Djurslands Bank
Djurslands Bank A/S provides various banking products and services in Denmark. The company offers saving and deposit accounts; clinic and practice financing, property financing, agriculture leasing, insurance, pension, and payment solutions, as well as self-service for businesses. It also provides private banking and wealth advisory services; investment advisory services; ATMs; and private, onlin… Read more
Djurslands Bank (DJUR) - Net Assets
Latest net assets as of December 2025: Dkr1.92 Billion DKK
Based on the latest financial reports, Djurslands Bank (DJUR) has net assets worth Dkr1.92 Billion DKK as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Dkr16.98 Billion) and total liabilities (Dkr15.06 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Dkr1.92 Billion |
| % of Total Assets | 11.31% |
| Annual Growth Rate | 8.65% |
| 5-Year Change | 48.71% |
| 10-Year Change | 105.79% |
| Growth Volatility | 5.76 |
Djurslands Bank - Net Assets Trend (2000–2025)
This chart illustrates how Djurslands Bank's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Djurslands Bank (2000–2025)
The table below shows the annual net assets of Djurslands Bank from 2000 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | Dkr1.92 Billion | +8.28% |
| 2024-12-31 | Dkr1.77 Billion | +10.05% |
| 2023-12-31 | Dkr1.61 Billion | +15.19% |
| 2022-12-31 | Dkr1.40 Billion | +8.34% |
| 2021-12-31 | Dkr1.29 Billion | +10.11% |
| 2020-12-31 | Dkr1.17 Billion | +2.67% |
| 2019-12-31 | Dkr1.14 Billion | +9.39% |
| 2018-12-31 | Dkr1.04 Billion | +2.81% |
| 2017-12-31 | Dkr1.02 Billion | +8.84% |
| 2016-12-31 | Dkr933.08 Million | +6.67% |
| 2015-12-31 | Dkr874.75 Million | +5.06% |
| 2014-12-31 | Dkr832.65 Million | +6.26% |
| 2013-12-31 | Dkr783.63 Million | +3.43% |
| 2012-12-31 | Dkr757.66 Million | +7.40% |
| 2011-12-31 | Dkr705.48 Million | +3.64% |
| 2010-12-31 | Dkr680.71 Million | +7.08% |
| 2009-12-31 | Dkr635.71 Million | +8.07% |
| 2008-12-31 | Dkr588.24 Million | -7.13% |
| 2007-12-31 | Dkr633.41 Million | +12.09% |
| 2006-12-31 | Dkr565.10 Million | +20.37% |
| 2005-12-31 | Dkr469.49 Million | +10.57% |
| 2004-12-31 | Dkr424.62 Million | +11.53% |
| 2003-12-31 | Dkr380.73 Million | +18.07% |
| 2002-12-31 | Dkr322.46 Million | +19.87% |
| 2001-12-31 | Dkr269.00 Million | +11.55% |
| 2000-12-31 | Dkr241.14 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Djurslands Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 787.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Dkr1.83 Billion | 95.10% |
| Common Stock | Dkr27.00 Million | 1.41% |
| Other Comprehensive Income | Dkr56.94 Million | 2.97% |
| Other Components | Dkr10.14 Million | 0.53% |
| Total Equity | Dkr1.92 Billion | 100.00% |
Djurslands Bank Competitors by Market Cap
The table below lists competitors of Djurslands Bank ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ermenegildo Zegna NV
NYSE:ZGN
|
$335.81 Million |
|
Hirose Electric Co.Ltd
PINK:HROEY
|
$335.82 Million |
|
Samkang M&T Co.Ltd
KQ:100090
|
$335.94 Million |
|
Jiangxi Salt Industry Group Co. Ltd. A
SHG:601065
|
$335.96 Million |
|
REDOX Ltd
AU:RDX
|
$335.62 Million |
|
Korea Electric Terminal
KO:025540
|
$335.53 Million |
|
BETAGRO
BK:BTG-R
|
$335.45 Million |
|
Ls Cable & System Asia Ltd
KO:229640
|
$335.29 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Djurslands Bank's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,773,368,000 to 1,920,200,000, a change of 146,832,000 (8.3%).
- Net income of 249,841,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 56,939,000.
- Other factors decreased equity by 159,948,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Dkr249.84 Million | +13.01% |
| Other Comprehensive Income | Dkr56.94 Million | +2.97% |
| Other Changes | Dkr-159.95 Million | -8.33% |
| Total Change | Dkr- | 8.28% |
Book Value vs Market Value Analysis
This analysis compares Djurslands Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.28x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 5.90x to 1.28x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | Dkr157.31 | Dkr928.00 | x |
| 2005-12-31 | Dkr173.93 | Dkr928.00 | x |
| 2006-12-31 | Dkr201.82 | Dkr928.00 | x |
| 2007-12-31 | Dkr222.64 | Dkr928.00 | x |
| 2008-12-31 | Dkr230.21 | Dkr928.00 | x |
| 2009-12-31 | Dkr241.07 | Dkr928.00 | x |
| 2010-12-31 | Dkr252.55 | Dkr928.00 | x |
| 2011-12-31 | Dkr272.72 | Dkr928.00 | x |
| 2012-12-31 | Dkr273.35 | Dkr928.00 | x |
| 2013-12-31 | Dkr296.08 | Dkr928.00 | x |
| 2014-12-31 | Dkr306.46 | Dkr928.00 | x |
| 2015-12-31 | Dkr327.45 | Dkr928.00 | x |
| 2016-12-31 | Dkr351.24 | Dkr928.00 | x |
| 2017-12-31 | Dkr375.88 | Dkr928.00 | x |
| 2018-12-31 | Dkr386.80 | Dkr928.00 | x |
| 2019-12-31 | Dkr425.03 | Dkr928.00 | x |
| 2020-12-31 | Dkr436.38 | Dkr928.00 | x |
| 2021-12-31 | Dkr480.02 | Dkr928.00 | x |
| 2022-12-31 | Dkr520.20 | Dkr928.00 | x |
| 2023-12-31 | Dkr599.20 | Dkr928.00 | x |
| 2024-12-31 | Dkr660.01 | Dkr928.00 | x |
| 2025-12-31 | Dkr725.32 | Dkr928.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Djurslands Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.01%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 31.83%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.84x
- Recent ROE (13.01%) is above the historical average (9.34%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 11.37% | 12.33% | 0.09x | 9.79x | Dkr3.30 Million |
| 2001 | 11.92% | 13.04% | 0.09x | 9.88x | Dkr5.16 Million |
| 2002 | 9.86% | 13.54% | 0.08x | 8.90x | Dkr-443.80K |
| 2003 | 16.71% | 23.73% | 0.09x | 8.23x | Dkr25.55 Million |
| 2004 | 11.66% | 21.36% | 0.07x | 8.12x | Dkr7.03 Million |
| 2005 | 12.75% | 26.80% | 0.05x | 9.39x | Dkr12.93 Million |
| 2006 | 14.74% | 23.13% | 0.07x | 9.60x | Dkr26.78 Million |
| 2007 | 12.58% | 21.80% | 0.06x | 9.97x | Dkr16.32 Million |
| 2008 | 3.02% | 4.15% | 0.07x | 11.08x | Dkr-41.06 Million |
| 2009 | 6.29% | 10.17% | 0.06x | 9.90x | Dkr-23.60 Million |
| 2010 | 5.40% | 10.88% | 0.05x | 9.62x | Dkr-31.29 Million |
| 2011 | 3.30% | 7.13% | 0.05x | 9.34x | Dkr-47.27 Million |
| 2012 | 6.22% | 13.42% | 0.05x | 8.79x | Dkr-28.65 Million |
| 2013 | 4.73% | 11.25% | 0.05x | 8.39x | Dkr-41.31 Million |
| 2014 | 6.85% | 17.01% | 0.05x | 7.98x | Dkr-26.21 Million |
| 2015 | 6.72% | 17.69% | 0.05x | 7.82x | Dkr-28.70 Million |
| 2016 | 7.97% | 22.14% | 0.04x | 8.09x | Dkr-18.93 Million |
| 2017 | 9.66% | 28.54% | 0.04x | 8.83x | Dkr-3.48 Million |
| 2018 | 6.93% | 20.47% | 0.04x | 8.93x | Dkr-32.07 Million |
| 2019 | 9.74% | 28.24% | 0.04x | 8.98x | Dkr-2.99 Million |
| 2020 | 4.32% | 13.80% | 0.03x | 9.54x | Dkr-66.61 Million |
| 2021 | 8.99% | 29.97% | 0.03x | 9.07x | Dkr-13.04 Million |
| 2022 | 9.29% | 29.11% | 0.04x | 8.68x | Dkr-9.96 Million |
| 2023 | 14.85% | 33.01% | 0.05x | 8.29x | Dkr78.23 Million |
| 2024 | 13.94% | 31.01% | 0.05x | 8.49x | Dkr69.91 Million |
| 2025 | 13.01% | 31.83% | 0.05x | 8.84x | Dkr57.82 Million |
Industry Comparison
This section compares Djurslands Bank's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $736,341,556
- Average return on equity (ROE) among peers: 5.61%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Djurslands Bank (DJUR) | Dkr1.92 Billion | 11.37% | 7.84x | $335.71 Million |
| P/F BankNordik (BNORDIK-CSE) | $1.77 Billion | -12.51% | 8.20x | $69.40 Million |
| FOBANK (FOBANK) | $1.56 Billion | 10.93% | 5.47x | $347.47K |
| Fynske Bank A/S (FYNBK) | $338.39 Million | 0.00% | 4.67x | $50.30 Million |
| Groenlandsbanken AS (GRLA) | $648.72 Million | 10.37% | 4.62x | $192.61 Million |
| Hvidbjerg Bank (HVID) | $38.77 Million | 12.22% | 8.11x | $41.38 Million |
| Kreditbanken A/S (KRE) | $350.31 Million | 14.22% | 5.39x | $145.63 Million |
| Laan & Spar Bank AS (LASP) | $929.87 Million | 7.71% | 12.50x | $449.18 Million |
| Lollands Bank (LOLB) | $334.86 Million | -5.87% | 7.04x | $85.53 Million |
| Moens Bank A/S (MNBA) | $657.78 Million | 13.39% | 5.99x | $83.85 Million |