Dividends Paid | ฿9.83 Million | -0.9% |
| Other Comprehensive Income | ฿58.89 Million | +5.39% |
| Other Changes | ฿-7.78 Million | -0.71% |
| Total Change | ฿- | 23.72% |
Book Value vs Market Value Analysis
This analysis compares Bangkok Union Insurance Public Co. Ltd.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.42x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.55x to 0.42x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2006-12-31 | ฿19.85 | ฿11.00 | x |
| 2007-12-31 | ฿17.70 | ฿11.00 | x |
| 2008-12-31 | ฿14.25 | ฿11.00 | x |
| 2009-12-31 | ฿16.55 | ฿11.00 | x |
| 2010-12-31 | ฿18.39 | ฿11.00 | x |
| 2011-12-31 | ฿17.69 | ฿11.00 | x |
| 2012-12-31 | ฿14.80 | ฿11.00 | x |
| 2013-12-31 | ฿16.25 | ฿11.00 | x |
| 2014-12-31 | ฿18.21 | ฿11.00 | x |
| 2015-12-31 | ฿20.71 | ฿11.00 | x |
| 2016-12-31 | ฿19.99 | ฿11.00 | x |
| 2017-12-31 | ฿21.29 | ฿11.00 | x |
| 2018-12-31 | ฿21.27 | ฿11.00 | x |
| 2019-12-31 | ฿20.86 | ฿11.00 | x |
| 2020-12-31 | ฿21.21 | ฿11.00 | x |
| 2021-12-31 | ฿23.68 | ฿11.00 | x |
| 2022-12-31 | ฿24.28 | ฿11.00 | x |
| 2023-12-31 | ฿21.42 | ฿11.00 | x |
| 2024-12-31 | ฿26.50 | ฿11.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bangkok Union Insurance Public Co. Ltd. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.40%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 16.03%
- • Asset Turnover: 0.53x
- • Equity Multiplier: 1.82x
- Recent ROE (15.40%) is above the historical average (5.21%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 11.47% | 11.16% | 0.20x | 5.09x | ฿4.00 Million |
| 2001 | 4.21% | 2.03% | 0.26x | 8.01x | ฿-10.03 Million |
| 2002 | 8.76% | 4.18% | 0.28x | 7.35x | ฿-2.64 Million |
| 2003 | 2.08% | 2.08% | 0.27x | 3.65x | ฿-32.27 Million |
| 2004 | 9.02% | 7.99% | 0.34x | 3.32x | ฿-3.21 Million |
| 2005 | 5.06% | 8.15% | 0.28x | 2.22x | ฿-26.37 Million |
| 2006 | 2.84% | 15.59% | 0.09x | 1.93x | ฿-41.67 Million |
| 2007 | 3.93% | 21.89% | 0.10x | 1.87x | ฿-35.47 Million |
| 2008 | 4.85% | 9.47% | 0.25x | 2.03x | ฿-24.21 Million |
| 2009 | 4.58% | 7.62% | 0.34x | 1.79x | ฿-29.58 Million |
| 2010 | 4.62% | 5.81% | 0.44x | 1.81x | ฿-32.65 Million |
| 2011 | 1.00% | 1.01% | 0.27x | 3.63x | ฿-52.51 Million |
| 2012 | -14.65% | -9.31% | 0.43x | 3.62x | ฿-120.34 Million |
| 2013 | 5.74% | 4.87% | 0.41x | 2.84x | ฿-22.87 Million |
| 2014 | 10.08% | 11.08% | 0.37x | 2.47x | ฿504.59K |
| 2015 | 6.49% | 6.72% | 0.42x | 2.30x | ฿-23.97 Million |
| 2016 | 1.18% | 0.95% | 0.54x | 2.29x | ฿-58.18 Million |
| 2017 | 4.98% | 4.02% | 0.42x | 2.92x | ฿-35.29 Million |
| 2018 | 0.52% | 0.39% | 0.48x | 2.79x | ฿-66.50 Million |
| 2019 | 1.24% | 0.82% | 0.53x | 2.86x | ฿-60.29 Million |
| 2020 | 1.86% | 1.41% | 0.53x | 2.47x | ฿-56.98 Million |
| 2021 | 11.82% | 9.29% | 0.54x | 2.35x | ฿14.26 Million |
| 2022 | 7.50% | 4.96% | 0.56x | 2.69x | ฿-20.04 Million |
| 2023 | 15.70% | 12.89% | 0.54x | 2.26x | ฿50.32 Million |
| 2024 | 15.40% | 16.03% | 0.53x | 1.82x | ฿58.99 Million |
Industry Comparison
This section compares Bangkok Union Insurance Public Co. Ltd.'s net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $2,714,478,039
- Average return on equity (ROE) among peers: 5.11%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bangkok Union Insurance Public Co. Ltd. (BUI) | ฿1.18 Billion | 11.47% | 0.68x | $8.54 Million |
| Allianz Ayudhya Capital Public Company Limited (AYUD) | $9.27 Billion | 8.10% | 0.42x | $82.53 Million |
| Charan Insurance Public Company Limited (CHARAN) | $526.80 Million | -1.35% | 0.90x | $2.28 Million |
| Indara Insurance Public Company Limited (INSURE) | $170.66 Million | 8.25% | 3.13x | $16.60 Million |
| Muang Thai Insurance Public Company Limited (MTI) | $4.56 Billion | 20.32% | 3.09x | $61.65 Million |
| The Navakij Insurance Public Company Limited (NKI) | $1.81 Billion | 9.60% | 0.69x | $7.45 Million |
| Thai Setakij Insurance PCL (TSI) | $415.32 Million | -24.68% | 2.13x | $1.06 Million |
| Thaivivat Holdings Public Company Limited (TVH) | $2.25 Billion | 15.53% | 3.86x | $56.21 Million |