Bangkok Union Insurance Public Co. Ltd. (BUI) - Net Assets
Based on the latest financial reports, Bangkok Union Insurance Public Co. Ltd. (BUI) has net assets worth ฿1.17 Billion THB (≈ $36.57 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (฿1.92 Billion ≈ $59.74 Million USD) and total liabilities (฿743.44 Million ≈ $23.17 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Bangkok Union Insurance Public Co. Ltd. tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ฿1.17 Billion |
| % of Total Assets | 61.21% |
| Annual Growth Rate | 6.03% |
| 5-Year Change | 50.13% |
| 10-Year Change | 77.86% |
| Growth Volatility | 41.86 |
Bangkok Union Insurance Public Co. Ltd. - Net Assets Trend (2000–2025)
This chart illustrates how Bangkok Union Insurance Public Co. Ltd.'s net assets have evolved over time, based on quarterly financial data. See how many days can Bangkok Union Insurance Public Co. Ltd. fund operations to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Bangkok Union Insurance Public Co. Ltd. (2000–2025)
The table below shows the annual net assets of Bangkok Union Insurance Public Co. Ltd. from 2000 to 2025. For live valuation and market cap data, see Bangkok Union Insurance Public Co. Ltd. (BUI) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ฿1.17 Billion ≈ $36.57 Million |
+7.34% |
| 2024-12-31 | ฿1.09 Billion ≈ $34.07 Million |
+23.72% |
| 2023-12-31 | ฿883.45 Million ≈ $27.54 Million |
+10.25% |
| 2022-12-31 | ฿801.28 Million ≈ $24.98 Million |
+2.53% |
| 2021-12-31 | ฿781.49 Million ≈ $24.36 Million |
+11.64% |
| 2020-12-31 | ฿699.98 Million ≈ $21.82 Million |
-62.28% |
| 2019-12-31 | ฿1.86 Billion ≈ $57.83 Million |
+164.36% |
| 2018-12-31 | ฿701.88 Million ≈ $21.88 Million |
-0.10% |
| 2017-12-31 | ฿702.56 Million ≈ $21.90 Million |
+6.50% |
| 2016-12-31 | ฿659.67 Million ≈ $20.56 Million |
-3.45% |
| 2015-12-31 | ฿683.27 Million ≈ $21.30 Million |
+13.86% |
| 2014-12-31 | ฿600.12 Million ≈ $18.71 Million |
+11.73% |
| 2013-12-31 | ฿537.13 Million ≈ $16.74 Million |
+10.01% |
| 2012-12-31 | ฿488.27 Million ≈ $15.22 Million |
-16.35% |
| 2011-12-31 | ฿583.73 Million ≈ $18.19 Million |
-3.83% |
| 2010-12-31 | ฿606.95 Million ≈ $18.92 Million |
+11.12% |
| 2009-12-31 | ฿546.20 Million ≈ $17.02 Million |
+16.17% |
| 2008-12-31 | ฿470.18 Million ≈ $14.66 Million |
-19.51% |
| 2007-12-31 | ฿584.13 Million ≈ $18.21 Million |
+0.38% |
| 2006-12-31 | ฿581.91 Million ≈ $18.14 Million |
+9.10% |
| 2005-12-31 | ฿533.38 Million ≈ $16.63 Million |
+62.28% |
| 2004-12-31 | ฿328.68 Million ≈ $10.24 Million |
-19.36% |
| 2003-12-31 | ฿407.61 Million ≈ $12.70 Million |
+91.02% |
| 2002-12-31 | ฿213.39 Million ≈ $6.65 Million |
+23.21% |
| 2001-12-31 | ฿173.19 Million ≈ $5.40 Million |
-36.27% |
| 2000-12-31 | ฿271.74 Million ≈ $8.47 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Bangkok Union Insurance Public Co. Ltd.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 459.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ฿294.31 Million | 25.08% |
| Other Components | ฿878.97 Million | 74.92% |
| Total Equity | ฿1.17 Billion | 100.00% |
Bangkok Union Insurance Public Co. Ltd. Competitors by Market Cap
The table below lists competitors of Bangkok Union Insurance Public Co. Ltd. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
DeepMarkit Corp
V:MKT
|
$18.92 Million |
|
Shinpoong Pharmaceutical Co Ltd
KO:019175
|
$18.93 Million |
|
RENN Fund Inc
NYSE MKT:RCG
|
$18.94 Million |
|
Ulima Nitra PT
JK:UNIQ
|
$18.94 Million |
|
Yorbeau Resources Inc
TO:YRB
|
$18.91 Million |
|
BIT Mining Limited
NYSE:BTCM
|
$18.91 Million |
|
Salee Colour Public Company Limited
BK:COLOR
|
$18.91 Million |
|
Frtek Co.Ltd
KQ:073540
|
$18.89 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bangkok Union Insurance Public Co. Ltd.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,093,016,206 to 1,173,279,625, a change of 80,263,419 (7.3%).
- Net income of 70,983,068 contributed positively to equity growth.
- Dividend payments of 115,462,897 reduced retained earnings.
- New share issuances of 103,120,850 increased equity.
- Other comprehensive income decreased equity by 293,722,564.
- Other factors increased equity by 315,344,962.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ฿70.98 Million | +6.05% |
| Dividends Paid | ฿115.46 Million | -9.84% |
| Share Issuances | ฿103.12 Million | +8.79% |
| Other Comprehensive Income | ฿-293.72 Million | -25.03% |
| Other Changes | ฿315.34 Million | +26.88% |
| Total Change | ฿- | 7.34% |
Book Value vs Market Value Analysis
This analysis compares Bangkok Union Insurance Public Co. Ltd.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.52x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2006-12-31 | ฿19.85 | ฿10.70 | x |
| 2007-12-31 | ฿17.70 | ฿10.70 | x |
| 2008-12-31 | ฿14.25 | ฿10.70 | x |
| 2009-12-31 | ฿16.55 | ฿10.70 | x |
| 2010-12-31 | ฿18.39 | ฿10.70 | x |
| 2011-12-31 | ฿17.69 | ฿10.70 | x |
| 2012-12-31 | ฿14.80 | ฿10.70 | x |
| 2013-12-31 | ฿16.25 | ฿10.70 | x |
| 2014-12-31 | ฿18.21 | ฿10.70 | x |
| 2015-12-31 | ฿20.71 | ฿10.70 | x |
| 2016-12-31 | ฿19.99 | ฿10.70 | x |
| 2017-12-31 | ฿21.29 | ฿10.70 | x |
| 2018-12-31 | ฿21.27 | ฿10.70 | x |
| 2019-12-31 | ฿20.86 | ฿10.70 | x |
| 2020-12-31 | ฿21.21 | ฿10.70 | x |
| 2021-12-31 | ฿23.68 | ฿10.70 | x |
| 2022-12-31 | ฿24.28 | ฿10.70 | x |
| 2023-12-31 | ฿21.42 | ฿10.70 | x |
| 2024-12-31 | ฿26.50 | ฿10.70 | x |
| 2025-12-31 | ฿20.69 | ฿10.70 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bangkok Union Insurance Public Co. Ltd. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.05%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 6.40%
- • Asset Turnover: 0.58x
- • Equity Multiplier: 1.63x
- Recent ROE (6.05%) is above the historical average (5.24%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 11.47% | 11.16% | 0.20x | 5.09x | ฿4.00 Million |
| 2001 | 4.21% | 2.03% | 0.26x | 8.01x | ฿-10.03 Million |
| 2002 | 8.76% | 4.18% | 0.28x | 7.35x | ฿-2.64 Million |
| 2003 | 2.08% | 2.08% | 0.27x | 3.65x | ฿-32.27 Million |
| 2004 | 9.02% | 7.99% | 0.34x | 3.32x | ฿-3.21 Million |
| 2005 | 5.06% | 8.15% | 0.28x | 2.22x | ฿-26.37 Million |
| 2006 | 2.84% | 15.59% | 0.09x | 1.93x | ฿-41.67 Million |
| 2007 | 3.93% | 21.89% | 0.10x | 1.87x | ฿-35.47 Million |
| 2008 | 4.85% | 9.47% | 0.25x | 2.03x | ฿-24.21 Million |
| 2009 | 4.58% | 7.62% | 0.34x | 1.79x | ฿-29.58 Million |
| 2010 | 4.62% | 5.81% | 0.44x | 1.81x | ฿-32.65 Million |
| 2011 | 1.00% | 1.01% | 0.27x | 3.63x | ฿-52.51 Million |
| 2012 | -14.65% | -9.31% | 0.43x | 3.62x | ฿-120.34 Million |
| 2013 | 5.74% | 4.87% | 0.41x | 2.84x | ฿-22.87 Million |
| 2014 | 10.08% | 11.08% | 0.37x | 2.47x | ฿504.59K |
| 2015 | 6.49% | 6.72% | 0.42x | 2.30x | ฿-23.97 Million |
| 2016 | 1.18% | 0.95% | 0.54x | 2.29x | ฿-58.18 Million |
| 2017 | 4.98% | 4.02% | 0.42x | 2.92x | ฿-35.29 Million |
| 2018 | 0.52% | 0.39% | 0.48x | 2.79x | ฿-66.50 Million |
| 2019 | 1.24% | 0.82% | 0.53x | 2.86x | ฿-60.29 Million |
| 2020 | 1.86% | 1.41% | 0.53x | 2.47x | ฿-56.98 Million |
| 2021 | 11.82% | 9.29% | 0.54x | 2.35x | ฿14.26 Million |
| 2022 | 7.50% | 4.96% | 0.56x | 2.69x | ฿-20.04 Million |
| 2023 | 15.70% | 12.89% | 0.54x | 2.26x | ฿50.32 Million |
| 2024 | 15.40% | 16.03% | 0.53x | 1.82x | ฿58.99 Million |
| 2025 | 6.05% | 6.40% | 0.58x | 1.63x | ฿-46.34 Million |
Industry Comparison
This section compares Bangkok Union Insurance Public Co. Ltd.'s net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $2,392,554,630
- Average return on equity (ROE) among peers: 5.61%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bangkok Union Insurance Public Co. Ltd. (BUI) | ฿1.17 Billion | 11.47% | 0.63x | $18.92 Million |
| Allianz Ayudhya Capital Public Company Limited (AYUD) | $5.25 Billion | 6.79% | 0.21x | $485.32 Million |
| Charan Insurance Public Company Limited (CHARAN) | $525.81 Million | 3.84% | 0.32x | $6.36 Million |
| Indara Insurance Public Company Limited (INSURE) | $215.20 Million | 3.46% | 3.61x | $20.20 Million |
| Muang Thai Insurance Public Company Limited (MTI) | $6.00 Billion | 12.78% | 4.00x | $292.40 Million |
| The Navakij Insurance Public Company Limited (NKI) | $2.17 Billion | 5.09% | 1.38x | $17.17 Million |
| Thai Setakij Insurance PCL (TSI) | $185.55 Million | 1.70% | 7.71x | $3.56 Million |
About Bangkok Union Insurance Public Co. Ltd.
Bangkok Union Insurance Public Company Limited provides general insurance products in Thailand. It operates through Non-Life Insurance Business " Fire, Non-Life Insurance Business " Marine and Cargo, Non-Life Insurance Business " Motor, Non-Life Insurance Business " Miscellaneous, and Office Space Rental Business segments. The company offers fire insurance comprising fire dwelling house and prope… Read more