PT Bank Central Asia Tbk (BZG2) - Net Assets
Based on the latest financial reports, PT Bank Central Asia Tbk (BZG2) has net assets worth €281.69 Trillion EUR as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€1586.83 Trillion) and total liabilities (€1305.14 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €281.69 Trillion |
| % of Total Assets | 17.75% |
| Annual Growth Rate | 12.68% |
| 5-Year Change | 38.87% |
| 10-Year Change | 149.91% |
| Growth Volatility | 5.67 |
PT Bank Central Asia Tbk - Net Assets Trend (2014–2025)
This chart illustrates how PT Bank Central Asia Tbk's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for PT Bank Central Asia Tbk (2014–2025)
The table below shows the annual net assets of PT Bank Central Asia Tbk from 2014 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €281.69 Trillion | +7.17% |
| 2024-12-31 | €262.84 Trillion | +8.37% |
| 2023-12-31 | €242.54 Trillion | +9.66% |
| 2022-12-31 | €221.18 Trillion | +9.04% |
| 2021-12-31 | €202.85 Trillion | +9.82% |
| 2020-12-31 | €184.71 Trillion | +6.07% |
| 2019-12-31 | €174.14 Trillion | +14.75% |
| 2018-12-31 | €151.75 Trillion | +15.49% |
| 2017-12-31 | €131.40 Trillion | +16.58% |
| 2016-12-31 | €112.72 Trillion | +25.76% |
| 2015-12-31 | €89.62 Trillion | +18.35% |
| 2014-12-31 | €75.73 Trillion | -- |
Equity Component Analysis
This analysis shows how different components contribute to PT Bank Central Asia Tbk's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 280.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €258.92 Trillion | 91.99% |
| Other Components | €22.55 Trillion | 8.01% |
| Total Equity | €281.47 Trillion | 100.00% |
PT Bank Central Asia Tbk Competitors by Market Cap
The table below lists competitors of PT Bank Central Asia Tbk ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Mahindra & Mahindra Limited
NSE:M&M
|
$41.55 Billion |
|
ITC Limited
NSE:ITC
|
$41.57 Billion |
|
Ameriprise Financial Inc
NYSE:AMP
|
$41.60 Billion |
|
Victory Giant Technology Huizhou Co Ltd
SHE:300476
|
$41.68 Billion |
|
Aena SA
MC:AENA
|
$41.40 Billion |
|
Adani Power Limited
NSE:ADANIPOWER
|
$41.40 Billion |
|
NTPC Limited
NSE:NTPC
|
$41.28 Billion |
|
Kotak Mahindra Bank Limited
NSE:KOTAKBANK
|
$41.26 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in PT Bank Central Asia Tbk's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 262,640,621,000,000 to 281,466,478,000,000, a change of 18,825,857,000,000 (7.2%).
- Net income of 57,537,287,000,000 contributed positively to equity growth.
- Dividend payments of 37,595,047,000,000 reduced retained earnings.
- Share repurchases of 2,152,514,000,000 reduced equity.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €57.54 Trillion | +20.44% |
| Dividends Paid | €37.60 Trillion | -13.36% |
| Share Repurchases | €2.15 Trillion | -0.76% |
| Other Changes | €1.04 Trillion | +0.37% |
| Total Change | €- | 7.17% |
Book Value vs Market Value Analysis
This analysis compares PT Bank Central Asia Tbk's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €5325.63 | €0.32 | x |
| 2018-12-31 | €6151.27 | €0.32 | x |
| 2019-12-31 | €7059.13 | €0.32 | x |
| 2020-12-31 | €7487.17 | €0.32 | x |
| 2021-12-31 | €1644.39 | €0.32 | x |
| 2022-12-31 | €1792.89 | €0.32 | x |
| 2023-12-31 | €1965.98 | €0.32 | x |
| 2024-12-31 | €2130.53 | €0.32 | x |
| 2025-12-31 | €2288.10 | €0.32 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently PT Bank Central Asia Tbk utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 20.44%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 50.33%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 5.64x
- Recent ROE (20.44%) is above the historical average (18.46%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 21.84% | 42.13% | 0.07x | 7.33x | €8.94 Trillion |
| 2015 | 20.16% | 40.61% | 0.07x | 6.65x | €9.08 Trillion |
| 2016 | 18.33% | 37.64% | 0.08x | 6.02x | €9.36 Trillion |
| 2017 | 17.75% | 40.24% | 0.08x | 5.71x | €10.18 Trillion |
| 2018 | 17.05% | 40.11% | 0.08x | 5.44x | €10.69 Trillion |
| 2019 | 16.41% | 39.15% | 0.08x | 5.28x | €11.16 Trillion |
| 2020 | 14.70% | 35.37% | 0.07x | 5.83x | €8.67 Trillion |
| 2021 | 15.50% | 39.21% | 0.07x | 6.06x | €11.15 Trillion |
| 2022 | 18.43% | 45.50% | 0.07x | 5.95x | €18.63 Trillion |
| 2023 | 20.07% | 48.40% | 0.07x | 5.81x | €24.40 Trillion |
| 2024 | 20.88% | 50.40% | 0.08x | 5.52x | €28.57 Trillion |
| 2025 | 20.44% | 50.33% | 0.07x | 5.64x | €29.39 Trillion |
Industry Comparison
This section compares PT Bank Central Asia Tbk's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $617,464,439,500
- Average return on equity (ROE) among peers: 10.91%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| PT Bank Central Asia Tbk (BZG2) | €281.69 Trillion | 21.84% | 4.63x | $41.46 Billion |
| PT Bank Sinarmas Tbk (08S) | $2.75 Trillion | 8.03% | 5.33x | $898.96 Million |
| Seven Bank Ltd (0S7) | $199.08 Billion | 12.61% | 3.81x | $1.93 Billion |
| COAST.FINL. CORP.WA NEW (1VD) | $438.70 Million | 10.31% | 8.39x | $1.07 Billion |
| Aktia Pankki Oyj (2A41) | $738.40 Million | 9.13% | 14.78x | $871.18 Million |
| PT BK PANIN DU. SY. RP100 (2PS) | $2.51 Trillion | 10.00% | 4.90x | $19.41 Million |
| Bank of Cyprus Holdings PLC (318) | $2.83 Billion | 17.96% | 8.36x | $3.14 Billion |
| Bank of Zhengzhou Co. Ltd (3BZ) | $37.86 Billion | 8.08% | 11.31x | $250.39 Million |
| Manx Financial Group PLC (3IM) | $12.15 Million | 17.30% | 9.70x | $31.55 Million |
| TowneBank (3T8) | $1.09 Billion | 6.19% | 6.34x | $2.80 Billion |
| Postal Savings Bank of China Co Ltd (3YB) | $672.93 Billion | 9.54% | 15.87x | $12.44 Billion |
About PT Bank Central Asia Tbk
PT Bank Central Asia Tbk provides commercial banking and other financial services. The company offers time deposits, e- deposits, spinning, Dana Lander accounts, customer accounts, gold stage; loans, such as business, investment credit, securities collateral, multipurpose business, trade finance, business place loans; credit cards; and investment, including mutual funds, and bond and secondary SB… Read more