Acom Co. Ltd (AK5) - Net Assets

Latest as of September 2025: €741.17 Billion EUR

Based on the latest financial reports, Acom Co. Ltd (AK5) has net assets worth €741.17 Billion EUR as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1.52 Trillion) and total liabilities (€783.04 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets €741.17 Billion
% of Total Assets 48.63%
Annual Growth Rate 7.91%
5-Year Change 37.64%
10-Year Change 109.69%
Growth Volatility 11.5

Acom Co. Ltd - Net Assets Trend (2014–2025)

This chart illustrates how Acom Co. Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Acom Co. Ltd (2014–2025)

The table below shows the annual net assets of Acom Co. Ltd from 2014 to 2025.

Year Net Assets Change
2025-03-31 €709.03 Billion +5.17%
2024-03-31 €674.17 Billion +8.77%
2023-03-31 €619.84 Billion +9.91%
2022-03-31 €563.96 Billion +9.48%
2021-03-31 €515.13 Billion +16.41%
2020-03-31 €442.50 Billion +15.99%
2019-03-31 €381.50 Billion +10.76%
2018-03-31 €344.44 Billion +28.89%
2017-03-31 €267.23 Billion -20.97%
2016-03-31 €338.13 Billion +2.99%
2015-03-31 €328.31 Billion +7.04%
2014-03-31 €306.73 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Acom Co. Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 177.7% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (March 2025)

Component Amount Percentage
Retained Earnings €481.61 Billion 73.69%
Other Components €171.95 Billion 26.31%
Total Equity €653.56 Billion 100.00%

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Acom Co. Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 628,010,000,000 to 653,561,000,000, a change of 25,551,000,000 (4.1%).
  • Net income of 32,124,000,000 contributed positively to equity growth.
  • Dividend payments of 20,364,000,000 reduced retained earnings.
  • Other factors increased equity by 13,791,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income €32.12 Billion +4.92%
Dividends Paid €20.36 Billion -3.12%
Other Changes €13.79 Billion +2.11%
Total Change €- 4.07%

Book Value vs Market Value Analysis

This analysis compares Acom Co. Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.01x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2017-03-31 €159.58 €2.54 x
2018-03-31 €206.12 €2.54 x
2019-03-31 €227.35 €2.54 x
2020-03-31 €265.11 €2.54 x
2021-03-31 €310.02 €2.54 x
2022-03-31 €339.51 €2.54 x
2023-03-31 €370.92 €2.54 x
2024-03-31 €400.87 €2.54 x
2025-03-31 €417.18 €2.54 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Acom Co. Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 4.92%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 10.11%
  • • Asset Turnover: 0.21x
  • • Equity Multiplier: 2.27x
  • Recent ROE (4.92%) is below the historical average (6.64%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2014 3.61% 5.26% 0.18x 3.92x €-18.81 Billion
2015 4.12% 5.87% 0.18x 3.81x €-18.39 Billion
2016 4.51% 6.14% 0.20x 3.63x €-17.74 Billion
2017 -28.87% -29.45% 0.20x 4.92x €-97.19 Billion
2018 21.85% 26.79% 0.21x 3.97x €38.28 Billion
2019 10.61% 13.64% 0.21x 3.66x €2.16 Billion
2020 14.35% 21.32% 0.22x 3.09x €18.07 Billion
2021 16.24% 29.61% 0.22x 2.51x €30.30 Billion
2022 10.47% 21.24% 0.21x 2.38x €2.49 Billion
2023 9.45% 20.06% 0.21x 2.23x €-3.18 Billion
2024 8.45% 18.01% 0.21x 2.26x €-9.71 Billion
2025 4.92% 10.11% 0.21x 2.27x €-33.23 Billion

Industry Comparison

This section compares Acom Co. Ltd's net assets metrics with peer companies in the Credit Services industry.

Industry Context

  • Industry: Credit Services
  • Average net assets among peers: $185,733,254,460
  • Average return on equity (ROE) among peers: 7.22%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Acom Co. Ltd (AK5) €741.17 Billion 3.61% 1.06x $4.02 Billion
Yiren Digital Ltd (19YA) $8.09 Billion 25.73% 0.27x $122.70 Million
Yixin Group Limited (1YX) $15.71 Billion 0.20% 1.52x $1.62 Billion
BFF Bank S.p.A (2BF) $571.60 Million 34.53% 18.55x $460.23 Million
REGIONAL MAN.CORP.DL -10 (46F) $357.08 Million 11.55% 4.35x $287.64 Million
OPORTUN FINL. DL-0001 (4L0) $404.40 Million -44.50% 7.44x $192.87 Million
Resurs Holding AB (publ) (4R6) $7.57 Billion 10.54% 5.32x $633.00 Million
MITSUBISHI HC CAPITAL INC (5B4) $1.80 Trillion 7.49% 5.52x $11.68 Billion
HANHUA FNCL HLDG CO.H YC1 (5HF) $8.04 Billion 0.95% 0.54x $11.63 Million
VCREDIT Holdings Limited (5R6) $4.61 Billion 10.38% 1.54x $70.95 Million
Genertec Universal Medical Group Company Limited (5UM) $7.47 Billion 15.38% 4.05x $1.41 Billion

About Acom Co. Ltd

F:AK5 Germany Credit Services
Market Cap
$4.65 Billion
€3.98 Billion EUR
Market Cap Rank
#4048 Global
#674 in Germany
Share Price
€2.54
Change (1 day)
+0.79%
52-Week Range
€2.36 - €2.88
All Time High
€4.08
About

Acom Co., Ltd. engages in financial services business in Japan, Thailand, and internationally. It operates through Loan and Credit Card Business, Guarantee Business, Overseas Financial Business, Loan Servicing Business, and Others segments. The company offers loans; unsecured loan and installment loan; credit card; and loan servicing; and embedded finance services. Acom Co., Ltd. was founded in 1… Read more