KBC Group NV (KDB) - Net Assets
Based on the latest financial reports, KBC Group NV (KDB) has net assets worth €27.99 Billion EUR as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€397.37 Billion) and total liabilities (€369.39 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €27.99 Billion |
| % of Total Assets | 7.04% |
| Annual Growth Rate | 5.62% |
| 5-Year Change | 21.27% |
| 10-Year Change | 61.24% |
| Growth Volatility | 7.5 |
KBC Group NV - Net Assets Trend (2013–2025)
This chart illustrates how KBC Group NV's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for KBC Group NV (2013–2025)
The table below shows the annual net assets of KBC Group NV from 2013 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | €27.99 Billion | +15.11% |
| 2024-12-31 | €24.31 Billion | +0.21% |
| 2023-12-31 | €24.26 Billion | +16.59% |
| 2022-12-31 | €20.81 Billion | -9.83% |
| 2021-12-31 | €23.08 Billion | +7.18% |
| 2020-12-31 | €21.53 Billion | +5.71% |
| 2019-12-31 | €20.37 Billion | +3.75% |
| 2018-12-31 | €19.63 Billion | +4.41% |
| 2017-12-31 | €18.80 Billion | +8.33% |
| 2016-12-31 | €17.36 Billion | +9.78% |
| 2015-12-31 | €15.81 Billion | -4.30% |
| 2014-12-31 | €16.52 Billion | +13.84% |
| 2013-12-31 | €14.51 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to KBC Group NV's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1758900000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €17.59 Billion | 63.03% |
| Other Components | €10.32 Billion | 36.97% |
| Total Equity | €27.91 Billion | 100.00% |
KBC Group NV Competitors by Market Cap
The table below lists competitors of KBC Group NV ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
KBC Groep NV
BR:KBC
|
$46.27 Billion |
|
East Money Information Co Ltd
SHE:300059
|
$46.39 Billion |
|
ALIMENTATION COUCHE-TARD
F:CJA1
|
$46.60 Billion |
|
Garmin Ltd
NYSE:GRMN
|
$46.70 Billion |
|
Hess Corporation
NYSE:HES
|
$46.07 Billion |
|
ING Groep N.V
MX:INGN
|
$46.00 Billion |
|
Fortescue Ltd
AU:FMG
|
$45.71 Billion |
|
Chipotle Mexican Grill Inc
NYSE:CMG
|
$45.69 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in KBC Group NV's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 24,313,000,000 to 27,905,000,000, a change of 3,592,000,000 (14.8%).
- Net income of 3,568,000,000 contributed positively to equity growth.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €3.57 Billion | +12.79% |
| Other Changes | €24.00 Million | +0.09% |
| Total Change | €- | 14.77% |
Book Value vs Market Value Analysis
This analysis compares KBC Group NV's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.68x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.63x to 1.68x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €44.92 | €118.20 | x |
| 2018-12-31 | €47.18 | €118.20 | x |
| 2019-12-31 | €48.92 | €118.20 | x |
| 2020-12-31 | €51.67 | €118.20 | x |
| 2021-12-31 | €55.36 | €118.20 | x |
| 2022-12-31 | €49.88 | €118.20 | x |
| 2023-12-31 | €59.39 | €118.20 | x |
| 2024-12-31 | €61.31 | €118.20 | x |
| 2025-12-31 | €70.35 | €118.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently KBC Group NV utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.79%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 29.35%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 14.24x
- Recent ROE (12.79%) is above the historical average (12.27%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 7.17% | 17.80% | 0.02x | 16.86x | €-400.90 Million |
| 2014 | 10.67% | 27.97% | 0.03x | 14.84x | €110.60 Million |
| 2015 | 16.69% | 38.88% | 0.03x | 15.96x | €1.06 Billion |
| 2016 | 13.98% | 34.27% | 0.03x | 15.86x | €691.30 Million |
| 2017 | 13.70% | 33.33% | 0.03x | 15.55x | €694.80 Million |
| 2018 | 13.09% | 34.22% | 0.03x | 14.46x | €606.80 Million |
| 2019 | 12.22% | 32.75% | 0.03x | 14.27x | €452.20 Million |
| 2020 | 6.69% | 20.15% | 0.02x | 14.90x | €-713.10 Million |
| 2021 | 11.33% | 34.94% | 0.02x | 14.75x | €306.20 Million |
| 2022 | 13.18% | 32.30% | 0.02x | 17.10x | €662.10 Million |
| 2023 | 14.02% | 31.58% | 0.03x | 14.30x | €975.90 Million |
| 2024 | 14.05% | 30.62% | 0.03x | 15.34x | €983.70 Million |
| 2025 | 12.79% | 29.35% | 0.03x | 14.24x | €777.50 Million |
Industry Comparison
This section compares KBC Group NV's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $666,955,270,300
- Average return on equity (ROE) among peers: 9.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| KBC Group NV (KDB) | €27.99 Billion | 7.17% | 13.20x | $46.21 Billion |
| PT Bank Sinarmas Tbk (08S) | $3.16 Trillion | 4.90% | 5.72x | $922.01 Million |
| Seven Bank Ltd (0S7) | $199.08 Billion | 12.61% | 3.81x | $1.93 Billion |
| COAST.FINL. CORP.WA NEW (1VD) | $243.49 Million | 16.68% | 11.91x | $1.07 Billion |
| Aktia Pankki Oyj (2A41) | $598.02 Million | 6.58% | 14.97x | $871.18 Million |
| PT BK PANIN DU. SY. RP100 (2PS) | $2.51 Trillion | 10.00% | 4.90x | $19.41 Million |
| Bank of Cyprus Holdings PLC (318) | $2.10 Billion | 3.38% | 11.11x | $3.14 Billion |
| Manx Financial Group PLC (3IM) | $13.17 Million | 9.88% | 10.59x | $31.55 Million |
| TowneBank (3T8) | $2.06 Billion | 7.48% | 7.19x | $2.80 Billion |
| Postal Savings Bank of China Co Ltd (3YB) | $795.55 Billion | 9.57% | 14.82x | $12.41 Billion |
| BAR HARBOR BANKSHS DL 2 (42K) | $393.45 Million | 11.07% | 8.94x | $498.20 Million |
About KBC Group NV
KBC Group NV, together with its subsidiaries, provides banking, insurance, and asset management services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients in Belgium, Bulgaria, the Czech Republic, Hungary, and Slovakia. The company provides demand deposits, time deposits, and savings and current accounts; home and mortgage loans; home insurance; consum… Read more